M.SOLUTIONS
ActiveThe computed 12-month bankruptcy probability of M.SOLUTIONS is 1.7% (moderate). The 2025 annual accounts show equity of €26k and a net result of €2k. Its solvency ranks better than 67% of 27319 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
86
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38▼-62
Solvency99▼-1
Growth52
Stability82
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.33 against 4.0 in 2024), and 37.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.9%
Return on assets
4.8%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
92 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€26k▲ 8.2%
2024 · €24k
2024: €24k
2024 → 2025
Total assets
€42k▲ 29.1%
2024 · €32k
2024: €32k
2024 → 2025
Net result
€2k▼ 90.2%
2024 · €20k
2024: €20k
2024 → 2025
Working capital
€21k▼ 15.3%
2024 · €24k
2024: €24k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€24k-€26k▲ 8.2%
Operating result€26k-€2k▼ 93.1%
Net result€20k-€2k▼ 90.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 93% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €42k
Fixed assets
€6k
Current assets
€36k
Equity and liabilities €42k
Equity
€26k▲ 8.2%
Debt
€15k▲ 91.8%
The debt ratio rises from 25.0% to 37.1%: debt grows faster than equity.
Key figures and ratios
EBITDA
€3k▼
2024 · €28k
Cash flow
€3k▼
2024 · €23k
Solvency
62.9%▼
2024 · 75.0%
Current ratio
2.33▼
2024 · 4.00
Quick ratio
2.33▼
2024 · 4.00
Debt / equity
0.59▲
2024 · 0.33
ROE
7.6%▼
2024 · 83.5%
ROA
4.8%▼
2024 · 62.6%
Interest coverage
81.48▼
2024 · 135.70
Debt
€15k▲
2024 · €8k
Debt ≤ 1 year
€15k▲
2024 · €8k
Income taxes
€1k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€32k€42k▲
Fixed assets21/28-€6k
Tangible fixed assets22/27-€6k
Plant, machinery and equipment23-€969
Furniture and vehicles24-€5k
Current assets29/58€32k€36k▲
Amounts receivable within one year40/41€28k€32k▲
Trade receivables40-€5k
Other amounts receivable41€28k€27k▼
Cash at bank and in hand54/58€4k€972▼
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€32k€42k▲
Equity10/15€24k€26k▲
Contributions10/11€4k€4k=
Profit (loss) carried forward14€20k€22k▲
Amounts payable17/49€8k€15k▲
Amounts payable within one year42/48€8k€15k▲
Trade debts44€3k€9k▲
Suppliers440/4€3k€9k▲
Taxes, remuneration and social security45€5k€6k▲
Taxes450/3€5k€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€1k▼
Other operating charges640/8€1k€4k▲
Gross operating margin9900€30k€7k▼
Operating profit (loss)9901€26k€2k▼
Financial income75/76B-€1k
Recurring financial income75-€1k
Financial charges65/66B€210€35▼
Recurring financial charges65€210€35▼
Profit (loss) for the period before taxes9903€25k€3k▼
Income taxes67/77€5k€1k▼
Profit (loss) for the period9904€20k€2k▼
Profit (loss) for the period to be appropriated9905€20k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€22k▲
Profit (loss) brought forward from the previous period14P-€20k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 92 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Tubize 1071420 Braine-l'AlleudGround area
92 m²
Building footprint
82 m²
Parcel 25014A0868/00D000, Wallonia. Linked by address, not a title deed.
1 establishment unit
M.SOLUTIONS
since 20252.372.078.085
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25014A0868/00D000 | Wallonia | 92 m² | 1 · 82 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 19,948 companies in sector 43320 we hold annual accounts for 9,082. 6,548 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-12-2024
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
43230Insulation installation
43240Other construction installation
43332Laying of wooden floor and wall coverings
43350Other building finishing work
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:ibfo@msolutionssrl.be