Financials
- Fiscal year
- 2025
- Total assets
- €47,673
- Profit
- €10,016
- Solvency
- 37.9%
Total assets▼ 12.2%
Net result
20222025
M&S IDEAL CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of M&S IDEAL CONSTRUCT is 3.4% (moderate). The 2025 annual accounts show equity of €18,077 and a net result of €10,016. Equity remains stable across the filed fiscal years (±2.4% per year). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Other building finishing work
NACE 43350NACE 43390Roofing work NACE 43410
1 site
Size
€47,673total assets 2025
- Equity
- €18,077
- Profit
- €10,016
Turnover not published (abridged schema)
Structure
Accounts 51 d early0 of 1 deed read
Why 48- Figures for FY 2024 (filed 07-07-2025)- Founded in 2021- Loss of €11,182 (FY 2024)+ Size: total assets €54,303Show the evidence
Checked score
Score 2025
48
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 18% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
63+23
equity 37.9% of total assets
Liquidity
52+6
short-term debt 34.8% · cash 13.7%
Profitability
95+83
return on assets 21.0%
Bankruptcy probability, 12 months
3.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 13 months
10-2025: 1.6%
11-2025: 1.6%● 0.0% vs 10-2025
12-2025: 1.6%● 0.0% vs 11-2025
01-2026: 1.5%▼ -2.1% vs 12-2025lowest value
02-2026: 1.5%● 0.0% vs 01-2026lowest value
03-2026: 1.6%▲ +4.4% vs 02-2026
04-2026: 1.7%▲ +5.8% vs 03-2026
05-2026: 1.8%▲ +6.4% vs 04-2026
06-2026: 1.9%▲ +2.6% vs 05-2026
07-2026: 1.9%▲ +3.5% vs 06-2026
08-2026: 2.0%▲ +3.0% vs 07-2026
09-2026: 2.2%▲ +11.6% vs 08-2026
10-2026: 3.4%▲ +51.2% vs 09-2026highest value
- Figures for FY 2024 (filed 07-07-2025) raises the probability
- Size: total assets €54,303 lowers the probability for this profile
- Founded in 2021 raises the probability for this profile
- Loss of €11,182 (FY 2024) raises the probability
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.49 against 1.48 in 2024; short-term debt: 34.8% and cash: 13.7% of total assets), but 62.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 17%, liquidity 37%, profitability 12%, growth against the median 7%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
51 d early
2024
24 d early
2023
8 d early
2022
29 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 14 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 July (3 of the last 4 filed years within 36 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Back to profitnet €10,016
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 6
- Since
- 2023
- Next accounts
- by 31-07-2027
- 10-06-2026Annual accounts filed
- 31-12-2025Back to profit
- 07-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other building finishing workNACE 43350
- Founded
- 18-10-2021
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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