Maät is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.51M and a net result of €20k. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 5523 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
26 d late
2023
30 d late
2022
24 d late
2021
30 d late
2020
24 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.51M▲ 0.8%
2024 · €2.49M
2018: €1.77M
2019: €2.05M
2020: €2.21M
2021: €2.33M
2022: €2.36M
2023: €2.48M
2024: €2.49M
2018 → 2025
Net result
€20k▲ 14.2%
2024 · €17k
2018: €914k
2019: €286k
2020: €157k
2021: €119k
2022: €26k
2023: €120k
2024: €17k
2018 → 2025
Total assets
€2.52M▲ 0.9%
2024 · €2.50M
2018: €1.93M
2019: €2.21M
2020: €2.26M
2021: €2.36M
2022: €2.37M
2023: €2.48M
2024: €2.50M
2018 → 2025
Solvency
99.7%▼ 0.1pp
2024 · 99.9%
2018: 91.9%
2019: 93.1%
2020: 97.7%
2021: 98.8%
2022: 99.4%
2023: 99.7%
2024: 99.9%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.33M-€2.36M▲ 1.1%€2.48M▲ 5.1%€2.49M▲ 0.7%€2.51M▲ 0.8%
Operating result€62k-€39k▼ 37.5%€94k▲ 143%€15k▼ 83.8%€-4k
Net result€119k-€26k▼ 77.8%€120k▲ 354%€17k▼ 85.5%€20k▲ 14.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €15k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.52M
Fixed assets
€843k▼ 2.3%
Current assets
€1.68M▲ 2.6%
Equity and liabilities €2.52M
Equity
€2.51M▲ 0.8%
Debt
€6k▲ 101%
The debt ratio rises from 0.1% to 0.3%. Equity and debt are higher.
Key figures and ratios
Solvency
99.7%▼
2024 · 99.9%
ROE
0.8%▲
2024 · 0.7%
ROA
0.8%▲
2024 · 0.7%
Debt
€6k▲
2024 · €3k
Debt ≤ 1 year
€6k▲
2024 · €1k
Income taxes
€10k▲
2024 · €6k
A ratio outside any meaningful range has been withheld (balance sheet total €2.52M, equity €2.51M).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.50M€2.52M▲
Fixed assets21/28€863k€843k▼
Tangible fixed assets22/27€69k€49k▼
Furniture and vehicles24€69k€49k▼
Financial fixed assets28€794k€794k=
Current assets29/58€1.64M€1.68M▲
Amounts receivable within one year40/41€1k€413▼
Other amounts receivable41€1k€413▼
Current investments50/53€1.55M€1.57M▲
Cash at bank and in hand54/58€81k€101k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€2.50M€2.52M▲
Equity10/15€2.49M€2.51M▲
Contributions10/11€400k€400k=
Reserves13€2.09M€2.11M▲
Distributable reserves133€2.09M€2.11M▲
Amounts payable17/49€3k€6k▲
Amounts payable after more than one year17€2k-
Other amounts payable178/9€2k-
Amounts payable within one year42/48€1k€6k▲
Trade debts44€35€2k▲
Suppliers440/4€35€2k▲
Taxes, remuneration and social security45€1k€1k▲
Taxes450/3€1k€1k▲
Other amounts payable47/48-€3k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€20k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€36k€17k▼
Operating profit (loss)9901€15k€-4k▼
Financial income75/76B€8k€34k▲
Recurring financial income75€8k€34k▲
Financial charges65/66B€38€38=
Recurring financial charges65€38€38=
Profit (loss) for the period before taxes9903€24k€30k▲
Income taxes67/77€6k€10k▲
Profit (loss) for the period9904€17k€20k▲
Profit (loss) for the period to be appropriated9905€17k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€20k▲
Transfer to equity691/2€17k€20k▲
To other reserves6921€17k€20k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 21 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 26 days late
2024
31-12
Financial
Weakest financial yearnet €17k ▼85.5%
Net result drops to €17k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 5current ratio 1307.07
Current ratio from 257.79 to 1307.07; short-term debt falls from €6k to €1k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 257.79
Current ratio from 115.90 to 257.79; short-term debt falls from €14k to €6k.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 24 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 115.90
Current ratio from 55.40 to 115.90; short-term debt falls from €28k to €14k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 24 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 28.02
Current ratio from 9.57 to 28.02; short-term debt falls from €143k to €51k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
31-12
Financial
Equity above €2MEq €2.05M ▲16.1%
2 profitable years in a row build equity to €2.05M.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 28 days late
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kruisem · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heirweg 1099750 KruisemGround area
1,515 m²
Building footprint
194 m²
Volume, LiDAR
928 m³
Parcel 45057B1205/00G000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Maät
since 20132.220.443.529
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45057B1205/00G000 | Flanders | 1,515 m² | 1 · 193 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 10,235 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-07-2013
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.