MA CAMILLE
ActiveSummary
MA CAMILLE has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €818k and a net result of €110k. Equity is growing by ~11% per year across the filed fiscal years. Its solvency ranks better than 79% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 5.33 against 6.75 in 2024; short-term debt: 16.8% and cash: 29.4% of total assets), and 16.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.2%
Return on assets
11.2%
Age of the figures
18 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-10-2025, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
1 d early
2023
4 d early
2022
3 d early
2021
2 d early
2020
2 d late
2019
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€818k▼ 0.9%
2024 · €825k
2019: €530k
2020: €538k
2021: €379k
2022: €490k
2023: €764k
2024: €825k
2019 → 2025
Total assets
€984k▲ 3.9%
2024 · €948k
2019: €549k
2020: €550k
2021: €397k
2022: €603k
2023: €888k
2024: €948k
2019 → 2025
Net result
€110k▼ 18.5%
2024 · €135k
2019: €63k
2020: €8k
2021: €-1k
2022: €340k
2023: €338k
2024: €135k
2019 → 2025
Working capital
€718k▲ 2.3%
2024 · €702k
2019: €525k
2020: €530k
2021: €333k
2022: €462k
2023: €740k
2024: €702k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€379k-€490k▲ 29.3%€764k▲ 56.0%€825k▲ 8.1%€818k▼ 0.9%
Operating result€-376-€494k€496k▲ 0.5%€189k▼ 61.9%€139k▼ 26.4%
Net result€-1k-€340k€338k▼ 0.6%€135k▼ 60.0%€110k▼ 18.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 26% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €984k
Fixed assets
€100k ▼ 18.8%
Current assets
€884k ▲ 7.2%
Equity and liabilities €984k
Equity
€818k ▼ 0.9%
Debt
€166k ▲ 35.7%
Debt's share of the balance-sheet total rises from 12.9% to 16.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€172k▼
2024 · €202k
Cash flow
€143k▼
2024 · €148k
Current ratio
5.33▼
2024 · 6.75
Debt to equity
0.20▲
2024 · 0.15
ROE
13.5%▼
2024 · 16.4%
ROA
11.2%▼
2024 · 14.3%
Interest coverage
72.39▲
2024 · 61.19
Debt ≤ 1 year
€166k▲
2024 · €122k
Income taxes
€47k▼
2024 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€948k€984k▲
Fixed assets21/28€123k€100k▼
Tangible fixed assets22/27€123k€100k▼
Plant, machinery and equipment23€374€2k▲
Furniture and vehicles24€123k€91k▼
Other tangible fixed assets26-€7k
Financial fixed assets28€150€150=
Current assets29/58€824k€884k▲
Amounts receivable within one year40/41€61k€39k▼
Trade receivables40€8k€0▼
Other amounts receivable41€53k€39k▼
Current investments50/53€455k€555k▲
Cash at bank and in hand54/58€307k€289k▼
Deferred charges and accrued income490/1€1k€856▼
Equity and liabilities
Total equity and liabilities10/49€948k€984k▲
Equity10/15€825k€818k▼
Contributions10/11€6k€6k=
Reserves13€819k€812k▼
Distributable reserves133€819k€812k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€122k€166k▲
Amounts payable within one year42/48€122k€166k▲
Financial debts43€47k€38k▼
Credit institutions430/8€47k€38k▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€7k€8k▲
Taxes450/3€7k€8k▲
Other amounts payable47/48€67k€119k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€33k▲
Other operating charges640/8€950€1k▲
Gross operating margin9900€203k€174k▼
Operating profit (loss)9901€189k€139k▼
Financial income75/76B€10k€20k▲
Recurring financial income75€10k€20k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€196k€157k▼
Income taxes67/77€61k€47k▼
Profit (loss) for the period9904€135k€110k▼
Profit (loss) for the period to be appropriated9905€135k€110k▼
Appropriation of the result
Profit (loss) to be appropriated9906€135k€110k▼
Transfer from equity791/2€73k€117k▲
Transfer to equity691/2€135k€110k▼
To other reserves6921€135k€110k▼
Profit to be distributed694/7€73k€117k▲
Return on contributions (dividend)694€73k€117k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
27-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Equity above €500kEq €764k ▲56%
2 profitable years in a row build equity to €764k.
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Back to profitnet €340k
Net result €340k after one loss-making year.
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Weakest financial yearnet €-1k ▼115%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
2020
02-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2019
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
23-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
28-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Berenakker 129880 AalterGround area
1,085 m²
Building footprint
221 m²
Volume, LiDAR
777 m³
2 parcels, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ma Camille
since 20112.234.742.616
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44402A0108/00M000 | Flanders | 802 m² | 1 · 137 m² | 7.8 m · 2 fl. |
| 44502D1006/00F002 | Flanders | 283 m² | 1 · 84 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HFB-Holding Familial Boveroux
BE 1017.589.980
Liège · Eq €818,472
CREAVEST
BE 0476.946.723
Spiere-Helkijn · Eq €818,108
JOYMAN
BE 0450.054.957
Kasterlee · Eq €818,709
ALGEMEEN INTERIM MANAGEMENT PATTYN
BE 0472.050.795
Kapellen · Eq €818,720
LEZAMARE
BE 0829.258.839
Tournai · Eq €818,817
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 29,987 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-06-2011
Fiscal year end31-03
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.