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M & M RENOVATION

Active
Private limited companyfounded 2006active for 20 yearsAfrikalaan 309, 9000 Gent, BelgiumKBO/BCE: BE 0883.751.954
Summary

M & M RENOVATION has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €465,912 and a net result of €84,182. Equity is growing by about 23% per year across the filed financial years. Its solvency ranks better than 63% of 34,747 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
Other specialised construction activities
NACE 43990
1 site
Size
≈ €560,000turnover 2025, estimated
Equity
€465,912
Profit
€84,182
Turnover estimated from the gross margin
Financial health
70 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Structure
2025 accounts filed 61 days late2 of 11 deeds summarised
Why 70raises riskLast filed accounts filed 61 days late; 3 of the last 3 late1 change of registered office in 24 monthsSector: Specialised construction activities (NACE 43)lowers riskSize: total assets €794,333Show the evidence

Checked score

Score 2025
70 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 59% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Strong
Solvency 84+8
equity 58.7% of total assets
Liquidity 47+9
short-term debt 41.3% · cash 13.4%
Profitability 82+62
return on assets 10.6%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,658 companies, NACE 43, micro)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024lowest value 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.5%▲ +0.2 percentage points vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.7%▲ +0.2 percentage points vs 09-2025 11-2025: 0.5%▼ -0.2 percentage points vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.4%▼ -0.1 percentage points vs 04-2026 06-2026: 1.2%▲ +0.8 percentage points vs 05-2026 07-2026: 1.3%▲ +0.1 percentage points vs 06-2026 08-2026: 1.7%▲ +0.4 percentage points vs 07-2026 09-2026: 2.1%▲ +0.4 percentage points vs 08-2026highest value 10-2026: 0.6%▼ -1.5 percentage points vs 09-2026
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.32, compared with 2.02 in 2024, above the usual 1.5; short-term debt: 41.3% and cash: 13.4% of total assets), and 41.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 64% on solvency, 38% on liquidity, 63% on profitability and 69% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 61 days late; 3 of the last 3 late
NBB · filings
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Size: total assets €794,333
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
61 days late
2024
70 days late
2023
70 days late
2022
87 days early
2021
80 days late
2020
177 days late
2019
101 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 67 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 October (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Registered officeRegistered-office move
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Positive: Result rose in 2025from €4,684 to €84,182 ▲ 18× View
  • Positive: Among the best 5% on equitysector median €57,780 · 34,759 companies €465,912 View
  • Caution: Latest accounts filed lateafter the legal deadline 61 days View
  • Positive: 8 profitable years in a rowprofit 2025: €84,182 8 years View

By topic

Financials

Financial year
2025
Total assets
€794,333
Profit
€84,182
Solvency
58.7%
Total assets▲ 6.5%
Net result
20182025
Go to Financials

Timeline

Events
24
Since
2008
Next accounts
by 31-07-2027
  1. 09-10-2024Annual accounts filed
  2. 19-01-2024Resignation: Orhan KURT (manager)
  3. 05-05-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other specialised construction activitiesNACE 43990
Founded
26-09-2006
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
27
Annual meeting
Second Friday of June at 11:00
Purpose
“Het slopen van gebouwen en andere bouwwerken, het ruimen van bouwterreinen; Metsel- en…” (deed in Dutch)
Go to Articles of association

Key facts about M & M RENOVATION

What is the company number of M & M RENOVATION?
0883.751.954. In Belgium the VAT number is the company number with BE in front: BE 0883.751.954.
Where is M & M RENOVATION based?
The registered office is at Afrikalaan 309, 9000 Gent.Company details
What does M & M RENOVATION do?
According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
What is the legal form of M & M RENOVATION?
Private limited company (BV).
When was M & M RENOVATION founded?
On 26-09-2006.
Is M & M RENOVATION still active?
Yes, M & M RENOVATION is an active enterprise in the KBO register.
How many employees does M & M RENOVATION have?
On average 0.3 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of M & M RENOVATION?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is M & M RENOVATION profitable?
In financial year 2025, M & M RENOVATION made a profit of €84,182.
Where can I find the annual accounts of M & M RENOVATION?
M & M RENOVATION filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of M & M RENOVATION due?
By 31-07-2027, for financial year 2026.Timeline

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