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M SAVEURS

Open bankruptcy
Private limited companyfounded 2021KBO/BCE: BE 0771.696.267

A bankruptcy procedure is open for M SAVEURS according to publications in the Belgian State Gazette; curator: XAVIER VAN GILS.

Summary

The 2022 annual accounts show equity of €7,243 and a net result of €1,043.

Are you a creditor?

Open bankruptcy Source: Belgian Official Gazette

If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.

The procedure

Court
Enterprise Court of Walloon Brabant
Declared bankrupt
4 June 2026
Supervising judge
Thierry Gorjanc
Official Gazette
10-06-2026 (pdf) ↗search the document for 2026/125449

Deadlines

Appeal or third-party opposition until
passed on 25 June 2026Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
File the claim in RegSol until
passed on 4 July 2026art. XX.104 and XX.155 CEL
First verification report
passed on 16 July 2026Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
Late claim until
4 June 2027Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL

Curator

  • Xavier Van GilsAvenue Reine Astrid 10, 1330 Rixensartxaviervangils@skynet.be

What to do now

  1. Do not deliver on credit any more without an agreement with the curator.
  2. Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
  3. File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
  4. Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
  5. Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
  6. Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.

The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.

File a claim in RegSol ↗ Watch Follow this bankruptcy: you are alerted when it is closed or reversed.

General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company

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Signals

Two signals.
+raises risk
raises risk · Register: open bankruptcy
The KBO register records the legal situation: open bankruptcy. This is today's state according to the register itself; the register carries no start date.
KBO · legal situation
raises risk · Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Belgian State Gazette
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

M SAVEURS was incorporated on 26 July 2021 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2022.2 On 4 June 2026 the company was declared bankrupt.3

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022
  3. 3Belgian State Gazette, 10-06-2026

Go further with this company

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2022, full schema

Turnover
€196,197
EBIT margin
0.9%
Net result
€1,043
Working capital
-€8,644
Balance-sheet composition
Assets €33,420
Fixed assets €15,886
Current assets €17,534
Equity and liabilities €33,420
Equity €7,243
Debt €26,178
Debt finances 78.3% of the balance-sheet total.
Key figures and ratios
2022 value
EBITDA
€4,909
Cash flow
€4,277
Current ratio
0.67
Quick ratio
0.52
Debt to equity
3.61
ROE
14.4%
ROA
3.1%
Interest coverage
18.35
Debt ≤ 1 year
€26,178
Income taxes
€366
Staff costs
€38,966
Annual accounts
Filed annual accounts As filed with the NBB · 2022 · 47 lines
Balance sheet Code2022
Assets
Total assets20/58€33,420
Fixed assets21/28€15,886
Intangible fixed assets21€11,152
Tangible fixed assets22/27€4,735
Plant, machinery and equipment23€4,735
Current assets29/58€17,534
Stocks and contracts in progress3€3,852
Stocks30/36€3,852
Amounts receivable within one year40/41€12,061
Trade receivables40€9,435
Other amounts receivable41€2,626
Cash at bank and in hand54/58€1,621
Equity and liabilities
Total equity and liabilities10/49€33,420
Equity10/15€7,243
Contributions10/11€6,200
Reserves13€52
Non-distributable reserves130/1€52
Reserves not available under the articles1311€52
Profit (loss) carried forward14€991
Amounts payable17/49€26,178
Amounts payable within one year42/48€26,178
Financial debts43€1,490
Credit institutions430/8€1,490
Trade debts44€9,894
Suppliers440/4€9,894
Taxes, remuneration and social security45€366
Taxes450/3€366
Other amounts payable47/48€14,427
Income statement Code2022
Turnover70€196,197
Goods, raw materials, services and sundry goods60/61€150,714
Remuneration, social security and pensions62€38,966
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,235
Other operating charges640/8€348
Non-recurring operating charges66A€1,260
Gross operating margin9900€45,483
Operating profit (loss)9901€1,675
Financial income75/76B€2
Recurring financial income75€2
Financial charges65/66B€268
Recurring financial charges65€268
Profit (loss) for the period before taxes9903€1,409
Income taxes67/77€366
Profit (loss) for the period9904€1,043
Profit (loss) for the period to be appropriated9905€1,043
Appropriation of the result
Profit (loss) to be appropriated9906€1,043
Transfer to equity691/2€52
To the legal reserve6920€52

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022
Turnover70€196,197
Goods, raw materials, services and sundry goods60/61€150,714
Remuneration, social security and pensions62€38,966
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,235
Other operating charges640/8€348
Non-recurring operating charges66A€1,260
Gross operating margin9900€45,483
Operating profit (loss)9901€1,675
Financial income75/76B€2
Recurring financial income75€2
Financial charges65/66B€268
Recurring financial charges65€268
Profit (loss) for the period before taxes9903€1,409
Income taxes67/77€366
Profit (loss) for the period9904€1,043
Profit (loss) for the period to be appropriated9905€1,043
Line2022
Assets
Total assets20/58€33,420
Fixed assets21/28€15,886
Intangible fixed assets21€11,152
Tangible fixed assets22/27€4,735
Plant, machinery and equipment23€4,735
Current assets29/58€17,534
Stocks and contracts in progress3€3,852
Stocks30/36€3,852
Amounts receivable within one year40/41€12,061
Trade receivables40€9,435
Other amounts receivable41€2,626
Cash at bank and in hand54/58€1,621
Equity and liabilities
Total equity and liabilities10/49€33,420
Equity10/15€7,243
Contributions10/11€6,200
Reserves13€52
Non-distributable reserves130/1€52
Reserves not available under the articles1311€52
Profit (loss) carried forward14€991
Amounts payable17/49€26,178
Amounts payable within one year42/48€26,178
Financial debts43€1,490
Credit institutions430/8€1,490
Trade debts44€9,894
Suppliers440/4€9,894
Taxes, remuneration and social security45€366
Taxes450/3€366
Other amounts payable47/48€14,427
Line2022
Profit (loss) for the period9904€1,043
+ Depreciation and write-downs630€3,235
Operating cash flow (approximation)€4,277

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
10-06
Bankruptcy Opening
Tribunal de l’entreprise du Brabant wallon · event 04-06-2026
2023
20-11
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 112 days late
SignalNBB filing
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Court-Saint-Etienne · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
452 m²
Building footprint
290 m²
Volume, LiDAR
5,392 m³
2 parcels, Wallonia · tallest building 29.5 m, ±9 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
TAJMAHAL
Boulevard Joseph Tirou 28, 6000 CharleroiFood and beverage service activities
since 20212.321.128.638
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52011D0248/04V000 Wallonia 259 m² 1 · 199 m² 29.5 m · 9 fl.
25023H0292/00B005 Wallonia 193 m² 1 · 91 m² -
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Insolvency mandates

1 mandate
Role Name Tenure
Curator XAVIER VAN GILS
AVENUE REINE ASTRID 10, 1330 RIXENSART
04-06-2026 → present

Similar companies · same sector, comparable size

Of 7,368 companies in sector 81210 we hold annual accounts for 2,742. 1,575 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded26-07-2021
Fiscal year end31-12
Activities, NACEBEL 2025
81210General cleaning of buildings
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.