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M.V. PLAFONNAGE

Active
Private limited companyfounded 2025active for 1 yearRue Louis Delattre(F-E) 14, 6140 Fontaine-l'Evêque, BelgiumKBO/BCE: BE 1023.081.566
Summary

The computed 12-month bankruptcy probability of M.V. PLAFONNAGE is 3.3% (moderate). The 2025 annual accounts show equity of €20,337 and a net result of €15,337. Its solvency ranks better than 37% of 34,855 sector peers (NACE 43, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Screed work
NACE 43422Plastering work NACE 43310
1 site
Size
≈ €180,000turnover 2025, estimated
Staff
1 FTE
Equity
€20,337
Profit
€15,337
Turnover estimated from the gross margin
Financial health
50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.3%
Structure
2025 accounts 46 days early
Why 50raises riskFounded in 20251 change of registered office in 24 monthsLiquidity: current ratio 0.91, cash €842lowers riskFigures for financial year 2025 (filed 15-06-2026)Show the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 47% of its sector peers (NACE 43, micro)
Financial strength
Average
Solvency 60
equity 35.2% of total assets
Liquidity 18
short-term debt 64.8% · cash 1.5%
Profitability 100
return on assets 26.6%
Bankruptcy probability, 12 months
3.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 06-2026: 3.8% 07-2026: 3.9%▲ +0.1 percentage points vs 06-2026 08-2026: 3.9%● unchanged vs 07-2026 09-2026: 4.5%▲ +0.6 percentage points vs 08-2026highest value 10-2026: 3.3%▼ -1.2 percentage points vs 09-2026lowest value
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.91, below 1; short-term debt: 64.8% and cash: 1.5% of total assets), and 64.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 37% on solvency, 10% on liquidity and 92% on profitability.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Figures for financial year 2025 (filed 15-06-2026)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Liquidity: current ratio 0.91, cash €842
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
46 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Resignation: GuyVLAEMINCK (administrateuretdéléguéàlagestionjournalière)Shareholding · Registered-office move ·…
  3. IncorporationAppointments: VLAEMINCK Guy (director and…

Key points

  • Founded 17 months agofounded 07-05-2025 17 months View
  • A director leftlatest change 31-12-2025 · 2 in office 1 left View
  • Total assets 2025first financial year filed €57,734 View

By topic

Financials

Financial year
2025
Total assets
€57,734
Profit
€15,337
Solvency
35.2%
Go to Financials

Board & ownership

Board
2 members
  • VLAEMINCK GuyDaily manager
  • VLAEMINCK Maxime Pierre Guy GérardDaily manager
Go to Board & ownership

Company details

Sites
1
Legal form
Private limited company
Activity
Screed workNACE 43422
Founded
07-05-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
34
Who signs
Each director alone
Annual meeting
Second Friday of June at 18:00
Purpose
“Plafonnage, cimentage et chape; Aux métiers de la construction non réglementée; Entreprise…” (deed in French)
Statutory auditor
No statutory auditor
Go to Articles of association

Key facts about M.V. PLAFONNAGE

What is the company number of M.V. PLAFONNAGE?
1023.081.566. In Belgium the VAT number is the company number with BE in front: BE 1023.081.566.
Where is M.V. PLAFONNAGE based?
The registered office is at Rue Louis Delattre(F-E) 14, 6140 Fontaine-l'Evêque.Company details
What does M.V. PLAFONNAGE do?
According to the KBO register, the main activity is screed work (NACE 43422).
What is the legal form of M.V. PLAFONNAGE?
Private limited company (BV).
When was M.V. PLAFONNAGE founded?
On 07-05-2025.
Is M.V. PLAFONNAGE still active?
Yes, M.V. PLAFONNAGE is an active enterprise in the KBO register.
How many employees does M.V. PLAFONNAGE have?
On average 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of M.V. PLAFONNAGE?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is M.V. PLAFONNAGE profitable?
In financial year 2025, M.V. PLAFONNAGE made a profit of €15,337.
Where can I find the annual accounts of M.V. PLAFONNAGE?
M.V. PLAFONNAGE filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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