M-TEC ENERGY
ActiveM-TEC ENERGY has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €583k and a net result of €129k. Equity is growing by ~28.5% per year across the filed fiscal years. Its solvency ranks better than 72% of 7931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+4
Solvency92▲+40
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 4.02 against 1.44 in 2024; short-term debt: 23.1% and cash: 56.8% of total assets), and 33.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.6%
Return on assets
14.7%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
14 d early
2023
23 d early
2022
18 d early
2021
4 d early
2020
44 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€583k▲ 28.4%
2024 · €454k
2018: €107k
2019: €121k
2020: €123k
2021: €137k
2022: €192k
2023: €262k
2024: €454k
2018 → 2025
Total assets
€874k▼ 47.1%
2024 · €1.65M
2018: €680k
2019: €754k
2020: €720k
2021: €849k
2022: €908k
2023: €993k
2024: €1.65M
2018 → 2025
Net result
€129k▼ 32.9%
2024 · €192k
2018: €-24k
2019: €14k
2020: €2k
2021: €14k
2022: €55k
2023: €70k
2024: €192k
2018 → 2025
Working capital
€610k▲ 32.0%
2024 · €462k
2018: €259k
2019: €274k
2020: €286k
2021: €373k
2022: €310k
2023: €332k
2024: €462k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€137k-€192k▲ 40.5%€262k▲ 36.2%€454k▲ 73.4%€583k▲ 28.4%
Operating result€28k-€77k▲ 176%€113k▲ 47.5%€294k▲ 160%€202k▼ 31.3%
Net result€14k-€55k▲ 301%€70k▲ 25.7%€192k▲ 176%€129k▼ 32.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 31% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €874k
Fixed assets
€62k▼ 58.7%
Current assets
€812k▼ 45.9%
Equity and liabilities €874k
Equity
€583k▲ 28.4%
Debt
€292k▼ 75.7%
The debt ratio falls from 72.5% to 33.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€228k▼
2024 · €317k
Cash flow
€154k▼
2024 · €215k
Solvency
66.6%▲
2024 · 27.5%
Current ratio
4.02▲
2024 · 1.44
Quick ratio
3.28▲
2024 · 1.24
Debt / equity
0.50▼
2024 · 2.64
ROE
22.1%▼
2024 · 42.3%
ROA
14.7%▲
2024 · 11.6%
Interest coverage
25.22▼
2024 · 31.57
Debt
€292k▼
2024 · €1.20M
Debt ≤ 1 year
€202k▼
2024 · €1.04M
Debt > 1 year
€86k▼
2024 · €156k
Income taxes
€65k▼
2024 · €93k
Staff costs
€232k▼
2024 · €247k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.65M€874k▼
Fixed assets21/28€151k€62k▼
Intangible fixed assets21-€8k
Tangible fixed assets22/27€151k€54k▼
Land and buildings22€90k€0▼
Plant, machinery and equipment23€22k€24k▲
Furniture and vehicles24€39k€30k▼
Financial fixed assets28€500€500=
Current assets29/58€1.50M€812k▼
Stocks and contracts in progress3€216k€150k▼
Stocks30/36€216k€150k▼
Amounts receivable within one year40/41€912k€160k▼
Trade receivables40€909k€145k▼
Other amounts receivable41€3k€15k▲
Cash at bank and in hand54/58€369k€497k▲
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€1.65M€874k▼
Equity10/15€454k€583k▲
Contributions10/11€19k€19k=
Reserves13€435k€564k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€435k€564k▲
Amounts payable17/49€1.20M€292k▼
Amounts payable after more than one year17€156k€86k▼
Financial debts170/4€156k€86k▼
Amounts payable within one year42/48€1.04M€202k▼
Current portion of amounts payable after more than one year42€68k€70k▲
Financial debts43€34k€40k▲
Credit institutions430/8€34k€40k▲
Trade debts44€739k€53k▼
Suppliers440/4€739k€53k▼
Taxes, remuneration and social security45€198k€39k▼
Taxes450/3€173k€18k▼
Remuneration and social security454/9€24k€21k▼
Other amounts payable47/48€308€86▼
Accrued charges and deferred income492/3€4k€4k▲
Income statement
Code20242025
Non-recurring operating income76A€13k€0▼
Remuneration, social security and pensions62€247k€232k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€26k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-2k
Other operating charges640/8€4k€6k▲
Gross operating margin9900€568k€464k▼
Operating profit (loss)9901€294k€202k▼
Financial income75/76B€1k€519▼
Recurring financial income75€1k€519▼
Financial charges65/66B€10k€9k▼
Recurring financial charges65€10k€9k▼
Profit (loss) for the period before taxes9903€285k€194k▼
Income taxes67/77€93k€65k▼
Profit (loss) for the period9904€192k€129k▼
Profit (loss) for the period to be appropriated9905€192k€129k▼
Appropriation of the result
Profit (loss) to be appropriated9906€192k€129k▼
Transfer to equity691/2€192k€129k▼
To other reserves6921€192k€129k▼
Social balance
Average headcount (FTE)90872.52.4▼
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity triplescurrent ratio 4.02
Current ratio from 1.44 to 4.02; short-term debt falls from €1.04M to €202k.
31-12
Financial
Equity above €500kEq €583k ▲28.4%
7 profitable years in a row build equity to €583k.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €192k ▲176%
Operating result €294k, net result €192k, both a record.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €200kEq €262k ▲36.2%
5 profitable years in a row build equity to €262k.
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €150kEq €192k ▲40.5%
4 profitable years in a row build equity to €192k.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
13-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Duffel · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nijverheidsstraat 262570 DuffelGround area
2,349 m²
Building footprint
789 m²
Volume, LiDAR
5,241 m³
Parcel 12302B0245/00N000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
M-TEC ENERGY BVBA
since 19972.083.040.356
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12302B0245/00N000 | Flanders | 2,349 m² | 1 · 789 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 81 EUR awarded · 81 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 81 EUR | 81 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
1 endedSimilar companies · same sector, comparable size
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VO7 SOLUTIONS
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BELSYS
BE 0436.073.693
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ADVANCED MICRO DEVICES BELGIUM
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ETABLISSEMENTEN TOBIAS
BE 0430.769.872
Pajottegem · Eq €590k
Of 2,126 companies in sector 46500 we hold annual accounts for 1,403. 988 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-08-1997
Fiscal year end31-12
Activities, NACEBEL
46500Wholesale of information and communication equipment
46520Wholesale trade
46643Wholesale of electrical equipment, including installation materials
51860
26110Manufacture of computer, electronic and optical products
27110Manufacture of electrical equipment
27120Manufacture of electrical equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.