Equity
€421,575 ▼ 8.8%
MA-JO paid out €218,059 in dividends. That is 123% of the 2025 profit.
MA-JO
Lifetime
18 annual accounts with figures on one time axispeak €377,607 (2025)
€377,607▲ 163%
lowest -€53,749 (2009)
€177,278▲ 125%
peak €510,912 (2023)
€421,575▼ 8.8%
€665,931▼ 25.9%
Board2 names since 2007
2 directorsJOSEPH Ilse Maria Paula Anne Monique and 1 other
Documentsfilings and deeds
29-05-202629 days late
2025abbreviated format
Gross margin from €143,655 to €377,607Result from €78,920 to €177,278Dividend €218,059Debts from €898,608 to €665,9311 establishment registered
Key points
from the 2025 annual accountsChecked score
88
Excellent
Financially stronger than 36% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.2%highest value
01-2025: 1.2%▼ -2.0 percentage points vs 12-2024
02-2025: 1.3%▲ +0.1 percentage points vs 01-2025
03-2025: 0.2%▼ -1.1 percentage points vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.3%▲ +0.1 percentage points vs 02-2026
04-2026: 0.4%▲ +0.1 percentage points vs 03-2026
05-2026: 0.5%▲ +0.1 percentage points vs 04-2026
06-2026: 0.6%▲ +0.1 percentage points vs 05-2026
07-2026: 0.1%▼ -0.5 percentage points vs 06-2026lowest value
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 29 days late; 1 of the last 3 accounts late
Liquidity: current ratio 0.57, cash €33,036
lowers risk
Size: total assets €1.1m
Figures for financial year 2025 (filed on 02-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 42% of them on solvency, 13% on liquidity, 63% on profitability and 28% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit verdict
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.57 (0.71 in 2024), below 1. Short-term debt is 59.3% and cash 3% of total assets. 61.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 29 days late
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-05-2026, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
29 days late
2024
69 days early
2023
233 days late
2022
123 days late
2021
2 days late
2020
on the day
2019
29 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 50 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 29 May (4 of the last 5 accounts filed within 98 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end11-11-2026 today30-04-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0890121092
New establishment in Aalst
Overhammedreef 30
2 directors appointed, 2 reappointments
Appointments: SCHOTS Marc Félix (statutory director) and JOSEPH Ilse Maria Paula Anne Monique (statutory director) · Reappointments: SCHOTS Marc Félix (statutory director) and JOSEPH Ilse Maria Paula Anne Monique (statutory director) · General meeting of 27-12-2023 · Gazette deed
Incorporation
published on 19-06-2007 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MA-JO Affligem | €1.1m | €377,607 | 38.8% | - |
| OMNIBUILD Herenthout | €1.1m | €388,647 | 63.5% | - |
| EM Business Services Rumst | €1.1m | €356,160 | 53.7% | 3 |
| CASTABO Herk-de-Stad | €1.0m | €361,805 | 86.0% | - |
| TAXFOR Antwerp | €1.1m | €327,444 | 57.0% | - |
| Threehouses Hoogstraten | €1.0m | €366,621 | 70.6% | - |
| B2A Sales Unit Hasselt | €1.3m | €414,153 | 57.1% | 2.8 |
These companies have the same main activity as MA-JO: other business support services (NACE 82990). They are comparable in size and age: total assets between €956,000 and €1.3m, founded between 2006 and 2009.
Official details
Source: KBO- Status
- Active since 15-06-2007Normal situation
- Activity
- Other business support servicesNACE 82990
- Establishment units
- 2.164.088.6081742 Ternat, since 15-06-2007
- 2.392.426.8069300 Aalst, since 01-10-2025
- Financial year end
- 30 September
- Peppol
- Reachable since 21-10-2026
Insights on MA-JO
MA-JO files the abbreviated format. That format states no turnover. The gross margin rose from €185,673 in 2008 to €377,607 in 2025.
The balance sheet grew most from 2013 to 2014 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MA-JO
- What is the company number of MA-JO?
- The company number of MA-JO is 0890.121.092. The VAT number is the same number with BE in front: BE 0890.121.092.
- Where is MA-JO based?
- The registered office is at Geukenshage 43, 1790 Affligem.Company details
- What does MA-JO do?
- According to the KBO register, the main activity is other business support services (NACE 82990).
- What is the legal form of MA-JO?
- MA-JO is a private limited company (BV).
- When was MA-JO founded?
- MA-JO was founded on 15-06-2007.
- Is MA-JO still active?
- Yes, MA-JO is an active enterprise in the KBO register.
- What is the turnover of MA-JO?
- The turnover in financial year 2025 is ≈ €570,000. This figure is estimated from the gross margin of €377,607 and 33 comparable companies (NACE 82990). It probably lies between €470,000 and €800,000.Financials
- Is MA-JO profitable?
- In financial year 2025, MA-JO made a profit of €177,278.
- Where can I find the annual accounts of MA-JO?
- MA-JO filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MA-JO due?
- MA-JO must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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