M.E.M.L.
ActiveSummary
M.E.M.L. has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €708k and a net result of €17k. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 65% of 788 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71▼-5
Solvency92▼-4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity short (current ratio 0.66 against 0.94 in 2024; short-term debt: 5% and cash: 2.2% of total assets), and 33.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.6%
Return on assets
1.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Employment activities (NACE 78)
about 17% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
58 d early
2023
56 d early
2022
46 d early
2021
54 d early
2020
53 d early
2019
59 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€708k▼ 11.5%
2024 · €799k
2018: €447klowest in 8 years
2019: €518k▲ +16.0% vs 2018
2020: €522k▲ +0.7% vs 2019
2021: €512k▼ -1.8% vs 2020
2022: €694k▲ +35.4% vs 2021
2023: €735k▲ +5.9% vs 2022
2024: €799k▲ +8.8% vs 2023highest in 8 years
2025: €708k▼ -11.5% vs 2024
2018 → 2025
Total assets
€1.06M▼ 6.0%
2024 · €1.13M
2018: €508klowest in 8 years
2019: €608k▲ +19.7% vs 2018
2020: €590k▼ -3.0% vs 2019
2021: €597k▲ +1.3% vs 2020
2022: €1.15M▲ +92.6% vs 2021
2023: €1.23M▲ +6.6% vs 2022highest in 8 years
2024: €1.13M▼ -7.9% vs 2023
2025: €1.06M▼ -6.0% vs 2024
2018 → 2025
Net result
€17k▼ 74.4%
2024 · €65k
2018: €126k
2019: €108k▼ -14.1% vs 2018
2020: €42k▼ -61.1% vs 2019
2021: €45k▲ +7.4% vs 2020
2022: €247k▲ +446% vs 2021highest in 8 years
2023: €167k▼ -32.3% vs 2022
2024: €65k▼ -61.2% vs 2023
2025: €17k▼ -74.4% vs 2024lowest in 8 years
2018 → 2025
Working capital
€-18k▼ 428%
2024 · €-3k
2018: €203k
2019: €276k▲ +36.2% vs 2018
2020: €282k▲ +2.0% vs 2019highest in 8 years
2021: €270k▼ -4.0% vs 2020
2022: €111k▼ -59.0% vs 2021
2023: €-86k▼ -178% vs 2022lowest in 8 years
2024: €-3k▲ +96.1% vs 2023
2025: €-18k▼ -428% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€512k-€694k▲ 35.4%€735k▲ 5.9%€799k▲ 8.8%€708k▼ 11.5%
2021: €512klowest in 5 years
2022: €694k▲ +35.4% vs 2021
2023: €735k▲ +5.9% vs 2022
2024: €799k▲ +8.8% vs 2023highest in 5 years
2025: €708k▼ -11.5% vs 2024
Operating result€68k-€33k▼ 51.8%€-12k€34k€-23k
2021: €68khighest in 5 years
2022: €33k▼ -51.8% vs 2021
2023: €-12k▼ -138% vs 2022
2024: €34k▲ +372% vs 2023
2025: €-23k▼ -169% vs 2024lowest in 5 years
Net result€45k-€247k▲ 446%€167k▼ 32.3%€65k▼ 61.2%€17k▼ 74.4%
2021: €45k
2022: €247k▲ +446% vs 2021highest in 5 years
2023: €167k▼ -32.3% vs 2022
2024: €65k▼ -61.2% vs 2023
2025: €17k▼ -74.4% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €23k after €34k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.06M
Fixed assets
€1.03M ▼ 4.7%
Current assets
€35k ▼ 33.0%
Equity and liabilities €1.06M
Equity
€708k ▼ 11.5%
Debt
€355k ▲ 7.3%
Debt's share of the balance-sheet total rises from 29.3% to 33.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€58k▼
2024 · €107k
Cash flow
€98k▼
2024 · €139k
Current ratio
0.66▼
2024 · 0.94
Debt to equity
0.50▲
2024 · 0.41
ROE
2.3%▼
2024 · 8.1%
ROA
1.6%▼
2024 · 5.7%
Interest coverage
7.16▼
2024 · 21.47
Debt ≤ 1 year
€53k▼
2024 · €55k
Debt > 1 year
€302k▲
2024 · €275k
Income taxes
€2k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.13M€1.06M▼
Fixed assets21/28€1.08M€1.03M▼
Tangible fixed assets22/27€841k€840k=
Land and buildings22€12k€11k▼
Plant, machinery and equipment23€9k€8k▼
Furniture and vehicles24€64k€116k▲
Other tangible fixed assets26€755k€706k▼
Financial fixed assets28€237k€187k▼
Current assets29/58€52k€35k▼
Amounts receivable within one year40/41€6k€10k▲
Trade receivables40€4k€7k▲
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€45k€24k▼
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€1.13M€1.06M▼
Equity10/15€799k€708k▼
Contributions10/11€19k€19k=
Reserves13€781k€689k▼
Distributable reserves133€781k€689k▼
Amounts payable17/49€331k€355k▲
Amounts payable after more than one year17€275k€302k▲
Financial debts170/4€275k€302k▲
Amounts payable within one year42/48€55k€53k▼
Current portion of amounts payable after more than one year42€22k€36k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Advances received on contracts in progress46€1k€2k▲
Taxes, remuneration and social security45€18k€4k▼
Taxes450/3€18k€4k▼
Other amounts payable47/48€12k€8k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€74k€81k▲
Other operating charges640/8€2k€2k=
Gross operating margin9900€109k€60k▼
Operating profit (loss)9901€34k€-23k▼
Financial income75/76B€50k€50k▲
Recurring financial income75€50k€50k▲
Financial charges65/66B€5k€8k▲
Recurring financial charges65€5k€8k▲
Profit (loss) for the period before taxes9903€79k€19k▼
Income taxes67/77€14k€2k▼
Profit (loss) for the period9904€65k€17k▼
Profit (loss) for the period to be appropriated9905€65k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€65k€17k▼
Transfer from equity791/2-€108k
Transfer to equity691/2€65k€17k▼
To other reserves6921€65k€17k▼
Profit to be distributed694/7-€108k
Return on contributions (dividend)694-€108k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €30k | €65k | €74k | €81k | ▲ 10.2% |
| Other operating charges640/8 | €327 | €705 | €564 | €2k | €2k | = |
| Gross operating margin9900 | €72k | €64k | €54k | €109k | €60k | ▼ 45.4% |
| Operating profit (loss)9901 | €68k | €33k | €-12k | €34k | €-23k | ▼ 169% |
| Financial income75/76B | €2k | €250k | €202k | €50k | €50k | ▲ 0.2% |
| Recurring financial income75 | €2k | €250k | €202k | €50k | €50k | ▲ 0.2% |
| Financial charges65/66B | €406 | €4k | €6k | €5k | €8k | ▲ 61.4% |
| Recurring financial charges65 | €406 | €4k | €6k | €5k | €8k | ▲ 61.4% |
| Profit (loss) for the period before taxes9903 | €69k | €279k | €184k | €79k | €19k | ▼ 76.2% |
| Income taxes67/77 | €24k | €32k | €17k | €14k | €2k | ▼ 84.9% |
| Profit (loss) for the period9904 | €45k | €247k | €167k | €65k | €17k | ▼ 74.4% |
| Profit (loss) for the period to be appropriated9905 | €45k | €247k | €167k | €65k | €17k | ▼ 74.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €597k | €1.15M | €1.23M | €1.13M | €1.06M | ▼ 6.0% |
| Fixed assets21/28 | €244k | €902k | €1.12M | €1.08M | €1.03M | ▼ 4.7% |
| Tangible fixed assets22/27 | €7k | €665k | €881k | €841k | €840k | = |
| Land and buildings22 | - | - | €14k | €12k | €11k | ▼ 12.7% |
| Plant, machinery and equipment23 | - | €952 | €11k | €9k | €8k | ▼ 9.5% |
| Furniture and vehicles24 | €5k | €61k | €75k | €64k | €116k | ▲ 79.9% |
| Other tangible fixed assets26 | €3k | €603k | €781k | €755k | €706k | ▼ 6.5% |
| Financial fixed assets28 | €237k | €237k | €237k | €237k | €187k | ▼ 21.1% |
| Current assets29/58 | €353k | €248k | €108k | €52k | €35k | ▼ 33.0% |
| Amounts receivable after more than one year29 | €153k | - | €70k | - | - | - |
| Other amounts receivable291 | €153k | - | €70k | - | - | - |
| Amounts receivable within one year40/41 | €2k | €1k | €8k | €6k | €10k | ▲ 68.7% |
| Trade receivables40 | €990 | €1k | €3k | €4k | €7k | ▲ 75.4% |
| Other amounts receivable41 | €540 | €222 | €5k | €2k | €3k | ▲ 52.7% |
| Cash at bank and in hand54/58 | €198k | €246k | €28k | €45k | €24k | ▼ 46.9% |
| Deferred charges and accrued income490/1 | - | €745 | €2k | €1k | €1k | ▼ 11.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €597k | €1.15M | €1.23M | €1.13M | €1.06M | ▼ 6.0% |
| Equity10/15 | €512k | €694k | €735k | €799k | €708k | ▼ 11.5% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €494k | €675k | €716k | €781k | €689k | ▼ 11.8% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €492k | €673k | €716k | €781k | €689k | ▼ 11.8% |
| Amounts payable17/49 | €85k | €457k | €492k | €331k | €355k | ▲ 7.3% |
| Amounts payable after more than one year17 | €2k | €320k | €297k | €275k | €302k | ▲ 9.7% |
| Financial debts170/4 | €2k | €320k | €297k | €275k | €302k | ▲ 9.7% |
| Amounts payable within one year42/48 | €83k | €137k | €194k | €55k | €53k | ▼ 4.7% |
| Current portion of amounts payable after more than one year42 | €1k | €22k | €23k | €22k | €36k | ▲ 65.1% |
| Trade debts44 | - | €17k | €9k | €2k | €3k | ▲ 15.4% |
| Suppliers440/4 | - | €17k | €9k | €2k | €3k | ▲ 15.4% |
| Advances received on contracts in progress46 | - | - | - | €1k | €2k | ▲ 53.1% |
| Taxes, remuneration and social security45 | €26k | €24k | €31k | €18k | €4k | ▼ 77.5% |
| Taxes450/3 | €26k | €24k | €31k | €18k | €4k | ▼ 77.5% |
| Other amounts payable47/48 | €55k | €73k | €132k | €12k | €8k | ▼ 33.3% |
| Accrued charges and deferred income492/3 | - | - | €687 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €45k | €247k | €167k | €65k | €17k | ▼ 74.4% |
| + Depreciation and write-downs630 | €4k | €30k | €65k | €74k | €81k | ▲ 10.2% |
| Operating cash flow (approximation) | €49k | €277k | €233k | €139k | €98k | ▼ 29.4% |
| Investment in fixed assets (approximation) | - | €-688k | €-282k | €-33k | €-31k | ▲ 7.3% |
| Change in cash | - | €48k | €-218k | €17k | €-21k | ▼ 223% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €17k ▼74.4%
Net result drops to €17k, the lowest in the series.
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €247k ▲446%
Net result €247k, the highest in the series.
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €500kEq €518k ▲16%
2 profitable years in a row build equity to €518k.
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lanaken · 1 establishment unit since 2008
Ground area
2,277 m²
Building footprint
341 m²
Volume, LiDAR
1,915 m³
Parcel 73014B1036/00A000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
M.E.M.L. Bvba
since 20082.173.605.593
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73014B1036/00A000 | Flanders | 2,277 m² | 1 · 341 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,014 companies in sector 78200 we hold annual accounts for 645. 382 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-09-2008
Fiscal year end31-12
Activities, NACEBEL 2025
78200Temporary employment agencies and other provision of personnel
70200Business and other management consultancy
73110Advertising agencies
73200Market research and public opinion polling
Scores and ratios are computed by Checked and are not a credit decision.