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M.V. CONSULT

Active
Private limited companyfounded 199729 yrs activeGentsesteenweg 1428, 1082 Sint-Agatha-Berchem, BelgiumKBO/BCE: BE 0461.408.511
Summary

M.V. CONSULT has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25,947 and a net result of €1,385. Equity is shrinking by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 27% of 14849 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
M.V. CONSULTActiveChecked score 88/100
Risk analysis ReportCompare

Overview

Activity
Certified accountants and tax accountants
NACE 69201Legal and accounting activities NACE 69202NACE 74121
1 site
Size
€85,406total assets 2025
Equity
€25,947
Profit
€1,385
Turnover not published (abridged schema)
Financial health
88 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Board
1 member
Accounts 2 d early2 of 8 deeds read
Why 88- Liquidity: current ratio 0.58, cash €556+ Sector Legal and accounting activities (NACE 69)+ Founded in 1997+ Size: total assets €85,406Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Better than 29% of its sector peers (NACE 69, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 55+3
equity 30.4% of total assets
Liquidity 45+4
short-term debt 19.9% · cash 0.7%
Profitability 71+7
return on assets 1.6%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (19,768 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%▼ -6.2% vs 11-2024 01-2025: 0.2%▲ +64.0% vs 12-2024 02-2025: 0.2%▼ -20.2% vs 01-2025 03-2025: 0.2%● 0.0% vs 02-2025 04-2025: 0.2%● 0.0% vs 03-2025 05-2025: 0.2%● 0.0% vs 04-2025 06-2025: 0.2%● 0.0% vs 05-2025 07-2025: 0.2%▲ +2.8% vs 06-2025 08-2025: 0.2%● 0.0% vs 07-2025 09-2025: 0.2%▲ +16.9% vs 08-2025 10-2025: 0.2%▲ +6.5% vs 09-2025 11-2025: 0.2%▼ -4.4% vs 10-2025 12-2025: 0.2%▼ -5.5% vs 11-2025 01-2026: 0.3%▲ +43.7% vs 12-2025 02-2026: 0.5%▲ +61.8% vs 01-2026highest value 03-2026: 0.1%▼ -74.7% vs 02-2026 04-2026: 0.1%● 0.0% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%▼ -0.8% vs 05-2026lowest value 07-2026: 0.1%● 0.0% vs 06-2026lowest value 08-2026: 0.1%● 0.0% vs 07-2026lowest value 09-2026: 0.1%▲ +17.5% vs 08-2026 10-2026: 0.1%▲ +2.1% vs 09-2026
  • Sector Legal and accounting activities (NACE 69) lowers the probability
  • Liquidity: current ratio 0.58, cash €556 raises the probability
  • Founded in 1997 lowers the probability for this profile
  • Size: total assets €85,406 lowers the probability for this profile
Credit up to €2,000 at 30 days acceptable
Liquidity short (current ratio 0.58 against 0.42 in 2024; short-term debt: 19.9% and cash: 0.7% of total assets), and 69.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 30%, liquidity 19%, profitability 20%, growth against the median 48%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Legal and accounting activities (NACE 69)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Liquidity: current ratio 0.58, cash €556
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 1997
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Size: total assets €85,406
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 d early
2024
8 d early
2023
70 d early
2022
42 d early
2021
42 d early
2020
27 d early
2019
43 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 33 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 20 December (4 of the last 5 filed years within 34 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close03-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Resignation: Marchis Viorel Petru (director)Appointment: Lungu Cristina (director) ·…
  2. Appointment: CRISTINA LUNGU (director)Resignation: Viorel Marchis (director) ·…
  3. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Caution: Among the weakest 12% on net resultsector median €37,878 · 14,850 companies €1,385 View
  • Caution: Board changedlatest change 30-03-2026 · 1 in office 1 joined · 2 left View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €1,385 7 years View

By topic

Financials

Fiscal year
2025
Total assets
€85,406
Profit
€1,385
Solvency
30.4%
Turnover▲ 5.0%
Net result
20192024
Go to Financials

Timeline

Events
14
Since
2016
Next accounts
by 31-01-2027
  1. 18-08-2026Resignation: Marchis Viorel Petru (director)
  2. 29-06-2026Appointment: CRISTINA LUNGU (director)
  3. 29-01-2026Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Certified accountants and tax accountantsNACE 69201
Founded
11-09-1997
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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