Turnover
≈ €100,000 estimated
The micro format states no turnover.
M4vative.be
Lifetime
1 annual account with figurespeak €30,127 (2025)
€30,127
peak €22,821 (2025)
€22,821
peak €27,821 (2025)
€27,821
€66,309
Board1 name since 2025
1 directorAHMED Jamil
Documentsfilings and deeds
28-08-202628 days late
2025micro format
Incorporation 02-10First year with figures
Key points
from the 2025 annual accountsDebts
€66,309 70% of the balance sheet
Financial debts 39%Suppliers 27%Taxes and wages 19%Other 15%
Of this, €39,776 falls due within a year.
Starting capital
€5,000 5,000 shares
2025 accounts filed 28 days after the deadline
Checked score
67
Healthy
Financially stronger than 34% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,933 companies (NACE 62, micro).
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 1.43, cash €260
No registered site in the KBO
Founded in 2025
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 28% of them on solvency, 11% on liquidity and 64% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,390 companies had the same profile as M4vative.be has now. Each dot stands for 6 companies, two years later.
96.6%
were still trading
2.0%
stopped another way
1.2%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of M4vative.be itself: 0.8% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,390 companies, not a prediction for M4vative.be. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.43, below the usual 1.5. Short-term debt is 42.3% and cash 0.3% of total assets. 70.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
28 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1028394790
Incorporation
Appointment: AHMED Jamil (director) · Permanent representative: AHMED Jamil · Founder: AHMED Jamil · published on 02-10-2025 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| M4vative.be Woluwe-Saint-Lambert | €94,130 | €30,127 | 29.6% | - |
| PromoGOten Sint-Katelijne-Waver | €106,582 | €28,811 | 21.6% | - |
| WolfLab Mechelen | €81,566 | €28,733 | 29.9% | - |
| SN GLOBAL SOLUTION Jette | €98,537 | €30,229 | 17.7% | - |
| CJSAM CONSULTING Saint-Josse-ten-Noode | €75,193 | €31,636 | 32.4% | - |
| NOVX Advisory Wavre | €82,235 | €35,767 | 36.8% | - |
| DONOSIX Fernelmont | €74,783 | €31,422 | 33.2% | - |
These companies have the same main activity as M4vative.be: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €74,800 and €107,000, founded in 2025.
Official details
Source: KBO- Status
- Active since 30-09-2025Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 2 others
- Financial year end
- 31 December
- Peppol
- Reachable since 16-10-2026
Insights on M4vative.be
M4vative.be has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27,821 and a net result of €22,821.
Its solvency ranks better than 27% of 21,208 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about M4vative.be
- What is the company number of M4vative.be?
- The company number of M4vative.be is 1028.394.790. The VAT number is the same number with BE in front: BE 1028.394.790.
- Where is M4vative.be based?
- The registered office is at Guillaume Abelooslaan 3/2, 1200 Woluwe-Saint-Lambert.Company details
- What does M4vative.be do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of M4vative.be?
- M4vative.be is a private limited company (BV).
- When was M4vative.be founded?
- M4vative.be was founded on 30-09-2025.
- Is M4vative.be still active?
- Yes, M4vative.be is an active enterprise in the KBO register.
- What is the turnover of M4vative.be?
- The turnover in financial year 2025 is ≈ €100,000. This figure is estimated from the gross margin of €30,127 and 63 comparable companies (NACE 62200). It probably lies between €82,000 and €140,000.Financials
- Is M4vative.be profitable?
- In financial year 2025, M4vative.be made a profit of €22,821.
- Where can I find the annual accounts of M4vative.be?
- M4vative.be filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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