Financials
- Fiscal year
- 2025
- Total assets
- €199,519
- Loss
- -€12,641
- Solvency
- 75.8%
Total assets▼ 1.0%
Net result
20182025
M2D INFORMATIQUE
ActiveSummary
M2D INFORMATIQUE has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €151,153 and a net result of -€12,641. Equity is growing by ~5% per year across the filed fiscal years. Its solvency ranks better than 84% of 21069 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Activity
Retail sale of information and communication equipment
NACE 47400NACE 47410NACE 52487
#5 oldest company in Clavier, Wholesale and retail trade sector2 sites
Size
€199,519total assets 2025
- Equity
- €151,153
- Loss
- -€12,641
Turnover not published (abridged schema)
Structure
Accounts 14 d early0 of 2 deeds read
Why 82- Loss of €12,641, the second in a row (FY 2025)- Sector Retail trade (NACE 47)+ Founded in 2004+ Equity €151,153 (75.8% of total assets)Show the evidence
Checked score
Score 2025
82
/ 100
Excellent
Probability in this band: under 0.55%
Better than 47% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
100=
equity 75.8% of total assets
Liquidity
50-1
short-term debt 24.2% · cash 6.7%
Profitability
11-3
return on assets -6.3%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.6%
12-2024: 0.6%● 0.0% vs 11-2024
01-2025: 0.6%▼ -1.4% vs 12-2024
02-2025: 0.6%● 0.0% vs 01-2025
03-2025: 0.6%▼ -0.7% vs 02-2025
04-2025: 0.6%▲ +2.4% vs 03-2025
05-2025: 0.6%▲ +2.9% vs 04-2025
06-2025: 0.6%● 0.0% vs 05-2025
07-2025: 0.8%▲ +34.6% vs 06-2025
08-2025: 1.0%▲ +27.3% vs 07-2025highest value
09-2025: 0.3%▼ -68.5% vs 08-2025
10-2025: 0.3%● 0.0% vs 09-2025
11-2025: 0.3%● 0.0% vs 10-2025
12-2025: 0.3%● 0.0% vs 11-2025
01-2026: 0.3%▼ -0.9% vs 12-2025lowest value
02-2026: 0.3%● 0.0% vs 01-2026lowest value
03-2026: 0.3%● 0.0% vs 02-2026lowest value
04-2026: 0.4%▲ +11.8% vs 03-2026
05-2026: 0.4%▼ -2.5% vs 04-2026
06-2026: 0.4%▼ -0.3% vs 05-2026
07-2026: 0.4%▲ +7.4% vs 06-2026
08-2026: 0.4%▲ +16.7% vs 07-2026
09-2026: 0.4%● 0.0% vs 08-2026
10-2026: 0.4%● 0.0% vs 09-2026
- Founded in 2004 lowers the probability for this profile
- Loss of €12,641, the second in a row (FY 2025) raises the probability
- Sector Retail trade (NACE 47) raises the probability
- Equity €151,153 (75.8% of total assets) lowers the probability
Credit up to €12,000 at 30 days acceptable
Liquidity ample (current ratio 4.01 against 5.11 in 2024; short-term debt: 24.2% and cash: 6.7% of total assets), and 24.2% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 92%, liquidity 49%, profitability 17%, growth against the median 28%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€12,641
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
28 d late
2023
13 d early
2022
31 d early
2021
61 d late
2020
61 d late
2019
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 22 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 July (4 of the last 5 filed years within 40 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 17-07-2026Annual accounts filed
- 28-08-2025Annual accounts filed
- 18-07-2024Annual accounts filed
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Retail sale of information and communication equipmentNACE 47400
- Founded
- 12-05-2004
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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