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M WIDY CONSTRUCTION

Active
Private limited companyfounded 2025active for 1 yearAvenue G. Lambert 38, 4101 Seraing, BelgiumKBO/BCE: BE 1027.734.992
Summary

M WIDY CONSTRUCTION has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,969 and a net result of €4,969. Its solvency ranks better than 57% of 34,052 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Overview

Activity
Bricklaying and masonry work
NACE 43910General construction of residential buildings NACE 41001
Size
€15,106total assets 2025
Equity
€7,969
Profit
€4,969
Turnover not published (micro format)
Financial health
67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.2%
Structure
Accounts filed 19 days late
Why 67raises riskFounded in 2025Size: total assets €15,106No registered site in the KBOlowers riskLiquidity: current ratio 1.02, cash €5,673Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 74% of its sector peers (NACE 43, micro)
Financial strength
Strong
Solvency 78
equity 52.8% of total assets
Liquidity 74
short-term debt 47.2% · cash 37.6%
Profitability 100
return on assets 32.9%
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,550 companies, NACE 43, micro)
Credit of up to €500 on 30-day terms is acceptable
Liquidity tight (current ratio 1.02, below the usual 1.5; short-term debt: 47.2% and cash: 37.6% of total assets), and 47.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 57% on solvency, 72% on liquidity and 93% on profitability.

The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: total assets €15,106
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.02, cash €5,673
NBB · annual accounts
raises risk · No registered site in the KBO
KBO · seat and establishments
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
19 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: WIDY Mike Nicolas Victor…

Key points

  • Caution: Among the weakest 15% on equitysector median €57,756 · 34,062 companies €7,969 View
  • Founded 12 months agofounded 17-09-2025 12 months View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2025
Total assets
€15,106
Profit
€4,969
Solvency
52.8%
Go to Financials

Company details

Legal form
Private limited company
Activity
Bricklaying and masonry workNACE 43910
Founded
17-09-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
36
Annual meeting
Third Thursday of May at 18:00
Purpose
“La construction et la vente des maisons Clé sur porte et notamment toutes opérations…” (deed in French)
Statutory auditor
No statutory auditor
Go to Articles of association

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