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M&M IT SOLUTION

Active
Private limited companyfounded 2024active for 2 yearsRue de Seron, Hempt. 5, 5380 Fernelmont, BelgiumKBO/BCE: BE 1011.532.430
Summary

M&M IT SOLUTION has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31,366 and a net result of €30,866. Its solvency ranks better than 40% of 21,080 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Financials · financial year 2025, micro format

Turnover
≈ €140,000
Estimated: probably between €110,000 and €190,000
Total assets
€64,146
Net result
€30,866
Working capital
€31,396

Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Equity and liabilities €64,146
Equity €31,366
Debt €32,780
Debt finances 51.1% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
1.96
Debt to equity
1.05
ROE
98.4%
ROA
48.1%
Debt ≤ 1 year
€32,750
Income taxes
€8,842

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 29 lines
Balance sheet Code2025
Assets
Total assets20/58€64,146
Current assets29/58€64,146
Amounts receivable within one year40/41€28,750
Trade receivables40€28,750
Cash at bank and in hand54/58€33,259
Deferred charges and accrued income490/1€2,138
Equity and liabilities
Total equity and liabilities10/49€64,146
Equity10/15€31,366
Contributions10/11€500
Profit (loss) carried forward14€30,866
Amounts payable17/49€32,780
Amounts payable within one year42/48€32,750
Trade debts44€4,109
Suppliers440/4€4,109
Taxes, remuneration and social security45€27,557
Taxes450/3€24,104
Remuneration and social security454/9€3,453
Other amounts payable47/48€1,084
Accrued charges and deferred income492/3€30
Income statement Code2025
Other operating charges640/8€679
Gross operating margin9900€43,319
Operating profit (loss)9901€42,640
Financial charges65/66B€2,931
Recurring financial charges65€2,931
Profit (loss) for the period before taxes9903€39,709
Income taxes67/77€8,842
Profit (loss) for the period9904€30,866
Profit (loss) for the period to be appropriated9905€30,866
Appropriation of the result
Profit (loss) to be appropriated9906€30,866

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Other operating charges640/8€679
Gross operating margin9900€43,319
Operating profit (loss)9901€42,640
Financial charges65/66B€2,931
Recurring financial charges65€2,931
Profit (loss) for the period before taxes9903€39,709
Income taxes67/77€8,842
Profit (loss) for the period9904€30,866
Profit (loss) for the period to be appropriated9905€30,866
Line2025
Assets
Total assets20/58€64,146
Current assets29/58€64,146
Amounts receivable within one year40/41€28,750
Trade receivables40€28,750
Cash at bank and in hand54/58€33,259
Deferred charges and accrued income490/1€2,138
Equity and liabilities
Total equity and liabilities10/49€64,146
Equity10/15€31,366
Contributions10/11€500
Profit (loss) carried forward14€30,866
Amounts payable17/49€32,780
Amounts payable within one year42/48€32,750
Trade debts44€4,109
Suppliers440/4€4,109
Taxes, remuneration and social security45€27,557
Taxes450/3€24,104
Remuneration and social security454/9€3,453
Other amounts payable47/48€1,084
Accrued charges and deferred income492/3€30
Line2025
Profit (loss) for the period9904€30,866
Operating cash flow (approximation)€30,866

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 14-06-2026 2026-00164542

Similar companies · same sector, comparable size

Of the 16,999 active companies whose main activity is computer programming (NACE 62100), figures are known for 8,991. 6,552 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.