M.T. INFI
ActiveSummary
M.T. INFI has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €77k and a net result of €5k. Equity is growing by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 52% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+3
Solvency90▲+24
Growth52=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.49 against 0.84 in 2024; short-term debt: 27.9% and cash: 9.3% of total assets), and 34.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.2%
Return on assets
4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
57 d late
2023
61 d late
2022
58 d late
2021
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€77k▲ 6.5%
2024 · €72k
2021: €50k
2022: €97k
2023: €122k
2024: €72k
2021 → 2025
Total assets
€118k▼ 32.8%
2024 · €176k
2021: €85k
2022: €192k
2023: €250k
2024: €176k
2021 → 2025
Net result
€5k▲ 26.4%
2024 · €4k
2021: €49k
2022: €47k
2023: €24k
2024: €4k
2021 → 2025
Working capital
€16k
2024 · €-13k
2021: €31k
2022: €41k
2023: €31k
2024: €-13k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€50k-€97k▲ 93.2%€122k▲ 25.0%€72k▼ 40.5%€77k▲ 6.5%
Operating result€64k-€64k▲ 0.2%€38k▼ 41.3%€14k▼ 63.2%€14k▲ 0.3%
Net result€49k-€47k▼ 4.9%€24k▼ 48.1%€4k▼ 84.7%€5k▲ 26.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 0% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €118k
Fixed assets
€69k ▼ 36.3%
Current assets
€49k ▼ 27.3%
Equity and liabilities €118k
Equity
€77k ▲ 6.5%
Debt
€41k ▼ 60.3%
Debt's share of the balance-sheet total falls from 58.9% to 34.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€47k▼
2024 · €52k
Cash flow
€38k▼
2024 · €42k
Current ratio
1.49▲
2024 · 0.84
Debt to equity
0.53▼
2024 · 1.43
ROE
6.1%▲
2024 · 5.2%
ROA
4.0%▲
2024 · 2.1%
Interest coverage
15.79▼
2024 · 19.77
Debt ≤ 1 year
€33k▼
2024 · €81k
Debt > 1 year
€8k▼
2024 · €23k
Income taxes
€6k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€176k€118k▼
Fixed assets21/28€108k€69k▼
Tangible fixed assets22/27€108k€69k▼
Furniture and vehicles24€82k€51k▼
Other tangible fixed assets26€26k€18k▼
Financial fixed assets28€363€363=
Current assets29/58€68k€49k▼
Amounts receivable within one year40/41€34k€35k▲
Trade receivables40€26k€18k▼
Other amounts receivable41€8k€16k▲
Cash at bank and in hand54/58€30k€11k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€176k€118k▼
Equity10/15€72k€77k▲
Contributions10/11€1k€1k=
Reserves13€71k€76k▲
Distributable reserves133€71k€76k▲
Amounts payable17/49€104k€41k▼
Amounts payable after more than one year17€23k€8k▼
Financial debts170/4€23k€8k▼
Amounts payable within one year42/48€81k€33k▼
Current portion of amounts payable after more than one year42€28k€15k▼
Financial debts43€17k€6k▼
Credit institutions430/8€17k€6k▼
Trade debts44€25k€8k▼
Suppliers440/4€25k€8k▼
Taxes, remuneration and social security45€6k€4k▼
Taxes450/3€1k€4k▲
Remuneration and social security454/9€5k-
Other amounts payable47/48€5k€578▼
Income statement
Code20242025
Remuneration, social security and pensions62€33k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€33k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€86k€49k▼
Operating profit (loss)9901€14k€14k▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€11k€11k▼
Income taxes67/77€7k€6k▼
Profit (loss) for the period9904€4k€5k▲
Profit (loss) for the period to be appropriated9905€4k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€5k▲
Transfer from equity791/2€53k-
Transfer to equity691/2€4k€5k▲
To other reserves6921€4k€5k▲
Profit to be distributed694/7€53k-
Return on contributions (dividend)694€53k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
31-12
Financial
Weakest financial yearnet €4k ▼84.7%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Equity above €100kEq €122k ▲25%
3 profitable years in a row build equity to €122k.
27-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 58 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Patrijzenlaan 241600 Sint-Pieters-LeeuwGround area
300 m²
Building footprint
77 m²
Volume, LiDAR
723 m³
Parcel 23583G0034/00C000, Flanders · tallest building 13.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
M.T. INFI
since 20202.311.612.641
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23583G0034/00C000 | Flanders | 300 m² | 1 · 77 m² | 13.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NURSEFAMILY
BE 1000.942.604
Sint-Genesius-Rode · Eq €77,122
MAVIS
BE 1010.605.584
Veurne · Eq €77,398
INFIBIS
BE 0784.993.284
Ganshoren · Eq €76,922
MIDE
BE 1019.456.142
Harelbeke · Eq €76,768
ESEAL-MEDICAL
BE 0771.560.764
Waterloo · Eq €76,623
Of 5,984 companies in sector 86940 we hold annual accounts for 1,808. 1,566 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-12-2020
Fiscal year end31-12
Activities, NACEBEL 2025
86940Nursing and midwifery
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.