M1 CAPITAL

Active

Private limited companyfounded 201412 yrs activeFrepert 29, 4730 Raeren, BelgiumKBO/BCE: BE 0546.697.641

M1 CAPITAL has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-1k) and a net result of €4k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 7% of 9195 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

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Checked score

Score 2025

59 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100▲+97

Solvency0=

Growth78=

Track record100

Bankruptcy probability, 12 months

0.5% Very low

0%0.5%1.5%4%10%≥ 25%

No credit on open account

balance sheet total too small for a liquidity verdict, and equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 68

Relative position

BE, all sectors

reference

Sector 68

lower

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Age of the figures

9 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 9195 sector peers (2025).

NBB · sector comparison

Position among 9195 sector peers

Solvency

better than 7%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

7 d late

2024

28 d late

2023

27 d late

2022

92 d late

2021

26 d late

2020

88 d late

2019

83 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

23-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€4k

2024 · €-1k

2018: €-20k 2019: €-16k 2020: €3.53M 2021: €-3.02M 2022: €-451k 2023: €-4k 2024: €-1k

2018 → 2025

Working capital

€-3k▲ 58.5%

2024 · €-8k

2018: €26k 2019: €15k 2020: €5k 2021: €682 2022: €17k 2023: €14k 2024: €-8k

2018 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€450k-€-854€-5k▼ 446%€-6k▼ 22.9%€-1k▲ 76.9%

Operating result€-9k-€-3k▲ 64.4%€-4k▼ 41.4%€-1k▲ 76.1%€5k

Net result€-3.02M-€-451k▲ 85.1%€-4k▲ 99.2%€-1k▲ 71.9%€4k

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2025: €5k after a loss of €1k in 2024, the highest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €4k

40.7%

59.3%

Fixed assets €2k=

Current assets €3k▼ 56.2%

Key figures and ratios

2025 value · change against 2024

Debt

€6k▼

2024 · €14k

Debt ≤ 1 year

€6k▼

2024 · €14k

Ratios withheld: a balance sheet total of €4k is too small for a meaningful ratio.

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€8k€4k▼

Fixed assets21/28€2k€2k=

Financial fixed assets28€2k€2k=

Current assets29/58€6k€3k▼

Amounts receivable within one year40/41€1k€913▼

Trade receivables40€913€913=

Other amounts receivable41€511-

Cash at bank and in hand54/58€5k€2k▼

Equity and liabilities

Total equity and liabilities10/49€8k€4k▼

Equity10/15€-6k€-1k▲

Contributions10/11€13k€13k=

Reserves13€2k€2k=

Non-distributable reserves130/1€2k-

Reserves not available under the articles1311€2k-

Distributable reserves133-€2k

Profit (loss) carried forward14€-20k€-16k▲

Amounts payable17/49€14k€6k▼

Amounts payable within one year42/48€14k€6k▼

Trade debts44€4k€3k▼

Suppliers440/4€4k€3k▼

Taxes, remuneration and social security45€5k-

Taxes450/3€3-

Remuneration and social security454/9€5k-

Other amounts payable47/48€5k€3k▼

Income statement Code20242025

Other operating charges640/8-€400

Gross operating margin9900€-1k€5k▲

Operating profit (loss)9901€-1k€5k▲

Financial income75/76B€469€3▼

Recurring financial income75€469€3▼

Financial charges65/66B€477€426▼

Recurring financial charges65€477€426▼

Profit (loss) for the period before taxes9903€-1k€4k▲

Profit (loss) for the period9904€-1k€4k▲

Profit (loss) for the period to be appropriated9905€-1k€4k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-20k€-16k▲

Profit (loss) brought forward from the previous period14P€-19k€-20k▼

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 15Financial 5Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

07-08

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema · 7 days late

2025

31-12

Financial Back to profitnet €4k

Net result €4k after 4 loss-making years.

28-08

NBB filing Annual accounts filed

fiscal year 2024 · full schema · 28 days late

2024

27-08

NBB filing Annual accounts filed

fiscal year 2023 · full schema · 27 days late

2023

31-10

NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema · 92 days late

2022

31-12

Financial Liquidity doublescurrent ratio 2.61

Current ratio from 1.08 to 2.61.

26-08

NBB filing Annual accounts filed

fiscal year 2021 · abbreviated schema · 26 days late

2021

31-12

Financial Weakest financial yearnet €-3.02M ▼186%

Net result drops to €-3.02M, the lowest in the series; recovery starts the following year.

27-10

NBB filing Annual accounts filed

fiscal year 2020 · abbreviated schema · 88 days late

2020

31-12

Financial Back to profitnet €3.53M

Net result €3.53M after 2 loss-making years.

31-12

Financial Equity above €2MEq €3.47M

Equity rises from €-60k to €3.47M.

22-10

NBB filing Annual accounts filed

fiscal year 2019 · abbreviated schema · 83 days late

2019

31-08

NBB filing Annual accounts filed

fiscal year 2018 · abbreviated schema · 31 days late

2018

14-08

NBB filing Annual accounts filed

fiscal year 2017 · full schema · 14 days late

2017

30-08

NBB filing Annual accounts filed

fiscal year 2016 · full schema · 30 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Raeren · 1 establishment unit since 2014

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Frepert 294730 Raeren

1 establishment unit

M1 CAPITAL

Frepert 29, 4730 RaerenHoldings

since 20142.244.276.033

Similar companies · same sector, comparable size

ALVARIUM

BE 0738.829.402

Oosterzele · Eq €450k

Of 3,768 companies in sector 68321 we hold annual accounts for 1,391. 921 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded14-02-2014

Fiscal year end31-12

Activities, NACEBEL

68321Property management for co-owned buildings (syndics)

68201Renting and operating of own or leased residential real estate, excluding social housing

81100Combined facilities support activities

Sources

Crossroads Bank for EnterprisesNational Bank · 12 filings

Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.