Equity
€467,112 ▲ 2.1%
MA RI JO DI has made a profit without a break since 2022.
MA RI JO DI
Lifetime
17 annual accounts with figures on one time axisGross marginpeak €514,027 (2024)
€13,259▲ 34.7%
Resultlowest -€32,361 (2020)
€9,466▼ 39.1%
Equitypeak €467,112 (2026)
€467,112▲ 2.1%
Debts
-not published
Staffpeak 0.3 FTE (2012)
-not published
Board4 names since 2019
2 directorsGROENMOLEN and 1 other
Owners3 names in the annual accounts
Documentsfilings and deeds
15-09-202615 days before the deadline
2026micro format
Gross margin from €9,845 to €13,259Result from €15,545 to €9,4661 director resigning 26-08
Key points
from the 2026 annual accountsChecked score
97
Excellent
Financially stronger than 73% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,628 companies (NACE 68, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.2%▲ +0.1 percentage points vs 08-2025highest value
10-2025: < 0.1%▼ -0.2 percentage points vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: cash €360,468
Size: total assets €627,216
Equity €467,112 (74.5% of total assets)
Figures for financial year 2026 (filed on 17-09-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 81% of them on solvency, 98% on liquidity, 60% on profitability and 52% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 28-02-2026.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,049 companies had the same profile as MA RI JO DI has now. Each dot stands for 16 companies, two years later.
95.9%
were still trading
3.6%
stopped another way
0.4%
went bankrupt
That fits the bankruptcy probability of MA RI JO DI itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,049 companies, not a prediction for MA RI JO DI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €45,000 on 30-day terms is acceptable
Cash is 57.5% of total assets. 25.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 28-02-2026 was due by 30-09-2026 and was filed on 15-09-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
15 days early
2025
15 days early
2024
3 days late
2023
16 days early
2022
2 days early
2021
41 days late
2020
35 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 4 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 28-02-2027 and is due by 30-09-2027. Nothing is late today. The company usually files around 15 September (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today28-02-2027 year end30-09-2027 deadline
Board and ownership
- BONGAERTS D. 50.07%score 96equity €949,096 (2025) · 30-06-2025 annual accounts of BONGAERTS D.
- XERINI 50.07%score 84equity €2.1m (2025) · 30-09-2025 annual accounts of XERINI
- GROENMOLEN 49.93%score 94equity €389,937 (2025) · 2025 annual accounts of GROENMOLEN
Recent changes
1 director resigning
Groenmolen · Permanent representatives: TROONBEECKX, Luc Maria Joseph and SCHOOFS, Kristin Martine · “-Detailhandel in ICT-apparatuur; - Activiteiten op het gebied van computerconsultancy en beheer van…” (deed in Dutch) · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0897654925
1 director appointed, 1 resignation
Resignation: Bongaerts D. BV · Permanent representatives: Dirk Bongaerts and Kristin Schoofs · Appointment: Xerini BV · General meeting of 03-09-2025 · Gazette deed
2 managers resigning, 2 directors reappointed
Resignations: GROENMOLEN (manager) and BONGAERTS, Dirk Mathieu (manager) · Reappointments: GROENMOLEN (director) and BONGAERTS, Dirk Mathieu (director) · Permanent representatives: TROONBEECKX, Luc Maria Joseph and BONGAERTS, Dirk Mathieu · General meeting of 19-12-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| MA RI JO DI Oudsbergen | €627,216 | €13,259 | 74.5% | - |
| Van Deynse Immo Maldegem | €656,320 | €11,551 | 99.1% | - |
| ECO2 Engineering Kortenberg | €636,234 | €15,563 | 94.8% | - |
| McVirtus Hasselt | €580,637 | €20,647 | 91.5% | - |
| JoyInvest Harelbeke | €715,709 | €16,438 | 79.4% | - |
| IMCP Antwerp | €672,455 | €11,084 | -6.0% | - |
| IMMO - INVEST 51 Antwerp | €550,201 | €14,937 | 52.9% | - |
These companies have the same main activity as MA RI JO DI: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €550,000 and €716,000, founded between 2004 and 2011.
Official details
Source: KBO- Status
- Active since 28-04-2008Normal situation
- Activity
- Renting and operating of own or leased residential real estate, excluding social housingNACE 68201and 4 others
- Establishment unit
- 2.171.080.7243670 Oudsbergen, since 30-04-2008
- Financial year end
- 28 February
- Peppol
- Reachable since 29-06-2026
Annual accounts to 28-02-2026
- Total assets
- €627,216▲ 1.2%
- Filing
- Filed on 15-09-2026, 15 days before the end of the filing period
Insights on MA RI JO DI
MA RI JO DI files the micro format. That format states no turnover. The gross margin fell from €88,665 in 2009 to €13,259 in 2026.
BONGAERTS D. holds 50.07% of the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MA RI JO DI
- What is the company number of MA RI JO DI?
- The company number of MA RI JO DI is 0897.654.925. The VAT number is the same number with BE in front: BE 0897.654.925.
- Where is MA RI JO DI based?
- The registered office is at Weg op Bree 1, 3670 Oudsbergen.Company details
- What does MA RI JO DI do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of MA RI JO DI?
- MA RI JO DI is a private limited company (BV).
- When was MA RI JO DI founded?
- MA RI JO DI was founded on 28-04-2008.
- Is MA RI JO DI still active?
- Yes, MA RI JO DI is an active enterprise in the KBO register.
- What is the turnover of MA RI JO DI?
- The turnover in financial year 2026 is ≈ €36,000. This figure is estimated from the gross margin of €13,259 and 34 comparable companies (NACE 68201). It probably lies between €24,000 and €57,000. It is a rough estimate.Financials
- Is MA RI JO DI profitable?
- In financial year 2026, MA RI JO DI made a profit of €9,466.
- Where can I find the annual accounts of MA RI JO DI?
- MA RI JO DI filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of MA RI JO DI due?
- MA RI JO DI must file the annual accounts for financial year 2027 by 30-09-2027.Timeline
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