Financials
- Fiscal year
- 2024
- Total assets
- €500
- Loss
- -€1,401
- Solvency
- -180.3%
M&L Advisory
ActiveSummary
The computed 12-month bankruptcy probability of M&L Advisory is 4.3% (elevated). The 2024 annual accounts show negative equity (-€901) and a net result of -€1,401. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Activity not known1 site
Size
€500total assets 2024
- Equity
- -€901
- Loss
- -€1,401
Turnover not published (abridged schema)
Structure
Accounts 1 d early0 of 1 deed read
Why 46- Figures for FY 2024 (filed 30-07-2025)- No main activity registered- Founded in 2024+ Size: total assets €500Show the evidence
Checked score
Score 2024
46
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 15% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency
0
equity -180.3% of total assets
Liquidity
50
short-term debt 280.3% · cash 100.0%
Profitability
0
return on assets -280.3%
Bankruptcy probability, 12 months
4.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 1.4%lowest value
02-2026: 1.4%● 0.0% vs 01-2026lowest value
03-2026: 1.4%● 0.0% vs 02-2026lowest value
04-2026: 1.4%▲ +1.3% vs 03-2026
05-2026: 1.5%▲ +1.5% vs 04-2026
06-2026: 1.5%▲ +0.8% vs 05-2026
07-2026: 1.6%▲ +7.0% vs 06-2026
08-2026: 2.4%▲ +51.0% vs 07-2026
09-2026: 2.8%▲ +15.6% vs 08-2026
10-2026: 4.3%▲ +56.9% vs 09-2026highest value
- Figures for FY 2024 (filed 30-07-2025) raises the probability
- Size: total assets €500 lowers the probability for this profile
- No main activity registered raises the probability
- Founded in 2024 raises the probability for this profile
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 5%, liquidity 35%, profitability 4%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its 2024 accounts 1 day before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · abbreviated…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2025
- 30-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 19-12-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark Roughly what is this company worth?Value indication
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