M. LAGAUW

Active

Private limited company (pre-2019)founded 1998active for 28 yearsKoningin Astridlaan 31, 3010 Leuven, BelgiumKBO/BCE: BE 0462.746.616

Summary

M. LAGAUW has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €763,250 and a net result of -€85. Equity is shrinking by about 3.1% per year across the filed financial years. Its solvency ranks better than 42% of 20,541 sector peers (NACE 62, financial year 2024). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisFollow Report Compare

M. LAGAUWActiveChecked score 54/100

Risk analysis Report Compare

Activity

Computer consultancy and computer facilities management

NACE 62200

1 site

Size

€1.4mtotal assets 2024

Equity: €763,250
Loss: -€85

Turnover not published (micro format)

Financial health

54 Fair Checked score 2024

Bankruptcy probabilitywithin 12 months: 0.6%

Structure

Accounts 85 days overdue0 of 1 deed read

Why 54raises riskCapped at 59: a confirmed filing findingFigures for financial year 2024 (filed 05-09-2025)Liquidity: current ratio 0.61, cash €12,110, halvedlowers riskSize: total assets €1.4mSector: Computer programming, consultancy and related activities (NACE 62)Show the evidence

Checked score

Score 2024

54 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 32% of its sector peers (NACE 62, micro)

A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Strong

Solvency 79=

equity 54.4% of total assets

Liquidity 36-3

short-term debt 34.3% · cash 0.9%

Profitability 69+2

return on assets 0.0%

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,870 companies, NACE 62, micro)

Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.2%▼ -0.1 percentage points vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.4%▲ +0.1 percentage points vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.2%▼ -0.2 percentage points vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026lowest value 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.1 percentage points vs 07-2026 09-2026: 0.4%▲ +0.1 percentage points vs 08-2026 10-2026: 0.6%▲ +0.2 percentage points vs 09-2026highest value

Credit of up to €40,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance

Liquidity insufficient (current ratio 0.61, compared with 0.54 in 2023, below 1; short-term debt: 34.3% and cash: 0.9% of total assets), and 45.6% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 47% on solvency, 14% on liquidity, 27% on profitability and 38% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Figures for financial year 2024 (filed 05-09-2025)

NBB · annual accounts

Liquidity: current ratio 0.61, cash €12,110, halved

NBB · annual accounts

Size: total assets €1.4m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Sector: Computer programming, consultancy and related activities (NACE 62)

KBO

Annual accounts not filed

The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 85 days later.

NBB · 10 filings

Position against the passed deadline

31-12-2025 year end31-07-2026 deadline24-10-2026 today

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

not filed

2024

30 days late

2023

54 days late

2022

7 days early

2021

51 days late

2020

31 days late

2019

39 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 33 days after the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

30-08-2025 Annual accounts filedfinancial year 2024 · micro…
23-09-2024 Annual accounts filedfinancial year 2023 · micro…
24-07-2023 Annual accounts filedfinancial year 2022 · micro…

Key points

Risk: 4 loss-making years in a rowloss financial year 2024 -€85 View
Positive: Among the best 5% on equitysector median €73,721 · 20,553 companies €763,250 View
Caution: Accounts not fileddeadline was 31-07-2026 85 days late View

By topic

Financials

Financial year: 2024
Total assets: €1.4m
Loss: -€85
Solvency: 54.4%

Total assets▼ 2.3%

Net result

20182024

Go to Financials

Timeline

Events: 29
Since: 1999

20-09-2022Annual accounts filed
31-08-2021Annual accounts filed
31-12-2020Back to profit

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company (pre-2019)
Activity: Computer consultancy and computer facilities managementNACE 62200
Founded: 02-03-1998
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about M. LAGAUW

What is the company number of M. LAGAUW?: 0462.746.616. In Belgium the VAT number is the company number with BE in front: BE 0462.746.616.
Where is M. LAGAUW based?: The registered office is at Koningin Astridlaan 31, 3010 Leuven.Company details
What does M. LAGAUW do?: According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
What is the legal form of M. LAGAUW?: Private limited company (pre-2019) (BVBA).
When was M. LAGAUW founded?: On 02-03-1998.
Is M. LAGAUW still active?: Yes, M. LAGAUW is an active enterprise in the KBO register.
What is the turnover of M. LAGAUW?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is M. LAGAUW profitable?: In financial year 2024, M. LAGAUW made a loss of €85.
Where can I find the annual accounts of M. LAGAUW?: M. LAGAUW filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2024.