M & P Consult
ActiveM & P Consult has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €25k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 31% of 12617 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +67 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency67▲+54
Growth78▲+46
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.5 against 1.02 in 2024), but 64.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.4%
Return on assets
33%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
28 d early
2024
8 d early
2023
13 d late
2022
17 d early
2021
11 d early
2020
31 d late
2019
54 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€26k▲ 1,391%
2024 · €2k
2019: €5k
2020: €33k
2021: €98k
2022: €76k
2023: €55k
2024: €2k
2019 → 2025
Total assets
€74k▼ 8.6%
2024 · €81k
2019: €58k
2020: €112k
2021: €194k
2022: €492k
2023: €106k
2024: €81k
2019 → 2025
Net result
€25k
2024 · €-53k
2019: €-904
2020: €28k
2021: €65k
2022: €245k
2023: €17k
2024: €-53k
2019 → 2025
Working capital
€21k▲ 1,445%
2024 · €1k
2019: €3k
2020: €29k
2021: €84k
2022: €55k
2023: €35k
2024: €1k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€98k-€76k▼ 23.1%€55k▼ 27.3%€2k▼ 96.8%€26k▲ 1,391%
Operating result€83k-€319k▲ 285%€32k▼ 89.8%€-50k€29k
Net result€65k-€245k▲ 274%€17k▼ 93.0%€-53k€25k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €29k after a loss of €50k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €74k
Fixed assets
€12k▼ 11.4%
Current assets
€63k▼ 8.0%
Equity and liabilities €74k
Equity
€26k▲ 1,391%
Debt
€48k▼ 39.6%
The debt ratio falls from 97.8% to 64.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€35k▲
2024 · €-43k
Cash flow
€30k▲
2024 · €-46k
Solvency
35.4%▲
2024 · 2.2%
Current ratio
1.50▲
2024 · 1.02
Quick ratio
1.50▲
2024 · 1.02
Debt / equity
1.83▼
2024 · 45.10
ROE
93.3%
ROA
33.0%▲
2024 · -65.4%
Interest coverage
10.81▲
2024 · -19.46
Debt
€48k▼
2024 · €80k
Debt ≤ 1 year
€42k▼
2024 · €67k
Debt > 1 year
€6k▼
2024 · €13k
Income taxes
€1k▲
2024 · €833
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€81k€74k▼
Fixed assets21/28€13k€12k▼
Intangible fixed assets21-€2k
Tangible fixed assets22/27€12k€9k▼
Land and buildings22€3k€3k▼
Furniture and vehicles24€9k€6k▼
Financial fixed assets28€750€750=
Current assets29/58€68k€63k▼
Amounts receivable within one year40/41€61k€61k▼
Trade receivables40€46k€40k▼
Other amounts receivable41€15k€21k▲
Current investments50/53€1k€1k=
Cash at bank and in hand54/58€4k€0▼
Deferred charges and accrued income490/1€2k€916▼
Equity and liabilities
Total equity and liabilities10/49€81k€74k▼
Equity10/15€2k€26k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-17k€8k▲
Amounts payable17/49€80k€48k▼
Amounts payable after more than one year17€13k€6k▼
Financial debts170/4€13k€6k▼
Amounts payable within one year42/48€67k€42k▼
Current portion of amounts payable after more than one year42€6k€7k▲
Financial debts43€620€3k▲
Credit institutions430/8€620€3k▲
Trade debts44€36k€19k▼
Suppliers440/4€36k€19k▼
Taxes, remuneration and social security45€24k€13k▼
Taxes450/3€24k€13k▼
Accrued charges and deferred income492/3-€400
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€5k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€959€1k▲
Gross operating margin9900€-42k€36k▲
Operating profit (loss)9901€-50k€29k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€-52k€26k▲
Income taxes67/77€833€1k▲
Profit (loss) for the period9904€-53k€25k▲
Profit (loss) for the period to be appropriated9905€-53k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-17k€8k▲
Profit (loss) brought forward from the previous period14P€36k€-17k▼
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-53k ▼410%
Net result drops to €-53k, the lowest in the series; recovery starts the following year.
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2019net €245k ▲274%
Operating result €319k, net result €245k, both a record.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 54 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 541050 ElseneGround area
1,625 m²
Building footprint
1,286 m²
Volume, LiDAR
34,999 m³
Parcel 21807G0001/00L000, Brussels · tallest building 33.9 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
M & P Consult
since 20182.283.288.245
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0001/00L000 | Brussels | 1,625 m² | 1 · 1,286 m² | 33.9 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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TSELEGAL
BE 1011.345.952
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Cogersum
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Magnar advocaten
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Of 22,018 companies in sector 69101 we hold annual accounts for 9,026. 6,502 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-12-2018
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.