MAB CONST
ActiveSummary
MAB CONST has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €81,386 and a net result of €909. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 4564 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability40▲+2
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 14.42; short-term debt: 6.9% and cash: 5.1% of total assets), and 6.9% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.1%
Return on assets
1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
12 d early
2023
17 d early
2022
15 d early
2021
32 d early
2020
27 d early
2019
21 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 16 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€124,846
EBIT margin
5.3%
Net result
€909▲ 530%
2024 · €144
Working capital
€81,386▲ 1.1%
2024 · €80,477
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€124,846
Operating result€6,655▲ 10.4%€12,519▲ 88.1%€6,470▼ 48.3%€2,773▼ 57.1%€3,280▲ 18.3%
Net result€2,121within the sector's middle half▼ 61.4%€12,263within the sector's middle half▲ 478%€4,313within the sector's middle half▼ 64.8%€144within the sector's middle half▼ 96.7%€909within the sector's middle half▲ 530%
EBIT margin5.3%
Equity€63,757within the sector's middle half▲ 3.4%€76,020within the sector's middle half▲ 19.2%€80,333within the sector's middle half▲ 5.7%€80,477within the sector's middle half▲ 0.2%€81,386within the sector's middle half▲ 1.1%
Total assets€68,081within the sector's middle half▼ 6.1%€88,442within the sector's middle half▲ 29.9%€80,964within the sector's middle half▼ 8.5%€80,719within the sector's middle half▼ 0.3%€87,448within the sector's middle half▲ 8.3%
Debt€4,324▼ 60.1%€12,422▲ 187%€632▼ 94.9%€242▼ 61.6%€6,063▲ 2,401%
Working capital€63,757▲ 4.7%€76,020▲ 19.2%€80,333▲ 5.7%€80,477▲ 0.2%€81,386▲ 1.1%
Solvency93.6%above the sector's middle half▲ 8.6pp86.0%above the sector's middle half▼ 7.7pp99.2%above the sector's middle half▲ 13.3pp99.7%above the sector's middle half▲ 0.5pp93.1%above the sector's middle half▼ 6.6pp
above
within
below
the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 18% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €87,448
Equity
€81,386 ▲ 1.1%
Debt
€6,063 ▲ 2,401%
Debt's share of the balance-sheet total rises from 0.3% to 6.9%. Equity and debt are higher.
Key figures and ratios
Current ratio
14.42
Debt to equity
0.07▲
2024 · 0.00
ROE
1.1%▲
2024 · 0.2%
ROA
1.0%▲
2024 · 0.2%
Debt ≤ 1 year
€6,063▲
2024 · €242
Income taxes
€1,870▼
2024 · €2,139
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 10,891 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.6%
went bankrupt
4.0%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,891 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €124,846 | - | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €117,331 | €137,195 | €129,568 | €160,227 | - | - |
| Remuneration, social security and pensions62 | - | - | - | €1,437 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €733 | - | - | - | - | - |
| Other operating charges640/8 | €128 | €387 | €298 | €178 | €548 | ▲ 208% |
| Gross operating margin9900 | €7,516 | €12,906 | €6,767 | €4,388 | €3,828 | ▼ 12.8% |
| Operating profit (loss)9901 | €6,655 | €12,519 | €6,470 | €2,773 | €3,280 | ▲ 18.3% |
| Financial income75/76B | €70 | €0 | - | - | - | - |
| Recurring financial income75 | €70 | €0 | - | - | - | - |
| Financial charges65/66B | €184 | €256 | €226 | €490 | €501 | ▲ 2.4% |
| Recurring financial charges65 | €184 | €256 | €226 | €490 | €501 | ▲ 2.4% |
| Profit (loss) for the period before taxes9903 | €6,541 | €12,263 | €6,244 | €2,284 | €2,778 | ▲ 21.7% |
| Income taxes67/77 | €4,421 | - | €1,932 | €2,139 | €1,870 | ▼ 12.6% |
| Profit (loss) for the period9904 | €2,121 | €12,263 | €4,313 | €144 | €909 | ▲ 530% |
| Profit (loss) for the period to be appropriated9905 | €2,121 | €12,263 | €4,313 | €144 | €909 | ▲ 530% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €68,081 | €88,442 | €80,964 | €80,719 | €87,448 | ▲ 8.3% |
| Tangible fixed assets22/27 | €0 | - | - | - | - | - |
| Current assets29/58 | €68,081 | €88,442 | €80,964 | €80,719 | €87,448 | ▲ 8.3% |
| Amounts receivable within one year40/41 | €67,668 | €84,251 | €80,092 | €78,486 | €82,953 | ▲ 5.7% |
| Trade receivables40 | - | €12,000 | €5,465 | €6,282 | €10,766 | ▲ 71.4% |
| Other amounts receivable41 | €67,668 | €72,251 | €74,627 | €72,203 | €72,187 | = |
| Cash at bank and in hand54/58 | €341 | €4,055 | €872 | €2,044 | €4,495 | ▲ 120% |
| Deferred charges and accrued income490/1 | €72 | €136 | - | €190 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €68,081 | €88,442 | €80,964 | €80,719 | €87,448 | ▲ 8.3% |
| Equity10/15 | €63,757 | €76,020 | €80,333 | €80,477 | €81,386 | ▲ 1.1% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €20,908 | €20,908 | €20,908 | €20,908 | €20,908 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €19,048 | €19,048 | €19,048 | €19,048 | €19,048 | = |
| Profit (loss) carried forward14 | €30,449 | €42,712 | €47,025 | €47,169 | €48,078 | ▲ 1.9% |
| Amounts payable17/49 | €4,324 | €12,422 | €632 | €242 | €6,063 | ▲ 2,401% |
| Amounts payable within one year42/48 | €4,324 | €12,422 | €632 | €242 | €6,063 | ▲ 2,401% |
| Trade debts44 | €4,324 | €12,422 | €632 | €164 | €5,984 | ▲ 3,558% |
| Suppliers440/4 | €4,324 | €12,422 | €632 | €164 | €5,984 | ▲ 3,558% |
| Taxes, remuneration and social security45 | - | - | - | €79 | €79 | = |
| Taxes450/3 | - | - | - | €79 | €79 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,121 | €12,263 | €4,313 | €144 | €909 | ▲ 530% |
| + Depreciation and write-downs630 | €733 | - | - | - | - | - |
| Operating cash flow (approximation) | €2,854 | €12,263 | €4,313 | €144 | €909 | ▲ 530% |
| Change in cash | - | €3,715 | -€3,183 | €1,172 | €2,451 | ▲ 109% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €144 ▼96.7%
Net result drops to €144, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 332.97
Current ratio from 128.19 to 332.97; short-term debt falls from €632 to €242.
14-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 18current ratio 128.19
Current ratio from 7.12 to 128.19; short-term debt falls from €12,422 to €632.
16-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 15.75
Current ratio from 6.62 to 15.75; short-term debt falls from €10,836 to €4,324.
04-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 21 days late
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
17-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 48 days late
2017
15-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2009
Ground area
120 m²
Building footprint
67 m²
Volume, LiDAR
851 m³
Parcel 21910E0066/03S009, Brussels · tallest building 17.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Mab Const
since 20092.183.154.848
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21910E0066/03S009 | Brussels | 120 m² | 1 · 67 m² | 17.0 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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ZEN CLEAN
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OFFICARE
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ABBS CONCEPT
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Of 7,364 companies in sector 81210 we hold annual accounts for 2,741. 2,198 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded27-10-2009
Fiscal year end31-12
Activities, NACEBEL 2025
81210General cleaning of buildings
43990Other specialised construction activities
81220Other building cleaning and industrial cleaning
E-invoicing
Reachable via Peppol
Peppol ID
0208:0820081154
Registered
26-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.