M & P HORECA
ActiveM & P HORECA has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €92k and a net result of €7k. Equity is growing by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 18016 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
86
/ 100
Excellent▼ -14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▼-15
Solvency100=
Growth44▼-17
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 14.8 against 5.6 in 2024), and 6.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.8%
Return on assets
7.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-05-2026, 84 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
84 d early
2024
108 d early
2023
15 d early
2022
4 d late
2021
23 d early
2020
8 d early
2019
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0▼ 100%
2023 · €95k
2018: €103k
2019: €107k
2020: €64k
2021: €71k
2022: €92k
2023: €95k
2018 → 2025
EBIT margin
9.2%▼ 6.6pp
2022 · 15.8%
2018: 10.7%
2019: 10.5%
2020: 0.9%
2021: 21.6%
2022: 15.8%
2018 → 2023
Net result
€7k▼ 22.4%
2024 · €10k
2018: €8k
2019: €9k
2020: €8k
2021: €20k
2022: €11k
2023: €6k
2024: €10k
2018 → 2025
Working capital
€84k▲ 13.7%
2024 · €74k
2018: €3k
2019: €10k
2020: €19k
2021: €39k
2022: €47k
2023: €60k
2024: €74k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€71k-€92k▲ 30.0%€95k▲ 3.3%€0
Equity€65k-€74k▲ 13.9%€79k▲ 6.1%€86k▲ 9.8%€92k▲ 6.4%
Operating result€15k-€14k▼ 5.2%€9k▼ 39.9%€14k▲ 55.7%€10k▼ 23.5%
Net result€20k-€11k▼ 46.5%€6k▼ 41.7%€10k▲ 51.1%€7k▼ 22.4%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 23% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €98k
Fixed assets
€8k▼ 38.1%
Current assets
€91k▲ 0.2%
Equity and liabilities €98k
Equity
€92k▲ 6.4%
Debt
€6k▼ 62.1%
The debt ratio falls from 15.7% to 6.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€15k▼
2024 · €20k
Cash flow
€12k▼
2024 · €16k
Solvency
93.8%▲
2024 · 84.3%
Current ratio
14.80▲
2024 · 5.60
Quick ratio
14.23▲
2024 · 5.42
Debt / equity
0.07▼
2024 · 0.19
ROE
8.1%▼
2024 · 11.0%
ROA
7.6%▼
2024 · 9.3%
Interest coverage
86.63▼
2024 · 121.79
Debt
€6k▼
2024 · €16k
Debt ≤ 1 year
€6k▼
2024 · €16k
Income taxes
€3k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€103k€98k▼
Fixed assets21/28€12k€8k▼
Tangible fixed assets22/27€12k€8k▼
Plant, machinery and equipment23€263€0▼
Other tangible fixed assets26€12k€8k▼
Current assets29/58€90k€91k▲
Stocks and contracts in progress3€3k€4k▲
Stocks30/36€3k€4k▲
Amounts receivable within one year40/41€9k€3k▼
Trade receivables40-€0
Other amounts receivable41€9k€3k▼
Cash at bank and in hand54/58€78k€84k▲
Deferred charges and accrued income490/1€179€181▲
Equity and liabilities
Total equity and liabilities10/49€103k€98k▼
Equity10/15€86k€92k▲
Contributions10/11€7k€7k=
Reserves13€26k€34k▲
Non-distributable reserves130/1€24k€31k▲
Own shares acquired1312-€0
Other1319€24k€31k▲
Distributable reserves133€3k€3k=
Profit (loss) carried forward14€53k€51k▼
Amounts payable17/49€16k€6k▼
Amounts payable within one year42/48€16k€6k▼
Trade debts44€6k€515▼
Suppliers440/4€6k€515▼
Taxes, remuneration and social security45€7k€4k▼
Taxes450/3€7k€4k▼
Remuneration and social security454/9€0€0=
Other amounts payable47/48€2k€2k▼
Income statement
Code20242025
Turnover70-€0
Goods, raw materials, services and sundry goods60/61-€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€5k▼
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A-€96
Gross operating margin9900€22k€17k▼
Operating profit (loss)9901€14k€10k▼
Financial charges65/66B€168€173▲
Recurring financial charges65€168€173▲
Profit (loss) for the period before taxes9903€13k€10k▼
Income taxes67/77€4k€3k▼
Profit (loss) for the period9904€10k€7k▼
Profit (loss) for the period to be appropriated9905€10k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€64k€60k▼
Profit (loss) brought forward from the previous period14P€54k€53k▼
Transfer to equity691/2€9k€7k▼
To other reserves6921€9k€7k▼
Profit to be distributed694/7€2k€2k=
Return on contributions (dividend)694€2k€2k=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 14.80
Current ratio from 5.60 to 14.80; short-term debt falls from €16k to €6k.
14-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €6k ▼41.7%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €20k ▲146%
Operating result €15k, net result €20k, both a record.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity triplescurrent ratio 3.94
Current ratio from 1.42 to 3.94; short-term debt falls from €24k to €7k.
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gedinne · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Léon-Mathieu, Rienne 35575 GedinneGround area
148 m²
Building footprint
142 m²
Volume, LiDAR
1,008 m³
Parcel 91112C0244/00K000, Wallonia · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AUBERGE DES ARDENNES
since 20012.131.657.251
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91112C0244/00K000 | Wallonia | 148 m² | 1 · 142 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGedinne2.131.657.251
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Of 1,504 companies in sector 47252 we hold annual accounts for 651. 502 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-12-2000
Fiscal year end31-12
Activities, NACEBEL
47252Retail sale of beverages, general range
52250Logistics services
55401
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.