M en M Services
ActiveM en M Services has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €989k and a net result of €70k. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 95% of 1024 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-6
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 7.42 against 4.13 in 2024; short-term debt: 8.5% and cash: 22.6% of total assets), and 8.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.5%
Return on assets
6.5%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
20 d early
2023
13 d early
2022
34 d early
2021
10 d late
2020
31 d late
2019
52 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€989k▲ 3.0%
2024 · €960k
2018: €616k
2019: €657k
2020: €680k
2021: €711k
2022: €769k
2023: €828k
2024: €960k
2018 → 2025
Total assets
€1.08M▼ 3.4%
2024 · €1.12M
2018: €1.09M
2019: €1.11M
2020: €1.04M
2021: €1.10M
2022: €1.05M
2023: €1.02M
2024: €1.12M
2018 → 2025
Net result
€70k▼ 46.6%
2024 · €131k
2018: €3k
2019: €41k
2020: €23k
2021: €31k
2022: €58k
2023: €59k
2024: €131k
2018 → 2025
Working capital
€590k▲ 18.5%
2024 · €498k
2018: €372k
2019: €415k
2020: €422k
2021: €425k
2022: €447k
2023: €334k
2024: €498k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€711k-€769k▲ 8.2%€828k▲ 7.6%€960k▲ 15.9%€989k▲ 3.0%
Operating result€50k-€95k▲ 89.3%€94k▼ 1.1%€201k▲ 114%€103k▼ 49.0%
Net result€31k-€58k▲ 89.2%€59k▲ 0.8%€131k▲ 123%€70k▼ 46.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 49% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.08M
Fixed assets
€399k▼ 13.6%
Current assets
€681k▲ 3.7%
Equity and liabilities €1.08M
Equity
€989k▲ 3.0%
Debt
€92k▼ 42.3%
The debt ratio falls from 14.2% to 8.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€178k▼
2024 · €273k
Cash flow
€145k▼
2024 · €203k
Solvency
91.5%▲
2024 · 85.8%
Current ratio
7.42▲
2024 · 4.13
Quick ratio
4.01▲
2024 · 2.57
Debt / equity
0.09▼
2024 · 0.17
ROE
7.1%▼
2024 · 13.7%
ROA
6.5%▼
2024 · 11.7%
Interest coverage
59.76▲
2024 · 45.87
Debt
€92k▼
2024 · €159k
Debt ≤ 1 year
€92k▼
2024 · €159k
Income taxes
€35k▼
2024 · €66k
Staff costs
€160k▼
2024 · €183k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.12M€1.08M▼
Fixed assets21/28€462k€399k▼
Intangible fixed assets21€439€263▼
Tangible fixed assets22/27€461k€399k▼
Land and buildings22€256k€203k▼
Plant, machinery and equipment23€19k€14k▼
Furniture and vehicles24€18k€14k▼
Other tangible fixed assets26€168k€167k▼
Current assets29/58€657k€681k▲
Stocks and contracts in progress3€248k€313k▲
Stocks30/36€248k€313k▲
Amounts receivable within one year40/41€82k€119k▲
Trade receivables40€82k€77k▼
Other amounts receivable41€0€41k▲
Cash at bank and in hand54/58€319k€244k▼
Deferred charges and accrued income490/1€8k€6k▼
Equity and liabilities
Total equity and liabilities10/49€1.12M€1.08M▼
Equity10/15€960k€989k▲
Contributions10/11€20k€20k=
Reserves13€353k€382k▲
Distributable reserves133€353k€382k▲
Profit (loss) carried forward14€587k€587k=
Amounts payable17/49€159k€92k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€159k€92k▼
Current portion of amounts payable after more than one year42€18k€0▼
Trade debts44€36k€46k▲
Suppliers440/4€36k€46k▲
Taxes, remuneration and social security45€64k€44k▼
Taxes450/3€51k€42k▼
Remuneration and social security454/9€13k€3k▼
Other amounts payable47/48€40k€1k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€183k€160k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€72k€75k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-297€-297=
Other operating charges640/8€28k€15k▼
Gross operating margin9900€483k€352k▼
Operating profit (loss)9901€201k€103k▼
Financial income75/76B€2k€6k▲
Recurring financial income75€2k€6k▲
Financial charges65/66B€6k€3k▼
Recurring financial charges65€6k€3k▼
Profit (loss) for the period before taxes9903€197k€105k▼
Income taxes67/77€66k€35k▼
Profit (loss) for the period9904€131k€70k▼
Profit (loss) for the period to be appropriated9905€131k€70k▼
Appropriation of the result
Profit (loss) to be appropriated9906€718k€657k▼
Profit (loss) brought forward from the previous period14P€587k€587k=
Transfer from equity791/2-€41k
Transfer to equity691/2€131k€70k▼
To other reserves6921€131k€70k▼
Profit to be distributed694/7-€41k
Return on contributions (dividend)694-€41k
Social balance
Average headcount (FTE)90872.82.4▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €131k ▲123%
Operating result €201k, net result €131k, both a record.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 10 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
09-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 23 days late
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Terbekehofdreef 372610 AntwerpenGround area
3,098 m²
Building footprint
1,555 m²
Volume, LiDAR
7,729 m³
Parcel 11463D0150/00F000, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
M & M SERVICES
since 19932.062.343.526
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11463D0150/00F000 | Flanders | 3,098 m² | 1 · 1,555 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 150 EUR awarded · 150 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 150 EUR | 150 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
2 live approvalsAutotechnieken duaal (so)
Polyvalent mecanicien personenwagens en lichte bedrijfsvoertuigen duaal (so)
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Auto Corneillie
BE 0888.838.912
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CARS VALUATION CENTER
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GARAGE GLIBERT ET FILS
BE 0424.929.185
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Of 7,377 companies in sector 95311 we hold annual accounts for 2,957. 1,711 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-04-1993
Fiscal year end31-12
Activities, NACEBEL
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95313Repair and fitting of specific motor vehicle parts
50200
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
45204
95319Other maintenance and repair of motor vehicles
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.