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M.N

Active
Private limited companyfounded 20224 yrs activeLindestraat 42, 1640 Sint-Genesius-Rode, BelgiumKBO/BCE: BE 0782.685.872
Summary

The computed 12-month bankruptcy probability of M.N is 4.5% (elevated). The 2024 annual accounts show equity of €3,669 and a net result of €13,711. Equity is growing by ~25% per year across the filed fiscal years. Its solvency ranks better than 95% of 18934 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
59 / 100
Fair
An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+100
Solvency100▲+100
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
4.5% Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
balance sheet total too small for a liquidity verdict.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Age of the figures
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-09-2025, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
not confirmed
2024
55 d late
2023
66 d late
2022
59 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 60 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

M.N was incorporated on 28 February 2022 as a Private limited company.1 The registered office was moved to Sint-Genesius-Rode in 2026.2 Since 2026, Ngongo Mukando Lenga has served as non-statutory director of the company.2 Total assets fell from EUR 8,962 in 2022 to EUR 3,669 in 2024.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 26-08-2026
  3. 3National Bank, annual accounts 2022 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€3,669
2023 · -€10,043
Total assets
€3,669▼ 64.6%
2023 · €10,374
Net result
€13,711
2023 · -€11,879
Working capital
-€9,681
2022 · €1,002
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202220232024
Operating result-€10,156--€11,607▼ 14.3%€13,904
Net result-€10,164below the sector's middle half--€11,879below the sector's middle half▼ 16.9%€13,711within the sector's middle half
Equity€1,836within the sector's middle half--€10,043below the sector's middle half€3,669within the sector's middle half
Total assets€8,962below the sector's middle half-€10,374below the sector's middle half▲ 15.8%€3,669below the sector's middle half▼ 64.6%
Debt€7,126-€20,417▲ 187%
Working capital€1,002within the sector's middle half--€9,681within the sector's middle half
Solvency20.5%within the sector's middle half--96.8%below the sector's middle half▼ 117.3pp
Current ratio1.14within the sector's middle half-0.50within the sector's middle half▼ 0.64
Return on assets (ROA)-113.4%below the sector's middle half--114.5%below the sector's middle half▼ 1.1pp
Staff (FTE)1.1
above within below the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000-€10,000€0€10,000Operating result 2022: -€10,156-€10,156Net result 2022: -€10,164-€10,164Operating result 2023: -€11,607-€11,607Net result 2023: -€11,879-€11,879Operating result 2024: €13,904€13,904Net result 2024: €13,711€13,711202220232024-€20,000-€10,000€0€10,000Operating result 2022: -€10,156-€10,200Net result 2022: -€10,164-€10,200Operating result 2023: -€11,607-€11,600Net result 2023: -€11,879-€11,900Operating result 2024: €13,904€13,900Net result 2024: €13,711€13,700202220232024
The operating result returns to profit in 2024: €13,904 after a loss of €11,607 in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3,669
Fixed assets €434 ▼ 31.6%
Current assets €3,235 ▼ 66.8%
Key figures and ratios
2024 value · change against 2023
EBITDA
€14,104▲
2023 · -€11,407
Cash flow
€13,911▲
2023 · -€11,678
Interest coverage
73.10▲
2023 · -39.07
Staff costs
€1,041▼
2023 · €16,591
Ratios withheld: a balance sheet total of €3,669 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 4.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 40 lines
Balance sheet Code20232024
Assets
Total assets20/58€10,374€3,669▼
Fixed assets21/28€634€434▼
Tangible fixed assets22/27€634€434▼
Plant, machinery and equipment23€634€434▼
Current assets29/58€9,741€3,235▼
Stocks and contracts in progress3€2,474-
Stocks30/36€2,474-
Amounts receivable within one year40/41€4,197€526▼
Trade receivables40€3,673-
Other amounts receivable41€523€526▲
Cash at bank and in hand54/58€3,070€2,709▼
Equity and liabilities
Total equity and liabilities10/49€10,374€3,669▼
Equity10/15-€10,043€3,669▲
Contributions10/11€12,000€12,000=
Outside capital11-€12,000
Other1109/19-€12,000
Profit (loss) carried forward14-€22,043-€8,331▲
Amounts payable17/49€20,417-
Amounts payable within one year42/48€19,422-
Trade debts44€2,882-
Suppliers440/4€2,882-
Taxes, remuneration and social security45€3,959-
Taxes450/3€337-
Remuneration and social security454/9€3,622-
Other amounts payable47/48€12,581-
Accrued charges and deferred income492/3€995-
Income statement Code20232024
Remuneration, social security and pensions62€16,591€1,041▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€200€200=
Other operating charges640/8€2,381€644▼
Gross operating margin9900€7,565€15,790▲
Operating profit (loss)9901-€11,607€13,904▲
Financial income75/76B€20-
Recurring financial income75€20-
Financial charges65/66B€292€193▼
Recurring financial charges65€292€193▼
Profit (loss) for the period before taxes9903-€11,879€13,711▲
Profit (loss) for the period9904-€11,879€13,711▲
Profit (loss) for the period to be appropriated9905-€11,879€13,711▲
Appropriation of the result
Profit (loss) to be appropriated9906-€22,043-€8,331▲
Profit (loss) brought forward from the previous period14P-€10,164-€22,043▼

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202220232024Change
Remuneration, social security and pensions62-€16,591€1,041▼ 93.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€167€200€200=
Other operating charges640/8€1,473€2,381€644▼ 72.9%
Gross operating margin9900-€8,516€7,565€15,790▲ 109%
Operating profit (loss)9901-€10,156-€11,607€13,904▲ 220%
Financial income75/76B€47€20--
Recurring financial income75€47€20--
Financial charges65/66B€55€292€193▼ 33.9%
Recurring financial charges65€55€292€193▼ 33.9%
Profit (loss) for the period before taxes9903-€10,164-€11,879€13,711▲ 215%
Profit (loss) for the period9904-€10,164-€11,879€13,711▲ 215%
Profit (loss) for the period to be appropriated9905-€10,164-€11,879€13,711▲ 215%
Line202220232024Change
Assets
Total assets20/58€8,962€10,374€3,669▼ 64.6%
Fixed assets21/28€834€634€434▼ 31.6%
Tangible fixed assets22/27€834€634€434▼ 31.6%
Plant, machinery and equipment23€834€634€434▼ 31.6%
Current assets29/58€8,128€9,741€3,235▼ 66.8%
Stocks and contracts in progress3€1,785€2,474--
Stocks30/36€1,785€2,474--
Amounts receivable within one year40/41€2,146€4,197€526▼ 87.5%
Trade receivables40€2,146€3,673--
Other amounts receivable41-€523€526▲ 0.6%
Cash at bank and in hand54/58€4,197€3,070€2,709▼ 11.8%
Equity and liabilities
Total equity and liabilities10/49€8,962€10,374€3,669▼ 64.6%
Equity10/15€1,836-€10,043€3,669▲ 137%
Contributions10/11€12,000€12,000€12,000=
Outside capital11--€12,000-
Other1109/19--€12,000-
Profit (loss) carried forward14-€10,164-€22,043-€8,331▲ 62.2%
Amounts payable17/49€7,126€20,417--
Amounts payable within one year42/48€7,126€19,422--
Trade debts44€1,754€2,882--
Suppliers440/4€1,754€2,882--
Advances received on contracts in progress46€1,535---
Taxes, remuneration and social security45€257€3,959--
Taxes450/3€257€337--
Remuneration and social security454/9-€3,622--
Other amounts payable47/48€3,580€12,581--
Accrued charges and deferred income492/3-€995--
Line202220232024Change
Profit (loss) for the period9904-€10,164-€11,879€13,711▲ 215%
+ Depreciation and write-downs630€167€200€200=
Operating cash flow (approximation)-€9,997-€11,678€13,911▲ 219%
Investment in fixed assets (approximation)-€0€0-
Change in cash--€1,127-€361▲ 67.9%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
26-08
State Gazette act Resignation: Akram Daghmoumi (non-statutory director)
Appointment: Ngongo Mukando Lenga (non-statutory director) · Registered-office move4 facts ▸
  • General meeting, 30-07-2026
  • Director resignation, Akram Daghmoumi (non-statutory director)
  • Director appointment, Ngongo Mukando Lenga (non-statutory director)
  • Registered-office move, Lindestraat 42, 1640 Sint-Genesius-Rode
2025
24-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 55 days late
2024
31-12
Financial Back to profitnet €13,711
Net result €13,711 after 2 loss-making years.
05-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 66 days late
2023
31-12
Financial Weakest financial yearnet -€11,879
Net result drops to -€11,879, the lowest in the series; recovery starts the following year.
28-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 7 acts read
About the unread acts

Of the 7 Belgian State Gazette acts we know for this company, 1 has been read. The other 6 have not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 director, last change in 2026
Ngongo Mukando Lenga
Non-statutory director · since 30-07-2026
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
6 of this company's 7 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
350 m²
Building footprint
227 m²
Volume, LiDAR
2,968 m³
2 parcels, Flanders · tallest building 18.3 m, ±6 floors. Linked by address, not a title deed.
189 companies at this address See who is registered here
1 establishment unit
Momento
Kroonstraat 205, 2140 AntwerpenFood and beverage service activities
since 20222.328.555.472
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
22004C0677/00T000 Flanders 210 m² 1 · 89 m² 10.1 m · 3 fl.
11006A0336/00P005 Flanders 140 m² 1 · 138 m² 18.2 m · 6 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

2 people since 2026, 1 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Ngongo Mukando Lenga
  • Non-statutory director, from 30-07-2026 to date
Akram Daghmoumi
  • Non-statutory director, until 30-07-2026
See the board, name and seat on a given date →

Structure & network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.

Similar companies · same sector, comparable size

Of 21,853 companies in sector 56112 we hold annual accounts for 9,778. 4,433 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded28-02-2022
Fiscal year end31-12
Trade name NL Momento
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
47120Other non-specialised retail sale
47279Other retail sale of food
56111Full-service restaurants
56210Event catering
E-invoicing
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Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.