M2DESIGN CONSULTING
ActiveM2DESIGN CONSULTING has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €109k and a net result of €34k. Equity is growing by ~49.2% per year across the filed fiscal years. Its solvency ranks better than 86% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 8.8 against 8.85 in 2023; short-term debt: 10.9% and cash: 68.7% of total assets), and 10.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-07-2025, 20 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
20 d early
2023
34 d early
2022
42 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€109k▲ 45.8%
2023 · €75k
2022: €35k
2023: €75k
2022 → 2024
Total assets
€122k▲ 45.8%
2023 · €84k
2022: €39k
2023: €84k
2022 → 2024
Net result
€34k▼ 13.0%
2023 · €39k
2022: €30k
2023: €39k
2022 → 2024
Working capital
€104k▲ 46.5%
2023 · €71k
2022: €32k
2023: €71k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€35k-€75k▲ 111%€109k▲ 45.8%
Operating result€39k-€50k▲ 29.8%€44k▼ 12.8%
Net result€30k-€39k▲ 29.4%€34k▼ 13.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 13% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €122k
Fixed assets
€5k▲ 28.3%
Current assets
€118k▲ 46.6%
Equity and liabilities €122k
Equity
€109k▲ 45.8%
Debt
€13k▲ 46.3%
The debt ratio stays at 10.9%.
Key figures and ratios
EBITDA
€46k▼
2023 · €52k
Cash flow
€37k▼
2023 · €41k
Solvency
89.1%=
2023 · 89.1%
Current ratio
8.80▼
2023 · 8.85
Quick ratio
8.80▼
2023 · 8.85
Debt / equity
0.12▲
2023 · 0.12
ROE
31.4%▼
2023 · 52.6%
ROA
28.0%▼
2023 · 46.9%
Interest coverage
67.78▲
2023 · 61.15
Debt
€13k▲
2023 · €9k
Debt ≤ 1 year
€13k▲
2023 · €9k
Income taxes
€9k▼
2023 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€84k€122k▲
Fixed assets21/28€4k€5k▲
Tangible fixed assets22/27€4k€5k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€2k€4k▲
Current assets29/58€80k€118k▲
Amounts receivable within one year40/41€32k€31k▼
Trade receivables40€29k€28k▼
Other amounts receivable41€3k€3k▲
Cash at bank and in hand54/58€46k€84k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€84k€122k▲
Equity10/15€75k€109k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€70k€104k▲
Amounts payable17/49€9k€13k▲
Amounts payable within one year42/48€9k€13k▲
Trade debts44€356€1k▲
Suppliers440/4€356€1k▲
Taxes, remuneration and social security45€9k€12k▲
Taxes450/3€9k€12k▲
Other amounts payable47/48€41€423▲
Accrued charges and deferred income492/3€101€30▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€207€207▼
Gross operating margin9900€52k€47k▼
Operating profit (loss)9901€50k€44k▼
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€847€684▼
Recurring financial charges65€847€684▼
Profit (loss) for the period before taxes9903€50k€43k▼
Income taxes67/77€10k€9k▼
Profit (loss) for the period9904€39k€34k▼
Profit (loss) for the period to be appropriated9905€39k€34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€70k€104k▲
Profit (loss) brought forward from the previous period14P€30k€70k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €109k ▲45.8%
3 profitable years in a row build equity to €109k.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €39k ▲29.4%
Operating result €50k, net result €39k, both a record.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ternat · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
St. Jozefstraat 251740 TernatGround area
1,614 m²
Building footprint
122 m²
Volume, LiDAR
638 m³
Parcel 23086C0285/00G000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
M2DESIGN CONSULTING
since 20222.327.766.606
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23086C0285/00G000 | Flanders | 1,614 m² | 1 · 122 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DEUSE HASSELT
BE 1002.730.966
Hasselt · Eq €109k
Mr³ Management
BE 0761.492.560
Niel · Eq €109k
P52
BE 0682.458.544
Gent · Eq €109k
MDP IT SERVICES
BE 0778.567.233
Zaventem · Eq €109k
FOURSEVENS
BE 0841.288.324
Kontich · Eq €109k
Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,552 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-02-2022
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62100Computer programming
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.