Result
€51,443 €51,443
Back in profit in 2025, after a loss of €22,868 in 2024.
M3C
Lifetime
19 annual accounts with figures on one time axis, 20 filings since 2006peak €51,451 (2025)
€51,451▲ €74,263
lowest -€48,135 (2023)
€51,443▲ €74,311
peak €64,402 (2016)
€39,247▲ €51,443
€838▼ 99.6%
Board2 names since 2022
1 directorCUTTAIA Claudio
Documentsfilings and deeds
05-01-202626 days before the deadline
2025micro format
Gross margin from -€22,812 to €51,451Back to profit: €51,443Equity from -€12,196 to €39,247Debts from €226,888 to €838Cash from €5,841 to €2,917
Key points
from the 2025 annual accountsChecked score
89
Excellent
Financially stronger than 81% of micro companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.8%
01-2025: 1.9%▲ +0.1 percentage points vs 12-2024
02-2025: 2.2%▲ +0.3 percentage points vs 01-2025
03-2025: 2.2%● unchanged vs 02-2025
04-2025: 2.2%● unchanged vs 03-2025
05-2025: 2.2%● unchanged vs 04-2025
06-2025: 2.2%● unchanged vs 05-2025
07-2025: 2.2%● unchanged vs 06-2025
08-2025: 2.2%● unchanged vs 07-2025
09-2025: 2.2%● unchanged vs 08-2025
10-2025: 2.3%▲ +0.1 percentage points vs 09-2025
11-2025: 2.4%▲ +0.1 percentage points vs 10-2025
12-2025: 2.6%▲ +0.2 percentage points vs 11-2025
01-2026: 2.8%▲ +0.2 percentage points vs 12-2025highest value
02-2026: 1.0%▼ -1.8 percentage points vs 01-2026
03-2026: 1.0%● unchanged vs 02-2026
04-2026: 1.0%● unchanged vs 03-2026
05-2026: 1.0%● unchanged vs 04-2026
06-2026: 1.0%● unchanged vs 05-2026
07-2026: 1.0%● unchanged vs 06-2026
08-2026: 1.0%● unchanged vs 07-2026
09-2026: 1.0%● unchanged vs 08-2026
10-2026: 0.3%▼ -0.7 percentage points vs 09-2026lowest value
11-2026: 0.3%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
No main activity registered
lowers risk
Founded in 2005
Legal form: public limited company
Equity €39,247 (97.9% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 56% on liquidity, 90% on profitability and 98% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as M3C has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of M3C itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for M3C. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 47.83 (0.95 in 2024), above the usual 1.5. Short-term debt is 2.1% and cash 7.3% of total assets. 2.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-01-2026, 26 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
26 days early
2024
4 days early
2023
on the day
2022
8 days early
2021
4 days early
2020
9 days early
2019
16 days early
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 10 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 27 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end07-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0876282459
Registered office moved from Châtelet Rue de Gilly to Châtelineau
New registered office: Rue de Taillis Pré 485 boîte 7 6200 Châtelineau · Previous registered office: 6200 Châtelet Rue de Gilly 816 boîte 1 · Resignation: SOLIMANDO Luigi (director) · Gazette deed
First establishment
Rue Omer Lison 221, Fleurus
Incorporation
published on 05-10-2005 · Gazette deed
Official details
Source: KBO- Status
- Active since 27-09-2005Normal situation
- Activity
- Real estate agency activitiesNACE 68310and 2 others
- Establishment unit
- 2.152.211.7496220 Fleurus, since 09-11-2005
- Financial year end
- 30 June
- Peppol
- Reachable since 11-12-2025
Annual accounts to 30-06-2025
- ≈ €150,000estimated
- €40,085▼ 81.3%
- Filing
- Filed on 05-01-2026, 26 days before the end of the filing period
Insights on M3C
M3C files the micro format. That format states no turnover. The gross margin rose from -€1,013 in 2007 to €51,451 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about M3C
- What is the company number of M3C?
- The company number of M3C is 0876.282.459. The VAT number is the same number with BE in front: BE 0876.282.459.
- Where is M3C based?
- The registered office is at Rue de Taillis-pré 485, 6200 Châtelet.Company details
- What is the legal form of M3C?
- M3C is a public limited company (NV).
- When was M3C founded?
- M3C was founded on 27-09-2005.
- Is M3C still active?
- Yes, M3C is an active enterprise in the KBO register.
- What is the turnover of M3C?
- The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €51,451 and 2,663 comparable companies of the same size. It probably lies between €100,000 and €270,000. It is a rough estimate.Financials
- Is M3C profitable?
- In financial year 2025, M3C made a profit of €51,443.
- Where can I find the annual accounts of M3C?
- M3C filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of M3C due?
- M3C must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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