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M&M Moeyaert

Active
Private limited companyfounded 2024active for 1 yearBurg 11, 8820 Torhout, BelgiumKBO/BCE: BE 1015.634.342
Summary

The computed 12-month bankruptcy probability of M&M Moeyaert is 3.5% (moderate). The 2025 annual accounts show negative equity (-€23,623) and a net result of -€31,123. Its solvency ranks better than 9% of 12,397 sector peers (NACE 47, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Other retail sale of food
NACE 47279
1 site
Size
€88,950total assets 2025
Equity
-€23,623
Loss
-€31,123
Turnover not published (abbreviated format)
Financial health
47 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.5%
Structure
Accounts 14 days early1 of 2 deeds read
Why 47raises riskFounded in 2024Negative equity -€23,623Sector: Retail trade (NACE 47)lowers riskSize: total assets €88,950Show the evidence

Checked score

Score 2025
47 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 12% of its sector peers (NACE 47, micro)
Financial strength
Weak
Solvency 0
equity -26.6% of total assets
Liquidity 25
short-term debt 57.7% · cash 3.8%
Profitability 0
return on assets -35.0%
Bankruptcy probability, 12 months
3.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,192 companies, NACE 47, micro)
Last 24 months 11-2025: 1.8%lowest value 12-2025: 1.8%● unchanged vs 11-2025lowest value 01-2026: 1.9%▲ +0.1 percentage points vs 12-2025 02-2026: 2.2%▲ +0.3 percentage points vs 01-2026 03-2026: 2.3%▲ +0.1 percentage points vs 02-2026 04-2026: 2.6%▲ +0.3 percentage points vs 03-2026 05-2026: 2.6%● unchanged vs 04-2026 06-2026: 2.9%▲ +0.3 percentage points vs 05-2026 07-2026: 2.9%● unchanged vs 06-2026 08-2026: 2.8%▼ -0.1 percentage points vs 07-2026 09-2026: 2.8%● unchanged vs 08-2026 10-2026: 3.5%▲ +0.7 percentage points vs 09-2026highest value
No credit on open account
Liquidity insufficient (current ratio 0.7; short-term debt: 57.7% and cash: 3.8% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 6% on solvency, 22% on liquidity and 6% on profitability.

The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Negative equity -€23,623
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Size: total assets €88,950
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 16-04-2026, 14 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
14 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. PurposeDirector in office

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€23,623 View
  • Caution: Among the weakest 9% on solvencysector median 36.9% · 12,397 companies -26.6% View
  • Total assets 2025first financial year filed €88,950 View

By topic

Financials

Financial year
2025
Total assets
€88,950
Loss
-€31,123
Solvency
-26.6%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Other retail sale of foodNACE 47279
Founded
28-10-2024
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
1
Purpose
“Detailhandel in brood en banketbakkerswerk in gespecialiseerde winkels (koude bakkers)…” (deed in Dutch)
Go to Articles of association

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