Ma Vic
ActiveSummary
The computed 12-month bankruptcy probability of Ma Vic is 4.0% (elevated). The 2025 annual accounts show equity of €11,629 and a net result of €13,250. Its solvency ranks better than 32% of 13874 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability64▲+32
Solvency34▲+10
Growth78
Track record82
Bankruptcy probability, 12 months
4.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.06 against 0.04 in 2024; short-term debt: 46.5% and cash: 2.9% of total assets), and 90.6% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-12-2025, 47 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
47 d early
2024
318 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 136 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close01-10-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€11,629
2024 · -€1,621
Total assets
€123,672▲ 1.5%
2024 · €121,897
Net result
€13,250
2024 · -€2,621
Working capital
-€53,775▼ 10.6%
2024 · -€48,617
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result-€664-€20,331
Net result-€2,621within the sector's middle half-€13,250within the sector's middle half
Equity-€1,621within the sector's middle half-€11,629within the sector's middle half
Total assets€121,897within the sector's middle half-€123,672within the sector's middle half▲ 1.5%
Debt€123,517-€112,043▼ 9.3%
Working capital-€48,617below the sector's middle half--€53,775below the sector's middle half▼ 10.6%
Solvency-1.3%within the sector's middle half-9.4%within the sector's middle half▲ 10.7pp
Current ratio0.04below the sector's middle half-0.06below the sector's middle half▲ 0.03
Return on assets (ROA)-2.1%within the sector's middle half-10.7%within the sector's middle half▲ 12.9pp
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €20,331 after a loss of €664 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €123,672
Fixed assets
€120,000 =
Current assets
€3,672 ▲ 93.6%
Equity and liabilities €123,672
Equity
€11,629
Debt
€112,043
Debt finances 90.6% of the balance-sheet total.
Key figures and ratios
Debt to equity
9.63
ROE
113.9%
Debt ≤ 1 year
€57,447▲
2024 · €50,513
Debt > 1 year
€54,596▼
2024 · €73,004
Income taxes
€3,553
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Other operating charges640/8 | €510 | €397 | ▼ 22.2% |
| Gross operating margin9900 | -€154 | €20,728 | ▲ 13,561% |
| Operating profit (loss)9901 | -€664 | €20,331 | ▲ 3,161% |
| Financial income75/76B | €229 | - | - |
| Recurring financial income75 | €229 | - | - |
| Financial charges65/66B | €2,186 | €3,528 | ▲ 61.4% |
| Recurring financial charges65 | €2,186 | €3,528 | ▲ 61.4% |
| Profit (loss) for the period before taxes9903 | -€2,621 | €16,803 | ▲ 741% |
| Income taxes67/77 | - | €3,553 | - |
| Profit (loss) for the period9904 | -€2,621 | €13,250 | ▲ 606% |
| Profit (loss) for the period to be appropriated9905 | -€2,621 | €13,250 | ▲ 606% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €121,897 | €123,672 | ▲ 1.5% |
| Fixed assets21/28 | €120,000 | €120,000 | = |
| Financial fixed assets28 | €120,000 | €120,000 | = |
| Current assets29/58 | €1,897 | €3,672 | ▲ 93.6% |
| Amounts receivable within one year40/41 | €69 | €69 | = |
| Other amounts receivable41 | €69 | €69 | = |
| Cash at bank and in hand54/58 | €1,828 | €3,604 | ▲ 97.1% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €121,897 | €123,672 | ▲ 1.5% |
| Equity10/15 | -€1,621 | €11,629 | ▲ 818% |
| Contributions10/11 | €1,000 | €1,000 | = |
| Profit (loss) carried forward14 | -€2,621 | €10,629 | ▲ 506% |
| Amounts payable17/49 | €123,517 | €112,043 | ▼ 9.3% |
| Amounts payable after more than one year17 | €73,004 | €54,596 | ▼ 25.2% |
| Financial debts170/4 | €73,004 | €54,596 | ▼ 25.2% |
| Amounts payable within one year42/48 | €50,513 | €57,447 | ▲ 13.7% |
| Current portion of amounts payable after more than one year42 | €17,684 | €18,408 | ▲ 4.1% |
| Trade debts44 | €5,415 | €7,897 | ▲ 45.8% |
| Suppliers440/4 | €5,415 | €7,897 | ▲ 45.8% |
| Taxes, remuneration and social security45 | €1,085 | €4,813 | ▲ 344% |
| Taxes450/3 | €1,085 | €4,813 | ▲ 344% |
| Other amounts payable47/48 | €26,329 | €26,329 | = |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€2,621 | €13,250 | ▲ 606% |
| Operating cash flow (approximation) | -€2,621 | €13,250 | ▲ 606% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €1,775 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
15-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
15-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 318 days late
30-06
Financial
Back to profitnet €13,250
Net result €13,250 after one loss-making year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2023
Ground area
1,014 m²
Parcel 23079B0126/00D000, Flanders. Linked by address, not a title deed.
1 establishment unit
Ma Vic
since 20232.352.539.218
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23079B0126/00D000 | Flanders | 1,014 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DF&M
BE 0736.618.889
Kasterlee · Eq €11,634
LA LIEGEOISE
BE 0434.535.947
Ans · Eq €11,618
BONAIR SPORT
BE 0760.296.787
Herzele · Eq €11,647
YUKS
BE 0803.630.350
Liège · Eq €11,610
3hoek
BE 0874.382.645
Aartselaar · Eq €11,606
Of 21,835 companies in this sector we hold annual accounts for 9,786. 7,243 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded21-11-2023
Fiscal year end30-06
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
56220Contract catering and other food service activities
77223Rental and leasing activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:1002498166
Also
9925:BE1002498166
Registered
18-09-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.