M.M.V. CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of M.M.V. CONSTRUCT is 2.3% (moderate). For M.M.V. CONSTRUCT, one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €83k and a net result of €7k. Equity is growing by ~17.7% per year across the filed fiscal years. Its solvency ranks better than 94% of 36375 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Filing: One filing cycle is missing
Axes, FY 2024 · tick = 2023
Profitability56=
Solvency100▲+7
Growth54▼-13
Track record100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
90%
Return on assets
7.2%
Age of the figures
26 mo
raises risk · Annual accounts not filed
The financial year that closed on 31-07-2025 was due at the National Bank by 28-02-2026. Nothing is on record, 209 days later.
NBB · 6 filingsPosition against the passed deadline
31-07-2025 close28-02-2026 deadline25-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-07-2024 was due by 28-02-2025 and was filed on 12-03-2025, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not filed
2024
12 d late
2023
8 d late
2022
on the day
2021
on the day
2020
17 d late
2019
29 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Hiring this company for building work? Recognition, activities and what to check first.Contractor check Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Financials · fiscal year 2024, micro schema
Turnover
€115k▼ 28.5%
2023 · €161k
EBIT margin
8.0%▲ 1.0pp
2023 · 6.9%
Net result
€7k▼ 18.1%
2023 · €8k
Working capital
€83k▲ 8.8%
2023 · €77k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€69k▼ 16.0%€83k▲ 21.0%€86k▲ 3.6%€161k▲ 86.4%€115k▼ 28.5%
Operating result€19k▼ 13.5%€23k▲ 17.4%€18k▼ 22.4%€11k▼ 37.2%€9k▼ 17.6%
Net result€15k▼ 13.5%€12k▼ 22.0%€13k▲ 8.7%€8k▼ 36.4%€7k▼ 18.1%
EBIT margin28.2%▲ 0.8pp27.4%▼ 0.8pp20.5%▼ 6.9pp6.9%▼ 13.6pp8.0%▲ 1.0pp
Equity€44k▲ 53.3%€55k▲ 27.1%€68k▲ 23.2%€77k▲ 12.0%€83k▲ 8.8%
Total assets€52k▲ 57.7%€63k▲ 20.2%€82k▲ 31.4%€113k▲ 37.3%€92k▼ 18.2%
Debt€9k▲ 85.1%€7k▼ 15.4%€14k▲ 94.6%€37k▲ 161%€9k▼ 74.7%
Working capital€44k▲ 53.3%€55k▲ 27.1%€68k▲ 23.2%€77k▲ 12.0%€83k▲ 8.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2024 is 18% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €92k
Equity
€83k ▲ 8.8%
Debt
€9k ▼ 74.7%
Debt's share of the balance-sheet total falls from 32.3% to 10.0%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
10.01▲
2023 · 3.10
Debt to equity
0.11▼
2023 · 0.48
ROE
8.0%▼
2023 · 10.7%
ROA
7.2%▲
2023 · 7.2%
Debt ≤ 1 year
€9k▼
2023 · €37k
Income taxes
€2k▼
2023 · €3k
Staff costs
€179▲
2023 · €155
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €69k | €83k | €86k | €161k | €115k | ▼ 28.5% |
| Goods, raw materials, services and sundry goods60/61 | - | - | €68k | €149k | €106k | ▼ 29.3% |
| Remuneration, social security and pensions62 | - | - | €112 | €155 | €179 | ▲ 15.3% |
| Other operating charges640/8 | - | - | €171 | €207 | €143 | ▼ 31.0% |
| Gross operating margin9900 | €20k | €23k | €18k | €11k | €9k | ▼ 17.4% |
| Operating profit (loss)9901 | €19k | €23k | €18k | €11k | €9k | ▼ 17.6% |
| Financial charges65/66B | - | - | €428 | €179 | €158 | ▼ 11.7% |
| Recurring financial charges65 | €267 | €7k | €428 | €179 | €158 | ▼ 11.7% |
| Profit (loss) for the period before taxes9903 | €19k | €16k | €17k | €11k | €9k | ▼ 17.7% |
| Income taxes67/77 | €4k | €4k | €4k | €3k | €2k | ▼ 16.7% |
| Profit (loss) for the period9904 | €15k | €12k | €13k | €8k | €7k | ▼ 18.1% |
| Profit (loss) for the period to be appropriated9905 | €15k | €12k | €13k | €8k | €7k | ▼ 18.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €52k | €63k | €82k | €113k | €92k | ▼ 18.2% |
| Current assets29/58 | €52k | €63k | €82k | €113k | €92k | ▼ 18.2% |
| Amounts receivable within one year40/41 | €48k | €61k | €80k | €110k | €91k | ▼ 17.3% |
| Trade receivables40 | - | - | €11k | €25k | €9k | ▼ 64.1% |
| Other amounts receivable41 | - | - | €69k | €85k | €82k | ▼ 3.6% |
| Cash at bank and in hand54/58 | €5k | €2k | €2k | €3k | €1k | ▼ 52.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €52k | €63k | €82k | €113k | €92k | ▼ 18.2% |
| Equity10/15 | €44k | €55k | €68k | €77k | €83k | ▲ 8.8% |
| Contributions10/11 | €1 | €1 | €1 | €1 | €1 | = |
| Profit (loss) carried forward14 | €44k | €55k | €68k | €77k | €83k | ▲ 8.8% |
| Amounts payable17/49 | €9k | €7k | €14k | €37k | €9k | ▼ 74.7% |
| Amounts payable within one year42/48 | €9k | €7k | €14k | €37k | €9k | ▼ 74.7% |
| Trade debts44 | €5k | €3k | €9k | €34k | €5k | ▼ 86.3% |
| Suppliers440/4 | - | - | €1k | €15k | €3k | ▼ 79.3% |
| Bills of exchange payable441 | - | - | €7k | €19k | €2k | ▼ 91.7% |
| Taxes, remuneration and social security45 | - | - | €5k | €3k | €5k | ▲ 70.8% |
| Taxes450/3 | - | - | €5k | €3k | €5k | ▲ 70.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15k | €12k | €13k | €8k | €7k | ▼ 18.1% |
| Operating cash flow (approximation) | €15k | €12k | €13k | €8k | €7k | ▼ 18.1% |
| Change in cash | - | €-3k | €334 | €704 | €-1k | ▼ 304% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
12-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
31-07
Financial
Weakest financial yearnet €7k ▼18.1%
Net result drops to €7k, the lowest in the series.
31-07
Financial
Liquidity triplescurrent ratio 10.01
Current ratio from 3.10 to 10.01; short-term debt falls from €37k to €9k.
08-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht
Ground area
456 m²
Building footprint
141 m²
Volume, LiDAR
1,751 m³
Parcel 21308H0506/00C003, Brussels · tallest building 18.1 m, ±4 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21308H0506/00C003 | Brussels | 456 m² | 1 · 141 m² | 18.1 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,521 companies in sector 43990 we hold annual accounts for 7,416. 6,238 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded15-02-2017
Fiscal year end31-07
Activities, NACEBEL 2025
43990Other specialised construction activities
81210General cleaning of buildings
Scores and ratios are computed by Checked and are not a credit decision.