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MA BELLE AUTO

Active
Private limited companyfounded 1982active for 44 yearsde Smet de Naeyerlaan 486, 1090 Jette, BelgiumKBO/BCE: BE 0423.137.061
Summary

MA BELLE AUTO has been active since 1982 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €337,535 and a net result of €6,279. Equity is growing by about 2.7% per year across the filed financial years. Its solvency ranks better than 64% of 5,007 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow ReportCompare
MA BELLE AUTOActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811General maintenance and repair of cars and light vans (up to 3.5 tonnes) NACE 95311
2 sites
Size
€679,487total assets 2025
Staff
0.4 FTE
Equity
€337,535
Profit
€6,279
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts filed 28 days late1 of 3 deeds summarised
Why 95raises riskSector: Retail trade (NACE 47)Last filed accounts filed 28 days late; 1 of the last 3 latelowers riskLiquidity: current ratio 18.63, cash €286,486Founded in 1982Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 61% of its sector peers (NACE 47, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 75+8
equity 49.7% of total assets
Liquidity 100+30
short-term debt 4.9% · cash 42.2%
Profitability 50+8
return on assets 0.9%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,231 companies, NACE 47, micro)
Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%● unchanged vs 11-2024lowest value 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025 09-2025: 0.1%▼ -0.1 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.2 percentage points vs 07-2026highest value 09-2026: 0.1%▼ -0.2 percentage points vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity ample (current ratio 18.63, compared with 15.45 in 2024, above the usual 1.5; short-term debt: 4.9% and cash: 42.2% of total assets), but 50.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 64% on solvency, 99% on liquidity, 36% on profitability and 45% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 18.63, cash €286,486
NBB · annual accounts
lowers risk · Founded in 1982
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Last filed accounts filed 28 days late; 1 of the last 3 late
NBB · filings
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
28 days late
2024
31 days late
2023
26 days early
2022
3 days early
2021
25 days late
2020
10 days early
2019
15 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Annual accounts filedfinancial year 2024 · full…
  3. Weakest financial yearnet €2,648 ▼81.9%

Key points

  • Positive: 8 profitable years in a rowprofit 2025: €6,279 8 years View
  • Active since 1982founded 18-10-1982 44 years View
  • Total assets 20256 financial years filed €679,487 View

By topic

Financials

Financial year
2025
Total assets
€679,487
Profit
€6,279
Solvency
49.7%
Total assets▼ 13.6%
Net result
20182025
Go to Financials

Timeline

Events
47
Since
1984
Next accounts
by 31-07-2027
  1. 05-07-2024Annual accounts filed
  2. 24-08-2023Resignations: GROULUS Sébastien (manager) and SG INVEST…
  3. 28-07-2023Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Retail sale of cars and light vans (up…NACE 47811
Founded
18-10-1982
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about MA BELLE AUTO

What is the company number of MA BELLE AUTO?
0423.137.061. In Belgium the VAT number is the company number with BE in front: BE 0423.137.061.
Where is MA BELLE AUTO based?
The registered office is at de Smet de Naeyerlaan 486, 1090 Jette.Company details
What does MA BELLE AUTO do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of MA BELLE AUTO?
Private limited company (BV).
When was MA BELLE AUTO founded?
On 18-10-1982.
Is MA BELLE AUTO still active?
Yes, MA BELLE AUTO is an active enterprise in the KBO register.
How many employees does MA BELLE AUTO have?
On average 0.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of MA BELLE AUTO?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is MA BELLE AUTO profitable?
In financial year 2025, MA BELLE AUTO made a profit of €6,279.
Where can I find the annual accounts of MA BELLE AUTO?
MA BELLE AUTO filed 43 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MA BELLE AUTO due?
By 31-07-2027, for financial year 2026.Timeline

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