M.V. PROFI
ActiveThe computed 12-month bankruptcy probability of M.V. PROFI is 1.7% (moderate). The 2024 annual accounts show equity of €78k and a net result of €9k. Equity is growing by ~19.4% per year across the filed fiscal years. Its solvency ranks better than 48% of 36373 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability75▼-17
Solvency70▼-30
Growth52=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 1.78 against 5.39 in 2023; short-term debt: 44.1% and cash: 8.2% of total assets), but 55.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
44.8%
Return on assets
5.4%
Age of the figures
22 mo
neutral · Filed after the deadline
The financial year that closed on 30-11-2024 was due by 30-06-2025 and was filed on 04-07-2025, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
4 d late
2023
4 d late
2022
1 d early
2021
3 d early
2020
1 d early
2019
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€54k▼ 40.4%
2020 · €91k
2018: €166k
2019: €180k
2020: €91k
2018 → 2021
EBIT margin
4.9%▼ 11.8pp
2020 · 16.7%
2018: 6.8%
2019: 12.8%
2020: 16.7%
2018 → 2021
Net result
€9k▼ 40.9%
2023 · €16k
2018: €8k
2019: €18k
2020: €12k
2021: €2k
2022: €5k
2023: €16k
2018 → 2024
Working capital
€60k▼ 6.9%
2023 · €64k
2018: €16k
2019: €15k
2020: €29k
2021: €35k
2022: €41k
2023: €64k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€91k-€54k▼ 40.4%
Equity€46k-€48k▲ 3.8%€53k▲ 10.1%€68k▲ 29.8%€78k▲ 13.6%
Operating result€15k-€3k▼ 82.4%€7k▲ 150%€22k▲ 226%€13k▼ 41.7%
Net result€12k-€2k▼ 85.8%€5k▲ 176%€16k▲ 226%€9k▼ 40.9%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 42% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €173k
Fixed assets
€37k▲ 757%
Current assets
€136k▲ 73.0%
Equity and liabilities €173k
Equity
€78k▲ 13.6%
Debt
€95k▲ 555%
The debt ratio rises from 17.6% to 55.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€21k▼
2023 · €33k
Cash flow
€17k▼
2023 · €27k
Solvency
44.8%▼
2023 · 82.4%
Current ratio
1.78▼
2023 · 5.39
Quick ratio
1.78▼
2023 · 5.39
Debt / equity
1.23▲
2023 · 0.21
ROE
11.9%▼
2023 · 23.0%
ROA
5.4%▼
2023 · 18.9%
Interest coverage
25.42▲
2023 · 24.72
Debt
€95k▲
2023 · €15k
Debt ≤ 1 year
€76k▲
2023 · €15k
Debt > 1 year
€19k
Income taxes
€3k▼
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€83k€173k▲
Fixed assets21/28€4k€37k▲
Tangible fixed assets22/27€4k€37k▲
Plant, machinery and equipment23€4k€34k▲
Furniture and vehicles24-€3k
Current assets29/58€79k€136k▲
Amounts receivable within one year40/41€62k€122k▲
Trade receivables40€12k€69k▲
Other amounts receivable41€51k€52k▲
Cash at bank and in hand54/58€16k€14k▼
Equity and liabilities
Total equity and liabilities10/49€83k€173k▲
Equity10/15€68k€78k▲
Contributions10/11€8k€8k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€59k€68k▲
Amounts payable17/49€15k€95k▲
Amounts payable after more than one year17-€19k
Financial debts170/4-€19k
Amounts payable within one year42/48€15k€76k▲
Current portion of amounts payable after more than one year42-€8k
Trade debts44€9k€63k▲
Suppliers440/4€4k€10k▲
Bills of exchange payable441€5k€53k▲
Taxes, remuneration and social security45€6k€6k▲
Taxes450/3€6k€6k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€8k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€34k€23k▼
Operating profit (loss)9901€22k€13k▼
Financial income75/76B€5€21▲
Recurring financial income75€5€21▲
Financial charges65/66B€1k€810▼
Recurring financial charges65€1k€810▼
Profit (loss) for the period before taxes9903€20k€12k▼
Income taxes67/77€5k€3k▼
Profit (loss) for the period9904€16k€9k▼
Profit (loss) for the period to be appropriated9905€16k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€59k€68k▲
Profit (loss) brought forward from the previous period14P€43k€59k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 4 days late
2023
30-11
Financial
Liquidity doublescurrent ratio 5.39
Current ratio from 2.67 to 5.39; short-term debt falls from €25k to €15k.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-11
Financial
Weakest financial yearnet €2k ▼85.8%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-11
Financial
Highest result since 2018net €18k ▲117%
Operating result €23k, net result €18k, both a record.
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beersel · 2 establishment units since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleine Dachelenbergstraat 31650 BeerselGround area
2.0 ha
Building footprint
5,591 m²
Volume, LiDAR
399 m³
2 parcels, Flanders, Wallonia · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
M.V.PROFI
since 20172.268.087.454
M.V. PROFI
since 20222.336.474.533
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25105A0531/00C000 | Wallonia | 2.0 ha | 1 · 5,543 m² | - |
| 23003A0076/00N000 | Flanders | 204 m² | 1 · 49 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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RENOTECH
BE 0870.367.439
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ATC RENOV
BE 0800.839.819
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ANTIC.BUILD
BE 0743.467.485
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RODIX CONSTRUCT
BE 0898.663.428
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 6,238 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-07-2017
Fiscal year end30-11
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.