M.V.V.M.
ActiveM.V.V.M. has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €697k and a net result of €2k. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 8647 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability19▼-41
Solvency100=
Growth39=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
short-term debt: 0.4% and cash: 95.7% of total assets, and 0.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.6%
Return on assets
0.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
34 d early
2023
21 d early
2022
33 d early
2021
6 d early
2020
5 d early
2019
40 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€156k▼ 50.8%
2023 · €317k
2018: €232k
2019: €232k
2020: €282k
2021: €232k
2022: €232k
2023: €317k
2018 → 2024
EBIT margin
3.2%▼ 2.0pp
2023 · 5.3%
2018: 38.0%
2019: 33.9%
2020: 42.4%
2021: 5.5%
2022: 22.9%
2023: 5.3%
2018 → 2024
Net result
€2k▼ 84.0%
2024 · €10k
2018: €60k
2019: €9k
2020: €86k
2021: €8k
2022: €38k
2023: €15k
2024: €10k
2018 → 2025
Working capital
€692k▲ 0.5%
2024 · €688k
2018: €535k
2019: €546k
2020: €631k
2021: €638k
2022: €669k
2023: €675k
2024: €688k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€232k-€232k=€317k▲ 36.7%€156k▼ 50.8%
Equity€631k-€670k▲ 6.1%€685k▲ 2.3%€696k▲ 1.5%€697k▲ 0.2%
Operating result€13k-€53k▲ 315%€17k▼ 68.4%€5k▼ 69.8%€-3k
Net result€8k-€38k▲ 376%€15k▼ 59.8%€10k▼ 32.6%€2k▼ 84.0%
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €5k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €700k
Fixed assets
€6k▼ 26.3%
Current assets
€694k▲ 0.4%
Equity and liabilities €700k
Equity
€697k▲ 0.2%
Debt
€3k▼ 25.2%
The debt ratio falls from 0.5% to 0.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€-1k▼
2024 · €7k
Cash flow
€4k▼
2024 · €13k
Solvency
99.6%▲
2024 · 99.5%
Debt / equity
0.00▼
2024 · 0.01
ROE
0.2%▼
2024 · 1.5%
ROA
0.2%▼
2024 · 1.5%
Interest coverage
-4.29▼
2024 · 25.68
Debt
€3k▼
2024 · €4k
Debt ≤ 1 year
€3k▼
2024 · €4k
Income taxes
€556▼
2024 · €4k
A ratio outside any meaningful range has been withheld (balance sheet total €700k, equity €697k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€699k€700k▲
Fixed assets21/28€8k€6k▼
Tangible fixed assets22/27€8k€6k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€4k€3k▼
Current assets29/58€691k€694k▲
Amounts receivable within one year40/41€192k€24k▼
Trade receivables40€173k€13k▼
Other amounts receivable41€19k€11k▼
Current investments50/53€300k-
Cash at bank and in hand54/58€199k€670k▲
Equity and liabilities
Total equity and liabilities10/49€699k€700k▲
Equity10/15€696k€697k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€675k€677k▲
Amounts payable17/49€4k€3k▼
Amounts payable within one year42/48€4k€3k▼
Trade debts44€1k€530▼
Suppliers440/4€1k€530▼
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Income statement
Code20242025
Turnover70€156k-
Goods, raw materials, services and sundry goods60/61€150k€12k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€387€404▲
Gross operating margin9900€8k€-853▼
Operating profit (loss)9901€5k€-3k▼
Financial income75/76B€10k€6k▼
Recurring financial income75€10k€6k▼
Financial charges65/66B€289€293▲
Recurring financial charges65€289€293▲
Profit (loss) for the period before taxes9903€15k€2k▼
Income taxes67/77€4k€556▼
Profit (loss) for the period9904€10k€2k▼
Profit (loss) for the period to be appropriated9905€10k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€675k€677k▲
Profit (loss) brought forward from the previous period14P€665k€675k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €2k ▼84%
Net result drops to €2k, the lowest in the series.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Liquidity times 7current ratio 195.58
Current ratio from 27.79 to 195.58; short-term debt falls from €25k to €4k.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Liquidity doublescurrent ratio 44.14
Current ratio from 17.67 to 44.14; short-term debt falls from €38k to €15k.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Highest result since 2018net €86k ▲874%
Operating result €119k, net result €86k, both a record.
09-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 40 days late
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Manil 801301 WavreGround area
1.8 ha
Building footprint
493 m²
Volume, LiDAR
923 m³
2 parcels, Wallonia · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
M.V.V.M
since 20062.155.355.638
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25112L0382/00A000 | Wallonia | 1.7 ha | 1 · 296 m² | - |
| 25051E0182/00L000 | Wallonia | 1,705 m² | 1 · 197 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9676008QNER0B4LZFU93
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 31,604 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-03-2006
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.