M.V.M immo
ActiveSummary
M.V.M immo has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €104k and a net result of €37k. Equity is growing by ~54.3% per year across the filed fiscal years. Its solvency ranks better than 85% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 4.84 against 5.15 in 2024; short-term debt: 20.6% and cash: 41.6% of total assets), and 20.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.4%
Return on assets
28.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
8 d early
2024
5 d late
2023
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€104k▲ 56.2%
2024 · €67k
2023: €32k
2024: €67k
2023 → 2025
Total assets
€131k▲ 58.8%
2024 · €83k
2023: €48k
2024: €83k
2023 → 2025
Net result
€37k▲ 6.9%
2024 · €35k
2023: €31k
2024: €35k
2023 → 2025
Working capital
€104k▲ 57.1%
2024 · €66k
2023: €32k
2024: €66k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€32k-€67k▲ 111%€104k▲ 56.2%
Operating result€41k-€49k▲ 19.0%€54k▲ 9.6%
Net result€31k-€35k▲ 12.4%€37k▲ 6.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 10% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €131k
Fixed assets
€411 ▼ 38.7%
Current assets
€131k ▲ 59.6%
Equity and liabilities €131k
Equity
€104k ▲ 56.2%
Debt
€27k ▲ 69.8%
Debt's share of the balance-sheet total rises from 19.2% to 20.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€54k▲
2024 · €49k
Cash flow
€38k▲
2024 · €35k
Current ratio
4.84▼
2024 · 5.15
Debt to equity
0.26▲
2024 · 0.24
ROE
36.0%▼
2024 · 52.5%
ROA
28.6%▼
2024 · 42.4%
Interest coverage
25.10▼
2024 · 31.70
Debt ≤ 1 year
€27k▲
2024 · €16k
Income taxes
€14k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€83k€131k▲
Fixed assets21/28€671€411▼
Tangible fixed assets22/27€671€411▼
Furniture and vehicles24€671€411▼
Current assets29/58€82k€131k▲
Amounts receivable within one year40/41€8k€17k▲
Trade receivables40€3k€12k▲
Other amounts receivable41€4k€5k▲
Current investments50/53-€59k
Cash at bank and in hand54/58€72k€55k▼
Deferred charges and accrued income490/1€2k€99▼
Equity and liabilities
Total equity and liabilities10/49€83k€131k▲
Equity10/15€67k€104k▲
Contributions10/11€500€500=
Profit (loss) carried forward14€66k€104k▲
Amounts payable17/49€16k€27k▲
Amounts payable within one year42/48€16k€27k▲
Trade debts44€1k€4k▲
Suppliers440/4€1k€4k▲
Taxes, remuneration and social security45€14k€23k▲
Taxes450/3€14k€23k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€109€260▲
Other operating charges640/8€1k€819▼
Gross operating margin9900€50k€55k▲
Operating profit (loss)9901€49k€54k▲
Financial income75/76B€231€257▲
Recurring financial income75€231€257▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€48k€52k▲
Income taxes67/77€13k€14k▲
Profit (loss) for the period9904€35k€37k▲
Profit (loss) for the period to be appropriated9905€35k€37k▲
Appropriation of the result
Profit (loss) to be appropriated9906€66k€104k▲
Profit (loss) brought forward from the previous period14P€31k€66k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €37k ▲6.9%
Operating result €54k, net result €37k, both a record.
31-12
Financial
Equity above €100kEq €104k ▲56.2%
3 profitable years in a row build equity to €104k.
05-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Saint-Ghislain · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Boussu(T) 977333 Saint-GhislainGround area
2,594 m²
Building footprint
133 m²
Volume, LiDAR
673 m³
Parcel 53075D0592/00P004, Wallonia · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
M.V.M Immo
since 20222.339.102.738
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53075D0592/00P004 | Wallonia | 2,594 m² | 1 · 133 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MI-KA
BE 0467.371.833
Schaarbeek · Eq €104,259
MAYANCASS
BE 0674.692.705
Erquelinnes · Eq €104,170
DAVA IMMO
BE 0771.682.015
Ans · Eq €104,168
GOYENS-SEGERS VASTGOED
BE 0699.749.882
Maaseik · Eq €104,309
AC – ADVISORY INVEST
BE 0762.520.364
Brussel · Eq €104,063
Of 7,320 companies in sector 68110 we hold annual accounts for 5,381. 3,716 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-2022
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
68321Property management for co-owned buildings (syndics)
81210General cleaning of buildings
93199Other sports activities
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:vanmi27.mv@gmail.com
Phone:+32476600335