M-DAK
ActiveM-DAK has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €220k and a net result of €58k. Equity is growing by ~13.6% per year across the filed fiscal years. Its solvency ranks better than 81% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▼-2
Solvency100▲+16
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 3.06 against 1.51 in 2024; short-term debt: 23.5% and cash: 62.6% of total assets), and 23.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.5%
Return on assets
20.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
16 d early
2023
20 d early
2022
1 d late
2021
4 d early
2020
9 d early
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€220k▲ 35.8%
2024 · €162k
2018: €96k
2019: €98k
2020: €111k
2021: €126k
2022: €147k
2023: €204k
2024: €162k
2018 → 2025
Total assets
€287k▲ 4.3%
2024 · €276k
2018: €144k
2019: €126k
2020: €137k
2021: €145k
2022: €176k
2023: €257k
2024: €276k
2018 → 2025
Net result
€58k▼ 1.9%
2024 · €59k
2018: €148
2019: €2k
2020: €13k
2021: €15k
2022: €26k
2023: €62k
2024: €59k
2018 → 2025
Working capital
€139k▲ 141%
2024 · €58k
2018: €65k
2019: €75k
2020: €86k
2021: €107k
2022: €134k
2023: €200k
2024: €58k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€126k-€147k▲ 16.4%€204k▲ 38.6%€162k▼ 20.6%€220k▲ 35.8%
Operating result€23k-€34k▲ 51.9%€85k▲ 146%€85k▲ 0.1%€78k▼ 7.3%
Net result€15k-€26k▲ 67.0%€62k▲ 140%€59k▼ 4.4%€58k▼ 1.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €287k
Fixed assets
€81k▼ 22.3%
Current assets
€207k▲ 20.5%
Equity and liabilities €287k
Equity
€220k▲ 35.8%
Debt
€68k▼ 40.6%
The debt ratio falls from 41.2% to 23.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€102k▲
2024 · €94k
Cash flow
€81k▲
2024 · €68k
Solvency
76.5%▲
2024 · 58.8%
Current ratio
3.06▲
2024 · 1.51
Quick ratio
2.91▲
2024 · 1.44
Debt / equity
0.31▼
2024 · 0.70
ROE
26.4%▼
2024 · 36.5%
ROA
20.2%▼
2024 · 21.4%
Interest coverage
31.45▼
2024 · 44.98
Debt
€68k▼
2024 · €114k
Debt ≤ 1 year
€68k▼
2024 · €114k
Income taxes
€19k▼
2024 · €24k
Staff costs
€58k▲
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€276k€287k▲
Fixed assets21/28€104k€81k▼
Tangible fixed assets22/27€104k€81k▼
Plant, machinery and equipment23€2k€626▼
Furniture and vehicles24€102k€80k▼
Financial fixed assets28€135€135=
Current assets29/58€171k€207k▲
Stocks and contracts in progress3€8k€10k▲
Stocks30/36€8k€2k▼
Contracts in progress37€0€8k▲
Amounts receivable within one year40/41€56k€17k▼
Trade receivables40€46k€13k▼
Other amounts receivable41€10k€4k▼
Cash at bank and in hand54/58€103k€180k▲
Deferred charges and accrued income490/1€5k€0▼
Equity and liabilities
Total equity and liabilities10/49€276k€287k▲
Equity10/15€162k€220k▲
Contributions10/11€100€100=
Reserves13€162k€220k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€162k€220k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€114k€68k▼
Amounts payable within one year42/48€114k€68k▼
Trade debts44€37k€7k▼
Suppliers440/4€37k€7k▼
Taxes, remuneration and social security45€5k€9k▲
Taxes450/3€4k€5k▲
Remuneration and social security454/9€1k€4k▲
Other amounts payable47/48€72k€52k▼
Income statement
Code20242025
Non-recurring operating income76A-€12k
Remuneration, social security and pensions62€51k€58k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€23k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€148k€162k▲
Operating profit (loss)9901€85k€78k▼
Financial income75/76B€811€1k▲
Recurring financial income75€811€1k▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€83k€77k▼
Income taxes67/77€24k€19k▼
Profit (loss) for the period9904€59k€58k▼
Profit (loss) for the period to be appropriated9905€59k€58k▼
Appropriation of the result
Profit (loss) to be appropriated9906€59k€58k▼
Transfer from equity791/2€78k€0▼
Transfer to equity691/2€54k€58k▲
To other reserves6921€54k€58k▲
Profit to be distributed694/7€83k€0▼
Return on contributions (dividend)694€78k€0▼
Directors or managers695€5k€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 3.06
Current ratio from 1.51 to 3.06; short-term debt falls from €114k to €68k.
31-12
Financial
Equity above €200kEq €220k ▲35.8%
8 profitable years in a row build equity to €220k.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €62k ▲140%
Net result €62k, the highest in the series.
31-12
Financial
Equity above €200kEq €204k ▲38.6%
6 profitable years in a row build equity to €204k.
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €111k ▲13%
3 profitable years in a row build equity to €111k.
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zandstraat 4588200 BruggeGround area
4,060 m²
Building footprint
183 m²
Volume, LiDAR
802 m³
Parcel 31425C0051/00W000, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
M DAK BVBA
since 20072.165.263.296
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31425C0051/00W000 | Flanders | 4,059 m² | 1 · 183 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DAKWERKEN BATAILLE
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TOBIAS Dakwerken
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Scherpenheuvel-Zichem · Eq €219k
Of 8,563 companies in sector 43410 we hold annual accounts for 4,355. 3,551 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-08-2007
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
45220
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
45332
46130Agents in the wholesale of timber and building materials
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.