M.P CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of M.P CONSTRUCT is 3.5% (moderate). The 2025 annual accounts show equity of €41,344 and a net result of -€3,414. Equity has been growing by about 11% per year since 2018. Its solvency ranks better than 40% of 9,396 sector peers (NACE 41, financial year 2025). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 15-12-2017 Normal situation
- Registered office
- 79 active companies are registered at this address 18 started in the 12 months before. Source: KBO register, as of 3 November 2026.
- Activity
- General construction of residential buildings NACE 41001and 3 others
- Establishment unit
- 2.272.940.226 5000 Namur, since 19-12-2017
- Financial year end
- 31 December
- Peppol
- Reachable since 26-03-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 3.5%
- Gross margin
- €41,112
- ▲ 127%
- Turnover
- ≈ €290,000
- estimated
- Loss
- €3,414
- Equity
- €41,344
- ▼ 7.6%
- Total assets
- €121,947
- ▼ 0.2%
- Staff
- ≈ 0 FTE
- estimated
- 2025 accounts filed 31 days after the deadline
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Last filed accounts filed 31 days late; 1 of the last 3 accounts lateSize: total assets €121,9471 change of registered office in 24 monthsShow the evidence
Checked score
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 41% of them on solvency, 17% on liquidity, 36% on profitability and 27% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 32 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 31 days after the deadline Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00463754.
Annual accounts 2025 filed on 31-08-2026 at the NBB all 8 filings
Every figure per financial year
The operating result for 2025 is 4.2 times that of 2024. It is a recovery after the fall in 2024.
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €13,854 | €5,268 | €18,500 | €1,233 | €2,500 |
| Intangible fixed assets | €0 | - | - | - | - |
| Financial fixed assets | - | - | - | €745 | €0 |
| Depreciation and write-downs of the year | €5,048 | €7,619 | €5,150 | €9,240 | €0 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Turnover70 | €165,437 | €265,614 | €181,352 | €256,775 | - | - | - | - | - |
| Non-recurring operating income76A | - | - | - | €15,155 | - | - | - | €13,685 | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €268,732 | - | - | - | - | - |
| Remuneration, social security and pensions62 | - | - | - | €4,001 | €2,102 | €1,326 | - | €241 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,532 | €5,041 | €4,666 | €5,048 | €7,619 | €5,150 | €9,240 | €0 | ▼ 100% |
| Other operating charges640/8 | - | - | - | €6,027 | €2,573 | €942 | €1,039 | €1,115 | ▲ 7.4% |
| Non-recurring operating charges66A | - | - | - | €3,319 | - | - | €3,481 | €21,580 | ▲ 520% |
| Gross operating margin9900 | €18,109 | €17,552 | €31,329 | €23,050 | €6,389 | €26,944 | €18,086 | €41,112 | ▲ 127% |
| Operating profit (loss)9901 | -€5,156 | €2,368 | €18,352 | €4,655 | -€5,905 | €19,526 | €4,327 | €18,176 | ▲ 320% |
| Financial income75/76B | - | - | - | - | €129 | €140 | €690 | €13 | ▼ 98.2% |
| Recurring financial income75 | €90 | - | - | - | €129 | €33 | €0 | €13 | ▲ 64× |
| Non-recurring financial income76B | - | - | - | - | - | €107 | €690 | €0 | ▼ 100% |
| Financial charges65/66B | - | - | - | €1,047 | €665 | €923 | €224 | €17,014 | ▲ 76× |
| Recurring financial charges65 | - | €69 | €1,279 | €1,047 | €665 | €923 | €224 | €1,585 | ▲ 609% |
| Non-recurring financial charges66B | - | - | - | - | - | - | - | €15,430 | - |
| Profit (loss) for the period before taxes9903 | -€1,918 | €2,753 | €17,073 | €3,608 | -€6,441 | €18,743 | €4,794 | €1,174 | ▼ 75.5% |
| Income taxes67/77 | - | €378 | €2,955 | €5,496 | - | €2,258 | €1,367 | €4,588 | ▲ 236% |
| Profit (loss) for the period9904 | -€1,918 | €2,375 | €14,118 | -€1,888 | -€6,441 | €16,486 | €3,427 | -€3,414 | - |
| Profit (loss) for the period to be appropriated9905 | -€1,918 | €2,375 | €14,118 | -€1,888 | -€6,441 | €16,486 | €3,427 | -€3,414 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €64,403 | €28,179 | €60,896 | €68,272 | €66,897 | €70,656 | €122,200 | €121,947 | ▼ 0.2% |
| Fixed assets21/28 | €24,115 | €15,433 | €9,673 | €19,393 | €17,042 | €30,391 | €22,249 | €3,245 | ▼ 85.4% |
| Intangible fixed assets21 | €892 | €792 | €692 | €592 | €492 | €392 | €341 | €0 | ▼ 100% |
| Tangible fixed assets22/27 | €23,223 | €14,641 | €8,981 | €18,801 | €16,550 | €30,000 | €21,163 | €2,500 | ▼ 88.2% |
| Plant, machinery and equipment23 | - | - | - | €4,554 | €3,676 | €20,494 | €14,505 | €0 | ▼ 100% |
| Furniture and vehicles24 | - | - | - | €14,248 | €12,874 | €9,505 | €6,658 | €2,500 | ▼ 62.5% |
| Financial fixed assets28 | - | - | - | - | - | - | €745 | €745 | = |
| Current assets29/58 | €40,288 | €12,746 | €51,223 | €48,879 | €49,855 | €40,264 | €99,951 | €118,703 | ▲ 18.8% |
| Stocks and contracts in progress3 | €39,908 | - | €29,445 | - | €9,717 | - | €38,000 | €22,000 | ▼ 42.1% |
| Stocks30/36 | - | - | - | - | €9,717 | - | €38,000 | - | - |
| Contracts in progress37 | - | - | - | - | - | - | - | €22,000 | - |
| Amounts receivable within one year40/41 | €320 | €5,373 | €4,851 | €16,802 | €27,211 | €27,499 | €52,714 | €91,464 | ▲ 73.5% |
| Trade receivables40 | - | - | - | €12,407 | €19,810 | €26,754 | €43,672 | €87,844 | ▲ 101% |
| Other amounts receivable41 | - | - | - | €4,395 | €7,401 | €745 | €9,042 | €3,620 | ▼ 60.0% |
| Cash at bank and in hand54/58 | €59 | €6,112 | €15,459 | €28,498 | €10,817 | €8,847 | €7,007 | €5,239 | ▼ 25.2% |
| Deferred charges and accrued income490/1 | - | - | - | €3,578 | €2,111 | €3,918 | €2,230 | €0 | ▼ 100% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €64,403 | €28,179 | €60,896 | €68,272 | €66,897 | €70,656 | €122,200 | €121,947 | ▼ 0.2% |
| Equity10/15 | €16,682 | €19,057 | €33,175 | €31,287 | €24,846 | €41,331 | €44,758 | €41,344 | ▼ 7.6% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | - | - | - | €18,600 | - | - | - | - | - |
| Issued capital100 | - | - | - | €18,600 | - | - | - | - | - |
| Contributions outside capital11 | - | - | - | - | €18,600 | - | €18,600 | - | - |
| Other1109/19 | - | - | - | - | €18,600 | - | €18,600 | - | - |
| Reserves13 | - | - | - | - | - | €15,000 | €15,000 | €15,000 | = |
| Distributable reserves133 | - | - | - | - | - | €15,000 | €15,000 | €15,000 | = |
| Profit (loss) carried forward14 | -€1,918 | €457 | €14,575 | €12,687 | €6,246 | €7,731 | €11,158 | €7,744 | ▼ 30.6% |
| Amounts payable17/49 | €47,721 | €9,122 | €27,721 | €36,985 | €42,051 | €29,324 | €77,442 | €80,603 | ▲ 4.1% |
| Amounts payable within one year42/48 | €37,821 | €9,122 | €27,721 | €36,985 | €42,051 | €26,324 | €77,442 | €80,603 | ▲ 4.1% |
| Trade debts44 | €6,104 | €8,152 | €6,945 | €18,315 | €29,964 | €8,724 | €50,645 | €39,617 | ▼ 21.8% |
| Suppliers440/4 | - | - | - | €18,315 | €29,964 | €8,724 | €50,645 | €39,617 | ▼ 21.8% |
| Advances received on contracts in progress46 | - | - | - | €5,300 | - | - | €2,727 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | - | - | - | €5,614 | €12,087 | €17,600 | €13,580 | €6,266 | ▼ 53.9% |
| Taxes450/3 | - | - | - | €5,614 | €12,087 | €16,105 | €1,684 | €6,266 | ▲ 272% |
| Remuneration and social security454/9 | - | - | - | - | - | €1,495 | €11,896 | €0 | ▼ 100% |
| Other amounts payable47/48 | - | - | - | €7,756 | - | - | €10,489 | €34,720 | ▲ 231% |
| Accrued charges and deferred income492/3 | - | - | - | - | - | €3,000 | - | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,918 | €2,375 | €14,118 | -€1,888 | -€6,441 | €16,486 | €3,427 | -€3,414 | - |
| + Depreciation and write-downs630 | €6,532 | €5,041 | €4,666 | €5,048 | €7,619 | €5,150 | €9,240 | €0 | ▼ 100% |
| Operating cash flow (approximation) | €4,614 | €7,416 | €18,784 | €3,160 | €1,178 | €21,636 | €12,666 | -€3,414 | - |
| Investment in fixed assets (approximation) | - | €3,641 | €1,094 | -€14,768 | -€5,268 | -€18,500 | -€1,097 | €19,004 | - |
| Change in cash | - | €6,053 | €9,347 | €13,039 | -€17,682 | -€1,970 | -€1,841 | -€1,767 | ▲ 4.0% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 3,440 companies had the same profile as M.P CONSTRUCT has now. Two years later, 90.0% were still going and 2.3% had gone bankrupt.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a small loss
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of M.P CONSTRUCT itself is higher: 3.5% within 12 months. It rests on far more data about M.P CONSTRUCT than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,440 companies, not a prediction for M.P CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (8)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 31-08-2026 | 2026-00463754 | |
| 31-12-2024 | micro format | 30-08-2025 | 2025-00452085 | |
| 31-12-2023 | micro format | 26-08-2024 | 2024-00368997 | |
| 31-12-2022 | micro format | 28-08-2023 | 2023-00371567 | |
| 31-12-2021 | micro format | 10-08-2022 | 2022-20288285 | |
| 31-12-2020 | micro format | 09-08-2021 | 2021-47900562 | |
| 31-12-2019 | micro format | 26-10-2020 | 2020-63500174 | |
| 31-12-2018 | micro format | 29-08-2019 | 2019-58100062 |
Board & ownership
Directors
Owners and capital
Shareholders
- Lucas Jean-Marc all shares
- Potenza Marvin to Lucas Jean-Marc 18,600 shares
- POTENZA Marvin Fabio all shares
Capital transactions
Act of 28-09-2026Transfer of 18,600 sharesResignation: Potenza Marvin (director) · Appointment: Lucas Jean-Marc (director) · Director discharge
- 31-10-2022 Converted to unavailable equity · €18,600
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| POTENZA Marvin Fabio |
|
| Lucas Jean-Marc |
|
| Potenza Marvin |
|
Network & group
M.P CONSTRUCT shares no director with another company.
Companies at the same address
78 other companies- SINOPIA LABS Registered office · since 2026 1044678914
- Gorissen, Sabine (sole trader) Establishment · since 2026 1043800469
- TM SUCCESS Registered office · since 2026 1044082066
- RMP Toiture Establishment · since 2026 1018861175
- LLM Ostéopathie Registered office · since 2026 1042953896
- DEFYN Registered office · since 2026 1041504440
- DL LOGISTIC Registered office · since 2026 1039760321
- FEDEROCK LIVE MANAGEMENT Registered office · since 2026 1039226128
- One Roar For Animals Registered office · since 2026 1038087664
- ALTER OENO CONSEIL BELGIQUE Registered office · since 2026 1037920190
Connections & network
2 current directorsThe network starts from the directors of M.P CONSTRUCT. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
28-09
Gazette deed
Transfer of 18,600 sharesResignation: Potenza Marvin (director) · Appointment: Lucas Jean-Marc (director) · Director discharge6 points ▸
- General meeting, 10-07-2026
- Director resignation, Potenza Marvin (director)
- Director discharge, Potenza Marvin (director)
- Director appointment, Lucas Jean-Marc (director)
- Share transfer, Potenza Marvin → Lucas Jean-Marc
- Lucas Jean-Marc holds all the shares
21-01
Gazette deed
Registered officeRegistered-office move2 points ▸
- General meeting, 10-12-2025
- Registered-office move, rueJosephSaintraint1,5000Namur
31-10
Gazette deed
Change of role: POTENZA Marvin Fabio, from manager to directorShareholding · Capital conversion · Amendment of the articles11 points ▸
- POTENZA Marvin Fabio holds all the shares
- Director in office, POTENZA Marvin Fabio (director)
- General meeting, 27-10-2022
- Other provision, “adaptation statuts au CSA et maintien forme SRL, adapter statuts aux dispositions CSA” (deed in French)
- Capital conversion, “compte de capitaux propres statutairement indisponible” (deed in French)
- Amendment of the articles
- Capital
- Director resignation, POTENZA Marvin Fabio (manager)
- Director appointment, POTENZA Marvin Fabio (director (not named in the articles))
- Director discharge, POTENZA Marvin Fabio
- Registered office clause, “6250 Aiseau-Presles,section d’Aiseau,rue de Le Roux,17” (deed in French)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
1 former office
- 6250 Aiseau until the act of 21-01-2026
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0685.990.532
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 92094C1119/00C000 | Wallonia | 778 m² | 1 · 476 m² | 18.8 m · 4 |
1 of these parcels carries protected heritage. Expect extra rules on renovation or sale.