Financials
- Fiscal year
- 2025
- Total assets
- €325,655
- Profit
- €12,855
- Solvency
- 30.0%
Total assets▼ 3.3%
Net result
20212025
M41 Architecture
ActiveSummary
M41 Architecture has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €97,586 and a net result of €12,855. Equity is growing by ~34% per year across the filed fiscal years. Its solvency ranks better than 29% of 10442 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Activities of interior architects
NACE 71112
1 site
Size
€325,655total assets 2025
- Equity
- €97,586
- Profit
- €12,855
Turnover not published (abridged schema)
Structure
Accounts 1 d early0 of 4 deeds read
Why 92- Founded in 2020+ Sector Architectural and engineering activities; technical testing and analysis (NACE 71)+ Size: total assets €325,655+ Liquidity: current ratio 1.46, cash €48,886Show the evidence
Checked score
Score 2025
92
/ 100
Excellent
Probability in this band: under 0.55%
Better than 46% of its sector peers (NACE 71, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
55+5
equity 30.0% of total assets
Liquidity
67+1
short-term debt 12.2% · cash 15.0%
Profitability
74-5
return on assets 3.9%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 12 months
11-2025: 0.1%
12-2025: 0.1%▲ +2.6% vs 11-2025
01-2026: 0.1%▲ +16.1% vs 12-2025
02-2026: 0.2%▲ +81.0% vs 01-2026highest value
03-2026: 0.1%▼ -60.5% vs 02-2026lowest value
04-2026: 0.1%▲ +1.0% vs 03-2026
05-2026: 0.1%● 0.0% vs 04-2026
06-2026: 0.1%● 0.0% vs 05-2026
07-2026: 0.1%▲ +3.0% vs 06-2026
08-2026: 0.1%● 0.0% vs 07-2026
09-2026: 0.1%▼ -1.0% vs 08-2026
10-2026: 0.1%▲ +8.9% vs 09-2026
- Sector Architectural and engineering activities; technical testing and analysis (NACE 71) lowers the probability
- Size: total assets €325,655 lowers the probability for this profile
- Liquidity: current ratio 1.46, cash €48,886 lowers the probability
- Founded in 2020 raises the probability for this profile
Credit up to €8,000 at 30 days acceptable
Liquidity tight (current ratio 1.46 against 1.24 in 2024; short-term debt: 12.2% and cash: 15% of total assets), and 70% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 71, micro). Better than this share of them on solvency 30%, liquidity 55%, profitability 38%, growth against the median 63%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
1 d early
2024
53 d early
2023
7 d early
2022
8 d early
2021
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 8 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 24 January (4 of the last 5 filed years within 35 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close02-10-2026 today31-01-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 7
- Since
- 2022
- Next accounts
- by 31-01-2027
- 30-01-2026Annual accounts filed
- 09-12-2024Annual accounts filed
- 24-01-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Activities of interior architectsNACE 71112
- Founded
- 28-05-2020
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
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