M.S. CONSULT
ActiveM.S. CONSULT has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45k and a net result of €-17k. Equity is shrinking by ~17.8% per year across the filed fiscal years. Its solvency ranks better than 48% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
60
/ 100
Healthy▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency95▼-5
Growth32▼-20
Stability94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.95 against 3.46 in 2024), and 46.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.5%
Return on assets
-19.8%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
22232425
2022 to 2025 · latest year -€17k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
1 d early
2024
3 d early
2023
13 d late
2022
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€45k▼ 27.0%
2024 · €62k
2022: €60k
2023: €104k
2024: €62k
2022 → 2025
Total assets
€84k▼ 2.8%
2024 · €86k
2022: €63k
2023: €155k
2024: €86k
2022 → 2025
Net result
€-17k▲ 60.8%
2024 · €-42k
2022: €58k
2023: €44k
2024: €-42k
2022 → 2025
Working capital
€37k▼ 39.3%
2024 · €61k
2022: €60k
2023: €103k
2024: €61k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€60k-€104k▲ 72.8%€62k▼ 40.8%€45k▼ 27.0%
Operating result€75k-€55k▼ 26.2%€-40k€-16k▲ 60.1%
Net result€58k-€44k▼ 24.7%€-42k€-17k▲ 60.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €16k in 2025 against €40k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €84k
Fixed assets
€8k▲ 1,021%
Current assets
€76k▼ 11.3%
Equity and liabilities €84k
Equity
€45k▼ 27.0%
Debt
€39k▲ 57.5%
The debt ratio rises from 28.7% to 46.5%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-14k▲
2024 · €-39k
Cash flow
€-15k▲
2024 · €-42k
Solvency
53.5%▼
2024 · 71.3%
Current ratio
1.95▼
2024 · 3.46
Quick ratio
1.95▼
2024 · 3.46
Debt / equity
0.87▲
2024 · 0.40
ROE
-37.0%▲
2024 · -68.9%
ROA
-19.8%▲
2024 · -49.1%
Interest coverage
-5.63▲
2024 · -8.24
Debt
€39k▲
2024 · €25k
Debt ≤ 1 year
€39k▲
2024 · €25k
Income taxes
€125▼
2024 · €347
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€86k€84k▼
Fixed assets21/28€715€8k▲
Tangible fixed assets22/27€715€8k▲
Plant, machinery and equipment23€387€84▼
Furniture and vehicles24€329€8k▲
Current assets29/58€86k€76k▼
Amounts receivable within one year40/41€43k€63k▲
Trade receivables40€16k€2k▼
Other amounts receivable41€27k€61k▲
Cash at bank and in hand54/58€40k€11k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€86k€84k▼
Equity10/15€62k€45k▼
Contributions10/11€2k€2k=
Reserves13€60k€43k▼
Distributable reserves133€60k€43k▼
Amounts payable17/49€25k€39k▲
Amounts payable within one year42/48€25k€39k▲
Trade debts44€17k€25k▲
Suppliers440/4€17k€25k▲
Taxes, remuneration and social security45€8k€4k▼
Taxes450/3€8k€4k▼
Other amounts payable47/48-€10k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€577€2k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€-38k€-12k▲
Operating profit (loss)9901€-40k€-16k▲
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€5k€2k▼
Recurring financial charges65€5k€2k▼
Profit (loss) for the period before taxes9903€-42k€-16k▲
Income taxes67/77€347€125▼
Profit (loss) for the period9904€-42k€-17k▲
Profit (loss) for the period to be appropriated9905€-42k€-17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-42k€-17k▲
Transfer from equity791/2€42k€17k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-42k ▼197%
Net result drops to €-42k, the lowest in the series; recovery starts the following year.
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
31-12
Financial
Equity above €100kEq €104k ▲72.8%
2 profitable years in a row build equity to €104k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meise · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rodeweg 21860 MeiseGround area
2,005 m²
Building footprint
85 m²
Volume, LiDAR
534 m³
Parcel 23050E0126/00G002, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rodeweg 2, 1860 Meise
since 20212.319.303.652
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23050E0126/00G002 | Flanders | 2,005 m² | 1 · 85 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 179 EUR awarded · 179 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 179 EUR | 179 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 37,392 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-07-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.