m8n
Activem8n has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €224k and a net result of €76k. Equity is growing by ~19.8% per year across the filed fiscal years. Its solvency ranks better than 75% of 16942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
97
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 5.16 against 8.05 in 2024; short-term debt: 19.1% and cash: 56.2% of total assets), and 19.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.9%
Return on assets
27.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-05-2026, 67 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
67 d early
2024
50 d early
2023
71 d early
2022
68 d early
2021
61 d early
2020
64 d early
2019
53 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€224k▲ 19.0%
2024 · €188k
2018: €70k
2019: €70k
2020: €70k
2021: €102k
2022: €109k
2023: €124k
2024: €188k
2018 → 2025
Total assets
€277k▲ 29.0%
2024 · €215k
2018: €121k
2019: €122k
2020: €138k
2021: €138k
2022: €162k
2023: €170k
2024: €215k
2018 → 2025
Net result
€76k▲ 16.5%
2024 · €65k
2018: €47k
2019: €45k
2020: €53k
2021: €57k
2022: €69k
2023: €65k
2024: €65k
2018 → 2025
Working capital
€219k▲ 18.3%
2024 · €186k
2018: €67k
2019: €67k
2020: €69k
2021: €101k
2022: €108k
2023: €123k
2024: €186k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€102k-€109k▲ 7.4%€124k▲ 13.4%€188k▲ 51.9%€224k▲ 19.0%
Operating result€74k-€89k▲ 21.3%€84k▼ 6.0%€88k▲ 4.0%€99k▲ 12.9%
Net result€57k-€69k▲ 20.9%€65k▼ 5.6%€65k▲ 0.7%€76k▲ 16.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 13% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €277k
Fixed assets
€5k▲ 72.4%
Current assets
€272k▲ 28.5%
Equity and liabilities €277k
Equity
€224k▲ 19.0%
Debt
€53k▲ 100%
The debt ratio rises from 12.3% to 19.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€100k▲
2024 · €88k
Cash flow
€77k▲
2024 · €66k
Solvency
80.9%▼
2024 · 87.7%
Current ratio
5.16▼
2024 · 8.05
Quick ratio
5.16▼
2024 · 8.05
Debt / equity
0.24▲
2024 · 0.14
ROE
33.8%▼
2024 · 34.6%
ROA
27.4%▼
2024 · 30.4%
Interest coverage
128.90▼
2024 · 465.57
Debt
€53k▲
2024 · €26k
Debt ≤ 1 year
€53k▲
2024 · €26k
Income taxes
€23k▼
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€215k€277k▲
Fixed assets21/28€3k€5k▲
Tangible fixed assets22/27€3k€5k▲
Furniture and vehicles24€3k€5k▲
Current assets29/58€212k€272k▲
Amounts receivable within one year40/41€25k€37k▲
Trade receivables40€25k€31k▲
Other amounts receivable41-€5k
Current investments50/53€80k€80k=
Cash at bank and in hand54/58€104k€155k▲
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€215k€277k▲
Equity10/15€188k€224k▲
Contributions10/11€6k€6k=
Reserves13€182k€218k▲
Distributable reserves133€182k€218k▲
Profit (loss) carried forward14€241€249▲
Amounts payable17/49€26k€53k▲
Amounts payable within one year42/48€26k€53k▲
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€11k€12k▲
Taxes450/3€11k€12k▲
Other amounts payable47/48€14k€40k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€645€2k▲
Other operating charges640/8€535€585▲
Gross operating margin9900€89k€101k▲
Operating profit (loss)9901€88k€99k▲
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€189€779▲
Recurring financial charges65€189€779▲
Profit (loss) for the period before taxes9903€90k€99k▲
Income taxes67/77€24k€23k▼
Profit (loss) for the period9904€65k€76k▲
Profit (loss) for the period to be appropriated9905€65k€76k▲
Appropriation of the result
Profit (loss) to be appropriated9906€65k€76k▲
Profit (loss) brought forward from the previous period14P€236€241▲
Transfer to equity691/2€64k€36k▼
To other reserves6921€64k€36k▼
Profit to be distributed694/7€833€40k▲
Return on contributions (dividend)694€833€40k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €76k ▲16.5%
Operating result €99k, net result €76k, both a record.
31-12
Financial
Equity above €200kEq €224k ▲19%
8 profitable years in a row build equity to €224k.
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 8.05
Current ratio from 3.67 to 8.05; short-term debt falls from €46k to €26k.
31-12
Financial
Equity above €150kEq €188k ▲51.9%
7 profitable years in a row build equity to €188k.
21-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €102k ▲45.9%
4 profitable years in a row build equity to €102k.
28-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €45k ▼5.4%
Net result drops to €45k, the lowest in the series; recovery starts the following year.
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zénobe Grammestraat 222018 AntwerpenGround area
93 m²
Building footprint
79 m²
Volume, LiDAR
701 m³
Parcel 11806F1291/00M016, Flanders · tallest building 15.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ElevenBits
since 20042.142.092.372
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11806F1291/00M016 | Flanders | 93 m² | 1 · 79 m² | 15.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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GROWIRE
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Of 16,869 companies in sector 62100 we hold annual accounts for 8,779. 6,479 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-06-2004
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
72220
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.