M2J2
ActiveM2J2 has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €-5k. Equity is shrinking by ~13.8% per year across the filed fiscal years. Its solvency ranks better than 65% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability1▼-75
Solvency95▼-3
Growth32=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 3.38 against 3.85 in 2024; short-term debt: 29.6% and cash: 45.8% of total assets), and 29.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.4%
Return on assets
-14.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
32 d early
2024
29 d early
2023
5 d early
2022
25 d early
2021
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€25k▼ 17.0%
2024 · €30k
2021: €39k
2022: €44k
2023: €51k
2024: €30k
2021 → 2025
Total assets
€36k▼ 13.8%
2024 · €42k
2021: €59k
2022: €75k
2023: €84k
2024: €42k
2021 → 2025
Net result
€-5k
2024 · €6k
2021: €32k
2022: €5k
2023: €7k
2024: €6k
2021 → 2025
Working capital
€25k▼ 18.0%
2024 · €31k
2021: €39k
2022: €44k
2023: €51k
2024: €31k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€39k-€44k▲ 12.6%€51k▲ 15.5%€30k▼ 40.4%€25k▼ 17.0%
Operating result€43k-€10k▼ 76.4%€13k▲ 25.8%€12k▼ 9.2%€-3k
Net result€32k-€5k▼ 84.7%€7k▲ 38.8%€6k▼ 6.6%€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €12k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €36k
Equity
€25k▼ 17.0%
Debt
€11k▼ 5.2%
The debt ratio rises from 26.9% to 29.6%. Equity and debt are lower.
Key figures and ratios
Solvency
70.4%▼
2024 · 73.1%
Current ratio
3.38▼
2024 · 3.85
Quick ratio
3.38▼
2024 · 3.85
Debt / equity
0.42▲
2024 · 0.37
ROE
-20.5%▼
2024 · 21.0%
ROA
-14.4%▼
2024 · 15.4%
Debt
€11k▼
2024 · €11k
Debt ≤ 1 year
€11k▼
2024 · €11k
Income taxes
€1k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€42k€36k▼
Current assets29/58€42k€36k▼
Amounts receivable within one year40/41€6k€19k▲
Trade receivables40-€16k
Other amounts receivable41€6k€3k▼
Cash at bank and in hand54/58€36k€16k▼
Equity and liabilities
Total equity and liabilities10/49€42k€36k▼
Equity10/15€30k€25k▼
Contributions10/11€7k€7k=
Reserves13€23k€18k▼
Distributable reserves133€23k€18k▼
Amounts payable17/49€11k€11k▼
Amounts payable within one year42/48€11k€11k▼
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€4k€2k▼
Other amounts payable47/48€3k€3k▲
Accrued charges and deferred income492/3€384-
Income statement
Code20242025
Other operating charges640/8€573€1k▲
Gross operating margin9900€12k€-1k▼
Operating profit (loss)9901€12k€-3k▼
Financial income75/76B€129€98▼
Recurring financial income75€129€98▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€10k€-4k▼
Income taxes67/77€4k€1k▼
Profit (loss) for the period9904€6k€-5k▼
Profit (loss) for the period to be appropriated9905€6k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€-5k▼
Transfer from equity791/2€27k€5k▼
Transfer to equity691/2€6k-
To other reserves6921€6k-
Profit to be distributed694/7€27k-
Return on contributions (dividend)694€27k-
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-5k ▼181%
Net result drops to €-5k, the lowest in the series.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dour · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Ropaix 2267370 Dour1 establishment unit
M2J2
since 20202.308.331.566
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 32,944 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filings
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryWebsite:johan.hindryckx@hotmail.be