Financials
- Financial year
- 2025
- Total assets
- €17,303
- Profit
- €8,940
- Solvency
- 58.9%
M&M ART
ActiveSummary
M&M ART has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10,190 and a net result of €8,940. Its solvency ranks better than 62% of 2,573 sector peers (NACE 85, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
Other educational support services
NACE 85699
1 site
Size
€17,303total assets 2025
- Equity
- €10,190
- Profit
- €8,940
Turnover not published (micro format)
Structure
Accounts filed 5 days late
Why 92raises riskFounded in 2025Liquidity: current ratio 3.75, cash €1,250lowers riskSector: Education (NACE 85)Figures for financial year 2025 (filed 05-02-2026)Show the evidence
Checked score
Score 2025
92
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 60% of its sector peers (NACE 85, micro)
Financial strength
Strong
Solvency
84
equity 58.9% of total assets
Liquidity
49
short-term debt 26.7% · cash 7.2%
Profitability
100
return on assets 51.7%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2026: 0.4%
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.4%● unchanged vs 07-2026
09-2026: 0.4%● unchanged vs 08-2026highest value
10-2026: 0.2%▼ -0.2 percentage points vs 09-2026lowest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity ample (current ratio 3.75, above the usual 1.5; short-term debt: 26.7% and cash: 7.2% of total assets), and 41.1% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro): better than 61% on solvency, 29% on liquidity and 90% on profitability.
The bankruptcy probability was computed on 19-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-02-2026, 5 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
5 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: MEIRLAEN Michaël Gabriel Antoine…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other educational support servicesNACE 85699
- Founded
- 27-05-2025
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 9
See the provisions in the deeds
Go to Articles of associationGo further with this company
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