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M.M.T.

Active
Private limited companyfounded 197650 yrs activeBaalsebaan 98, 3120 Tremelo, BelgiumKBO/BCE: BE 0416.054.873

M.M.T. has been active since 1976 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €8k. Equity is shrinking by ~28.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 14% of 721 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
52 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▲+18
Solvency29▼-16
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 50 years 0 60 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 52
Relative position
BE, all sectors
reference
Sector 52
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
3.8%
Return on assets
5.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 721 sector peers (2025).
NBB · sector comparison
Position among 721 sector peers
Solvency
better than 14%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
45 d early
2024
31 d early
2023
6 d early
2022
35 d early
2021
31 d early
2020
61 d late
2019
122 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€5k▼ 94.2%
2024 · €93k
2018: €240k 2019: €337k 2020: €84k 2021: €115k 2022: €118k 2023: €89k 2024: €93k
2018 → 2025
Total assets
€141k▼ 70.2%
2024 · €475k
2018: €891k 2019: €995k 2020: €471k 2021: €460k 2022: €364k 2023: €402k 2024: €475k
2018 → 2025
Net result
€8k▲ 70.2%
2024 · €5k
2018: €6k 2019: €100k 2020: €-252k 2021: €31k 2022: €3k 2023: €-30k 2024: €5k
2018 → 2025
Working capital
€-26k
2024 · €61k
2018: €209k 2019: €322k 2020: €69k 2021: €101k 2022: €103k 2023: €59k 2024: €61k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€115k-€118k▲ 2.7%€89k▼ 25.1%€93k▲ 5.5%€5k▼ 94.2%
Operating result€40k-€9k▼ 77.8%€-10k€28k€21k▼ 23.7%
Net result€31k-€3k▼ 89.7%€-30k€5k€8k▲ 70.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-40k€-20k€0€20k€40kOperating result 2021: €40k€40kNet result 2021: €31k€31kOperating result 2022: €9k€9kNet result 2022: €3k€3kOperating result 2023: €-10k€-10kNet result 2023: €-30k€-30kOperating result 2024: €28k€28kNet result 2024: €5k€5kOperating result 2025: €21k€21kNet result 2025: €8k€8k20212022202320242025
The operating result falls in 2025; 2025 is 24% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €141k
Fixed assets €65k▲ 3.5%
Current assets €76k▼ 81.5%
Equity and liabilities €141k
Equity €5k▼ 94.2%
Debt €136k▼ 64.4%
The debt ratio rises from 80.3% to 96.2%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€42k
2024 · €45k
Cash flow
€29k
2024 · €22k
Solvency
3.8%
2024 · 19.7%
Current ratio
0.75
2024 · 1.17
Quick ratio
0.75
2024 · 0.25
Debt / equity
25.04
2024 · 4.08
ROE
153.9%
2024 · 5.3%
ROA
5.9%
2024 · 1.0%
Interest coverage
3.44
2024 · 2.01
Debt
€136k
2024 · €382k
Debt ≤ 1 year
€102k
2024 · €351k
Debt > 1 year
€33k
2024 · €30k
Income taxes
€438
2024 · €437
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€475k€141k
Fixed assets21/28€63k€65k
Tangible fixed assets22/27€62k€64k
Plant, machinery and equipment23€7k€9k
Furniture and vehicles24€14k€25k
Leasing and similar rights25€40k€31k
Financial fixed assets28€1k€1k=
Current assets29/58€412k€76k
Stocks and contracts in progress3€325k€0
Stocks30/36€0-
Contracts in progress37€325k€0
Amounts receivable within one year40/41€62k€57k
Trade receivables40€51k€56k
Other amounts receivable41€11k€838
Cash at bank and in hand54/58€26k€19k
Equity and liabilities
Total equity and liabilities10/49€475k€141k
Equity10/15€93k€5k
Contributions10/11€19k€19k=
Reserves13€100k€3k
Distributable reserves133€100k€3k
Profit (loss) carried forward14€-25k€-16k
Amounts payable17/49€382k€136k
Amounts payable after more than one year17€30k€33k
Financial debts170/4€30k€33k
Amounts payable within one year42/48€351k€102k
Current portion of amounts payable after more than one year42€44k€13k
Financial debts43€170k€0
Credit institutions430/8€170k€0
Trade debts44€96k€25k
Suppliers440/4€96k€25k
Taxes, remuneration and social security45€1k€8k
Taxes450/3€1k€8k
Other amounts payable47/48€39k€56k
Accrued charges and deferred income492/3-€750
Income statement Code20242025
Non-recurring operating income76A-€4k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€21k
Other operating charges640/8€2k€2k
Gross operating margin9900€47k€44k
Operating profit (loss)9901€28k€21k
Financial income75/76B€3€19
Recurring financial income75€3€19
Financial charges65/66B€22k€12k
Recurring financial charges65€22k€12k
Profit (loss) for the period before taxes9903€5k€9k
Income taxes67/77€437€438
Profit (loss) for the period9904€5k€8k
Profit (loss) for the period to be appropriated9905€5k€8k
Appropriation of the result
Profit (loss) to be appropriated9906€-25k€-16k
Profit (loss) brought forward from the previous period14P€-30k€-25k
Transfer from equity791/2-€96k
Profit to be distributed694/7-€96k
Return on contributions (dividend)694-€96k
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
16-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Back to profitnet €5k
Net result €5k after one loss-making year.
25-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
26-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Back to profitnet €31k
Net result €31k after one loss-making year.
31-12
Financial Equity above €100kEq €115k ▲36.2%
Equity rises from €84k to €115k.
30-09
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 61 days late
2020
31-12
Financial Weakest financial yearnet €-252k ▼353%
Net result drops to €-252k, the lowest in the series; recovery starts the following year.
30-11
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 122 days late
2019
31-12
Financial Highest result since 2018net €100k ▲1671%
Operating result €162k, net result €100k, both a record.
30-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
17-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 17 days late
2017
20-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tremelo · 1 establishment unit since 1976
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Baalsebaan 983120 Tremelo
Ground area
1,232 m²
Building footprint
179 m²
Volume, LiDAR
1,185 m³
Parcel 24109C0327/00B002, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
M. M. T.
Baalsebaan 98, 3120 TremeloReal estate development
since 19762.012.474.539
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24109C0327/00B002 Flanders 1,232 m² 1 · 179 m² 10.1 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 355 companies in sector 52249 we hold annual accounts for 266. 45 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded04-05-1976
Fiscal year end31-12
Activities, NACEBEL
52249Warehousing and support activities for transportation
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.