Equity
€215,912 ▼ 11.7%
M&G paid out €65,000 in dividends. That is 178% of the 2025 profit.
M&G
Lifetime
20 annual accounts with figures on one time axis, 24 filings since 2001peak €565,195 (2025)
€565,195▲ 31.8%
lowest -€29,259 (2017)
€36,443▲ €62,897
peak €335,215 (2012)
€215,912▼ 11.7%
€1.3m▼ 6.8%
peak 2.9 FTE (2007)
-not published
Board3 names since 2000
2 directors and 1 other
Documentsfilings and deeds
25-08-202625 days late
2025micro format
Gross margin from €428,943 to €565,195Back to profit: €36,443Dividend €65,000Cash from €23,406 to €59,918
Key points
from the 2025 annual accountsResult
€36,443 €36,443
Back in profit in 2025, after a loss of €26,454 in 2024.
Turnover
≈ €900,000 estimated
The accounts state no turnover.
Debts
€1.3m 79% of the balance sheet
Financial debts 57%Taxes and wages 3%Other 40%
Of this, €551,499 falls due within a year.
Filings
24 annual accounts 25 filings since 2001
Six of the last ten came late. The 2025 accounts came latest: 25 days after the end of the period.
Position in the sector
13.0%
Lower solvency than 80% of companies in auxiliary financial services. Sector median 50.6% · 3,347 companies.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
Board and ownership
Director, since 04-05-2000
Director, since 18-08-2020
- 1,000 sharesdeed of 21-09-2020
- 1,000 sharesdeed of 21-09-2020
Recent changes
Company renamed from C.M.F. FINANCE to M&G
Change of role: , from sole director to director · Appointment: (director) · “L'activité de courtage en assurances toutes opérations: de négociation, courtage, commission, représentation…” (deed in French) · General meeting of 18-08-2020 · Gazette deed
Deed on capital
Capital €18,600, annual accounts 2018 · Gazette deed
Merger: C.M.F. FINANCE takes over ASSUR'H-LIB
holds all the shares · The company holds all the shares of ASSUR'H-LIB · Gazette deed
Merger: C.M.F. FINANCE takes over BOSSICART CHARLES
Dissolution of the company · Dissolved without liquidation · The company holds all the shares of BOSSICART CHARLES · General meeting of 24-05-2017 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| M&G Léglise | €1.7m | €565,195 | 13.0% | - |
| RANSON-HAERYNCK Dentergem | €1.7m | €495,586 | 53.1% | - |
| ZAKENKANTOOR MAGERMAN Brasschaat | €1.7m | €607,577 | 89.4% | 3.8 |
| CLEBANT FRANCOIS Bastogne | €1.8m | €470,233 | 64.8% | - |
| SPRL Ch. et F. COLLARD Houffalize | €1.8m | €572,884 | 52.0% | - |
| FINANCIAL REQUEST Leuven | €1.7m | €572,079 | 46.3% | 4.1 |
| Paco Vermeiren-Ponce Antwerp | €1.4m | €538,239 | 67.6% | - |
These companies have the same main activity as M&G: agents and brokers in banking services (NACE 66191). They are comparable in size and age: total assets between €1.4m and €1.8m, founded between 1994 and 2005.
Official details
Source: KBO- Status
- Active since 08-05-2000Normal situation
- Activity
- Agents and brokers in banking servicesNACE 66191
- Joint committee
- 307Insurance brokers and agencies · annual accounts 2023
- Establishment unit
- 2.093.898.0226800 Libramont-Chevigny, since 29-06-2000
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Insights on M&G
M&G files the micro format. That format states no turnover. The gross margin rose from €175,613 in 2006 to €565,195 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about M&G
- What is the company number of M&G?
- The company number of M&G is 0471.841.553. The VAT number is the same number with BE in front: BE 0471.841.553.
- Where is M&G based?
- The registered office is at Rue du Bourzy, Assenois 12, 6860 Léglise.Company details
- What does M&G do?
- According to the KBO register, the main activity is agents and brokers in banking services (NACE 66191).
- What is the legal form of M&G?
- M&G is a private limited company (BV).
- When was M&G founded?
- M&G was founded on 08-05-2000.
- Is M&G still active?
- Yes, M&G is an active enterprise in the KBO register.
- Which joint committee does M&G fall under?
- In its 2023 annual accounts, M&G states joint committee 307 (Insurance brokers and agencies).
- What is the turnover of M&G?
- The turnover in financial year 2025 is ≈ €900,000. This figure is estimated from the gross margin of €565,195 and 31 comparable companies (NACE 66). It probably lies between €810,000 and €1.0m.Financials
- Is M&G profitable?
- In financial year 2025, M&G made a profit of €36,443.
- Where can I find the annual accounts of M&G?
- M&G filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of M&G due?
- M&G must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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