M&S TRANS
ActiveSummary
The computed 12-month bankruptcy probability of M&S TRANS is 5.3% (elevated). The 2025 annual accounts show equity of €5k and a net result of €2k. Its solvency ranks better than 44% of 4603 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability84
Solvency57
Growth-
Track record67
Bankruptcy probability, 12 months
5.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.25; short-term debt: 67.6% and cash: 16.6% of total assets), and 67.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
24 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€5k
Total assets
€15k
Net result
€2k
Working capital
€-7k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €15k
Fixed assets
€12k
Current assets
€2k
Equity and liabilities €15k
Equity
€5k
Debt
€10k
Debt finances 67.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€6k
Cash flow
€6k
Current ratio
0.25
Debt to equity
2.09
ROE
36.5%
ROA
11.8%
Interest coverage
182.39
Debt ≤ 1 year
€10k
Income taxes
€608
Filed annual accounts As filed with the NBB · 2025 · 30 lines
Balance sheet
Code2025
Assets
Total assets20/58€15k
Fixed assets21/28€12k
Tangible fixed assets22/27€12k
Furniture and vehicles24€12k
Current assets29/58€2k
Cash at bank and in hand54/58€2k
Equity and liabilities
Total equity and liabilities10/49€15k
Equity10/15€5k
Contributions10/11€3k
Profit (loss) carried forward14€2k
Amounts payable17/49€10k
Amounts payable within one year42/48€10k
Trade debts44€222
Suppliers440/4€222
Taxes, remuneration and social security45€1k
Taxes450/3€1k
Other amounts payable47/48€8k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k
Other operating charges640/8€2k
Gross operating margin9900€8k
Operating profit (loss)9901€2k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€34
Recurring financial charges65€34
Profit (loss) for the period before taxes9903€2k
Income taxes67/77€608
Profit (loss) for the period9904€2k
Profit (loss) for the period to be appropriated9905€2k
Appropriation of the result
Profit (loss) to be appropriated9906€2k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
NBB filing
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 2 establishment units since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Serviëstraat 301060 Sint-Gillis (bij-Brussel)Ground area
8,390 m²
Building footprint
2,049 m²
Volume, LiDAR
16,749 m³
2 parcels, Brussels, Flanders · tallest building 17.9 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
M&S TRANS
since 20252.372.403.135
M&S TRANS
since 20262.393.623.567
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23582E0505/00E000 | Flanders | 8,312 m² | 1 · 1,971 m² | 9.7 m · 3 fl. |
| 21562A0450/00G004 | Brussels | 79 m² | 1 · 78 m² | 17.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
E1 Drive
BE 1008.512.760
Keerbergen · Eq €4,731
BARRY TRANS
BE 0792.356.772
Aalst · Eq €4,737
TAXI AS
BE 1016.346.796
Brugge · Eq €4,737
BEST TAXI
BE 1023.088.296
Aalst · Eq €4,740
ALKA TRANSPORT
BE 1005.580.390
Grimbergen · Eq €4,763
Of 6,994 companies in sector 49320 we hold annual accounts for 2,722. 1,765 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-03-2025
Fiscal year end31-12
Activities, NACEBEL 2025
49320Non-scheduled passenger transport by road
49310Scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
49390Land transport and transport via pipelines
52210Service activities incidental to land transportation
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.