M.N
ActiveThe computed 12-month bankruptcy probability of M.N is 4.4% (elevated). The 2024 annual accounts show equity of €4k and a net result of €14k. Equity is growing by ~25% per year across the filed fiscal years. Its solvency ranks better than 95% of 18942 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+100
Solvency100▲+100
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
4.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
balance sheet total too small for a liquidity verdict.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Age of the figures
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-09-2025, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
55 d late
2023
66 d late
2022
59 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€4k
2023 · €-10k
2022: €2k
2023: €-10k
2022 → 2024
Total assets
€4k▼ 64.6%
2023 · €10k
2022: €9k
2023: €10k
2022 → 2024
Net result
€14k
2023 · €-12k
2022: €-10k
2023: €-12k
2022 → 2024
Working capital
€-10k
2022 · €1k
2022: €1k
2022 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€2k-€-10k€4k
Operating result€-10k-€-12k▼ 14.3%€14k
Net result€-10k-€-12k▼ 16.9%€14k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €14k after a loss of €12k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €4k
Fixed assets
€434▼ 31.6%
Current assets
€3k▼ 66.8%
Key figures and ratios
EBITDA
€14k▲
2023 · €-11k
Cash flow
€14k▲
2023 · €-12k
Interest coverage
73.10▲
2023 · -39.07
Staff costs
€1k▼
2023 · €17k
Ratios withheld: a balance sheet total of €4k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€10k€4k▼
Fixed assets21/28€634€434▼
Tangible fixed assets22/27€634€434▼
Plant, machinery and equipment23€634€434▼
Current assets29/58€10k€3k▼
Stocks and contracts in progress3€2k-
Stocks30/36€2k-
Amounts receivable within one year40/41€4k€526▼
Trade receivables40€4k-
Other amounts receivable41€523€526▲
Cash at bank and in hand54/58€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€10k€4k▼
Equity10/15€-10k€4k▲
Contributions10/11€12k€12k=
Outside capital11-€12k
Other1109/19-€12k
Profit (loss) carried forward14€-22k€-8k▲
Amounts payable17/49€20k-
Amounts payable within one year42/48€19k-
Trade debts44€3k-
Suppliers440/4€3k-
Taxes, remuneration and social security45€4k-
Taxes450/3€337-
Remuneration and social security454/9€4k-
Other amounts payable47/48€13k-
Accrued charges and deferred income492/3€995-
Income statement
Code20232024
Remuneration, social security and pensions62€17k€1k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€200€200=
Other operating charges640/8€2k€644▼
Gross operating margin9900€8k€16k▲
Operating profit (loss)9901€-12k€14k▲
Financial income75/76B€20-
Recurring financial income75€20-
Financial charges65/66B€292€193▼
Recurring financial charges65€292€193▼
Profit (loss) for the period before taxes9903€-12k€14k▲
Profit (loss) for the period9904€-12k€14k▲
Profit (loss) for the period to be appropriated9905€-12k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-22k€-8k▲
Profit (loss) brought forward from the previous period14P€-10k€-22k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
26-08
State Gazette act
Registered office · Resignations & appointmentsGeneral meeting · Director resignation · Director appointment5 facts ▸
State Gazette act
Registered office · Resignations & appointments
General meeting · Director resignation · Director appointment5 facts ▸
- General meeting, 2026-07-30
- Director resignation, Akram Daghmoumi (niet-statutaire bestuurder)
- Director appointment, Ngongo Mukando Lenga (niet-statutaire bestuurder)
- Mandate compensation, Ngongo Mukando Lenga
- Registered-office move, Lindestraat 42, 1640 Sint-Genesius-Rode
2025
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 55 days late
2024
31-12
Financial
Back to profitnet €14k
Net result €14k after 2 loss-making years.
05-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 66 days late
2023
31-12
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 directors, no change since 2026
Ngongo Mukando Lenga
CurrentNon-statutory director · since 30-07-2026
30-07-2026
Ngongo Mukando Lenga: Appointed as Non-statutory director
30-07-2026
Akram Daghmoumi: Resigned as Non-statutory director
01-01-2026
Azat Sari: Resigned as Director
31-08-2024
Ahmed Bouja Benazzouz: Resigned as Director
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lindestraat 421640 Sint-Genesius-RodeGround area
350 m²
Building footprint
227 m²
Volume, LiDAR
2,968 m³
2 parcels, Flanders · tallest building 18.3 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Momento
since 20222.328.555.472
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22004C0677/00T000 | Flanders | 210 m² | 1 · 89 m² | 10.1 m · 3 fl. |
| 11006A0336/00P005 | Flanders | 140 m² | 1 · 138 m² | 18.2 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
42 connected companiesNetwork connections
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Similar companies · same sector, comparable size
DE KATTEIE
BE 0862.975.841
Gistel · Eq €4k
WALLEN
BE 0748.437.350
Anderlecht · Eq €4k
LES CRÉAS DE XAV
BE 0765.245.569
Braine-l'Alleud · Eq €4k
AWA GROUP
BE 0750.604.311
Ukkel · Eq €4k
NAJJAR FRERES
BE 0806.328.831
Anderlecht · Eq €4k
Of 21,896 companies in sector 56112 we hold annual accounts for 9,784. 4,435 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-02-2022
Fiscal year end31-12
Trade name NL
Momento
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
47120Other non-specialised retail sale
47279Other retail sale of food
47299Retail trade
47910Retail trade
56101Full-service restaurants
56111Full-service restaurants
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.