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M-KOC

Active
Private limited companyfounded 200422 yrs activeHaachtse Steenweg 81, 1210 Sint-Joost-ten-Node, BelgiumKBO/BCE: BE 0866.220.490
Summary

M-KOC has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5,212 and a net result of €471. Equity is growing by ~14.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 5538 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
M-KOCActiveChecked score 97/100
Risk analysis ReportCompare

Overview

Activity
Hairdressing and barber services
NACE 96210NACE 93021Hairdressing NACE 96021
1 site
Size
€5,382total assets 2025
Equity
€5,212
Profit
€471
Turnover not published (abridged schema)
Financial health
97 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 38 d early0 of 1 deed read
Why 97- Size: total assets €5,382+ Liquidity: current ratio 31.58, cash €5,382+ Founded in 2004+ Equity €5,212 (96.8% of total assets)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Better than 72% of its sector peers (NACE 96, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 96.8% of total assets
Liquidity 100+1
short-term debt 3.2% · cash 100.0%
Profitability 59+14
return on assets 8.8%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,592 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%● 0.0% vs 01-2025 03-2025: 0.1%▲ +3.9% vs 02-2025 04-2025: 0.1%▲ +3.8% vs 03-2025highest value 05-2025: 0.1%▼ -4.5% vs 04-2025 06-2025: 0.1%▲ +2.9% vs 05-2025 07-2025: < 0.1%▼ -55.6% vs 06-2025lowest value 08-2025: < 0.1%● 0.0% vs 07-2025lowest value 09-2025: < 0.1%● 0.0% vs 08-2025lowest value 10-2025: < 0.1%● 0.0% vs 09-2025lowest value 11-2025: < 0.1%● 0.0% vs 10-2025lowest value 12-2025: < 0.1%● 0.0% vs 11-2025lowest value 01-2026: < 0.1%● 0.0% vs 12-2025lowest value 02-2026: < 0.1%● 0.0% vs 01-2026lowest value 03-2026: < 0.1%▲ +2.1% vs 02-2026 04-2026: 0.1%▲ +2.0% vs 03-2026 05-2026: 0.1%▲ +2.0% vs 04-2026 06-2026: 0.1%▲ +2.0% vs 05-2026 07-2026: < 0.1%▼ -7.7% vs 06-2026lowest value 08-2026: < 0.1%● 0.0% vs 07-2026lowest value 09-2026: < 0.1%● 0.0% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value
  • Liquidity: current ratio 31.58, cash €5,382 lowers the probability
  • Size: total assets €5,382 raises the probability for this profile
  • Founded in 2004 lowers the probability for this profile
  • Equity €5,212 (96.8% of total assets) lowers the probability
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 31.58 against 8.07 in 2024; short-term debt: 3.2% and cash: 100% of total assets), and 3.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 96, micro). Better than this share of them on solvency 93%, liquidity 98%, profitability 41%, growth against the median 57%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 31.58, cash €5,382
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Size: total assets €5,382
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 2004
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Equity €5,212 (96.8% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
38 d early
2024
51 d early
2023
20 d early
2022
28 d late
2021
60 d late
2020
31 d late
2019
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 6 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 July (4 of the last 5 filed years within 47 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Liquidity quadruplescurrent ratio 31.58
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Among the best 5% on solvencysector median 27.6% · 5,538 companies 96.8% View
  • Total assets 20256 fiscal years filed €5,382 View
  • Active since 2004founded 07-07-2004 22 years View

By topic

Financials

Fiscal year
2025
Total assets
€5,382
Profit
€471
Solvency
96.8%
Total assets▼ 0.5%
Net result
20182025
Go to Financials

Timeline

Events
16
Since
2017
Next accounts
by 31-07-2027
  1. 23-06-2026Annual accounts filed
  2. 31-12-2025Liquidity quadruples
  3. 10-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Hairdressing and barber servicesNACE 96210
Founded
07-07-2004
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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