M.M.S.
ActiveThe computed 12-month bankruptcy probability of M.M.S. is 5.0% (elevated). The 2024 annual accounts show equity of €4k and a net result of €1k. Its solvency ranks better than 77% of 18942 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes
Profitability93
Solvency87
Growth-
Track record67
Bankruptcy probability, 12 months
5.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity ample (current ratio 2.6; short-term debt: 38.4% and cash: 56.3% of total assets), and 38.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
61.6%
Return on assets
22.2%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-10-2025, 74 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
74 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€4k
Total assets
€6k
Net result
€1k
Working capital
€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €6k
Equity
€4k
Debt
€2k
Debt finances 38.4% of the balance-sheet total.
Key figures and ratios
Solvency
61.6%
Current ratio
2.60
Quick ratio
2.60
Debt / equity
0.62
ROE
36.1%
ROA
22.2%
Debt
€2k
Debt ≤ 1 year
€2k
Income taxes
€326
Staff costs
€3k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€6k
Current assets29/58€6k
Amounts receivable within one year40/41€3k
Trade receivables40€1k
Other amounts receivable41€1k
Cash at bank and in hand54/58€3k
Equity and liabilities
Total equity and liabilities10/49€6k
Equity10/15€4k
Contributions10/11€2k
Capital10€2k
Issued capital100€2k
Profit (loss) carried forward14€1k
Amounts payable17/49€2k
Amounts payable within one year42/48€2k
Trade debts44€218
Suppliers440/4€218
Taxes, remuneration and social security45€2k
Taxes450/3€572
Remuneration and social security454/9€1k
Income statement
Code2024
Remuneration, social security and pensions62€3k
Gross operating margin9900€5k
Operating profit (loss)9901€2k
Financial charges65/66B€19
Recurring financial charges65€19
Profit (loss) for the period before taxes9903€2k
Income taxes67/77€326
Profit (loss) for the period9904€1k
Profit (loss) for the period to be appropriated9905€1k
Appropriation of the result
Profit (loss) to be appropriated9906€1k
Timeline · acts, filings and financial milestones
2026
30-03
State Gazette act
Registered office · Capital & shares · Resignations & appointmentsShare transfer · Director resignation · Director discharge5 facts ▸
State Gazette act
Registered office · Capital & shares · Resignations & appointments
Share transfer · Director resignation · Director discharge5 facts ▸
- Share transfer, Saadeh Mario → Rodrigues Dos Santos Vitor Hugo
- Director resignation, Saadeh Mario (bestuurder)
- Director discharge, Saadeh Mario
- Director appointment, Rodrigues Dos Santos Vitor Hugo (bestuurder)
- Registered-office move, Bergensesteenweg 423A Boîte 13, 1600 Sint-Pieters-Leeuw
2025
13-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 74 days late
State Gazette actNBB filing
Directors · office · real estate
Directors
2 directors, no change since 2025
Rodrigues Dos Santos Vitor Hugo
CurrentDirector · since 03-11-2025
03-11-2025
Rodrigues Dos Santos Vitor Hugo: Appointed as Director
03-11-2025
SAADEH Mario: Resigned as Director
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergensesteenweg 423A1600 Sint-Pieters-LeeuwGround area
8,415 m²
Building footprint
2,059 m²
Volume, LiDAR
16,826 m³
2 parcels, Brussels, Flanders · tallest building 21.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
SNACK DELACROIX
since 20242.358.912.811
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23582E0505/00E000 | Flanders | 8,312 m² | 1 · 1,971 m² | 9.7 m · 3 fl. |
| 21523B0939/00K077 | Brussels | 104 m² | 1 · 88 m² | 21.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Capital and shareholders
Transfer of 100 shares from Saadeh Mario to Rodrigues Dos Santos Vitor Hugo
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Jans-Molenbeek2.358.912.811
Similar companies · same sector, comparable size
RLS EVENTS
BE 0772.631.526
Oud-Turnhout · Eq €4k
KUMS KUMS
BE 0738.722.207
Liège · Eq €4k
JARHEADS
BE 0645.963.877
Mechelen · Eq €4k
D&S DELICATESSE
BE 0784.438.604
Dilbeek · Eq €4k
CoQuentin
BE 0542.687.581
Wasseiges · Eq €4k
Of 7,506 companies in sector 56210 we hold annual accounts for 2,445. 926 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-03-2024
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
49320Taxi operation
49330On-demand passenger transport by chauffeured vehicle
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.