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M.M.E. INVEST

Active
Private limited companyfounded 2002active for 24 yearsLokerse Baan 63, 9111 Sint-Niklaas, BelgiumKBO/BCE: BE 0478.287.105
Summary

M.M.E. INVEST has been active since 2002 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €148,749 and a net result of €1,070. Equity remains stable across the filed financial years (±0.7% per year). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow ReportCompare
M.M.E. INVESTActiveChecked score 90/100
Risk analysis ReportCompare

Overview

Activity
“Het verkrijgen door aankoop of anderszins,verkopen,ruilen,verbeteren,uitrusten,verbouwen,belasten met,beschikken over,productief maken,het verhuren en in huur nemen,de…” (deed in Dutch)
From the articles, 8 activitiesNo NACE code in the KBO yet1 site
Size
≈ €160,000turnover 2025, estimated
Equity
€148,749
Profit
€1,070
Turnover estimated from the gross margin
Financial health
90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts 39 days early
Why 90raises riskLiquidity: current ratio 0.41, cash €15,312lowers riskSize: total assets €536,446No main activity registeredFigures for financial year 2025 (filed 24-12-2025)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 38% of its sector peers (no NACE code, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 53+2
equity 27.7% of total assets
Liquidity 39=
short-term debt 32.8% · cash 2.9%
Profitability 69+3
return on assets 0.2%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.4% 12-2024: 0.5%▲ +0.1 percentage points vs 11-2024highest value 01-2025: 0.1%▼ -0.4 percentage points vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.2%▲ +0.1 percentage points vs 11-2025 01-2026: 0.1%▼ -0.1 percentage points vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026lowest value 05-2026: 0.1%● unchanged vs 04-2026lowest value 06-2026: 0.1%● unchanged vs 05-2026lowest value 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.41, compared with 0.4 in 2024, below 1; short-term debt: 32.8% and cash: 2.9% of total assets), and 72.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 32% on solvency, 22% on liquidity, 47% on profitability and 51% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €536,446
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · No main activity registered
KBO
raises risk · Liquidity: current ratio 0.41, cash €15,312
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 24-12-2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-12-2025, 39 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
39 days early
2024
39 days early
2023
43 days early
2022
13 days late
2021
on the day
2020
1 day late
2019
10 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 14 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 23 December (4 of the last 5 filed years within 39 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end29-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Back to profitnet €190

Key points

  • Board2 directors in office 2 View
  • Total assets 20256 financial years filed €536,446 View
  • Active since 2002founded 09-09-2002 24 years View

By topic

Financials

Financial year
2025
Total assets
€536,446
Profit
€1,070
Solvency
27.7%
Total assets▼ 5.2%
Net result
20192025
Go to Financials

Timeline

Events
27
Since
2004
Next accounts
by 31-01-2027
  1. 19-12-2023Annual accounts filed
  2. 19-10-2023Resignation: Blommaert Martin (manager)
  3. 13-02-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Founded
09-09-2002
Year ends
30-06
Peppol
Not found in the Peppol directory
Go to Company details

Articles of association

Provisions read
24
Annual meeting
Third Friday of December at 19:00
Purpose
“Het verkrijgen door aankoop of anderszins,verkopen,ruilen,verbeteren,uitrusten,verbouwen,b…” (deed in Dutch)
Go to Articles of association

Key facts about M.M.E. INVEST

What is the company number of M.M.E. INVEST?
0478.287.105. In Belgium the VAT number is the company number with BE in front: BE 0478.287.105.
Where is M.M.E. INVEST based?
The registered office is at Lokerse Baan 63, 9111 Sint-Niklaas.Company details
What is the legal form of M.M.E. INVEST?
Private limited company (BV).
When was M.M.E. INVEST founded?
On 09-09-2002.
Is M.M.E. INVEST still active?
Yes, M.M.E. INVEST is an active enterprise in the KBO register.
What is the turnover of M.M.E. INVEST?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is M.M.E. INVEST profitable?
In financial year 2025, M.M.E. INVEST made a profit of €1,070.
Where can I find the annual accounts of M.M.E. INVEST?
M.M.E. INVEST filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of M.M.E. INVEST due?
By 31-01-2027, for financial year 2026.Timeline

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