Financials
- Financial year
- 2026
- Total assets
- €20,691
- Loss
- -€1,088
- Solvency
- -6.4%
Total assets▼ 17.6%
Net result
20192026
M. CONSULT
ActiveSummary
M. CONSULT has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show negative equity (-€1,331) and a net result of -€1,088. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 271 sector peers (NACE 46, financial year 2026). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Activity
Wholesale of wines and spirits
NACE 46341
1 site
Size
≈ €470turnover 2026, estimated
- Equity
- -€1,331
- Loss
- -€1,088
Turnover estimated from the gross margin
Structure
2026 accounts filed 27 days late3 deeds in the Belgian Official Gazette
Why 54raises riskCapped at 59: negative equityNegative equity -€1,331Loss of €1,088, the second in a row (financial year 2026)lowers riskSize: total assets €20,691Founded in 1988Show the evidence
Checked score
Score 2026
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 30% of its sector peers (NACE 46, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2025
Weak
Solvency
19-5
equity -6.4% of total assets
Liquidity
85+10
short-term debt 33.9% · cash 43.7%
Profitability
12-57
return on assets -5.3%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.2%
12-2024: 0.2%● unchanged vs 11-2024
01-2025: 0.2%● unchanged vs 12-2024lowest value
02-2025: 0.2%● unchanged vs 01-2025lowest value
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.3%▲ +0.1 percentage points vs 06-2025
08-2025: 0.4%▲ +0.1 percentage points vs 07-2025
09-2025: 0.3%▼ -0.1 percentage points vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.4%▲ +0.1 percentage points vs 06-2026
08-2026: 0.6%▲ +0.2 percentage points vs 07-2026highest value
09-2026: 0.4%▼ -0.2 percentage points vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026
No credit on open account
Liquidity ample (current ratio 2.7, compared with 2.19 in 2025, above the usual 1.5; short-term debt: 33.9% and cash: 43.7% of total assets), but equity is negative.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 15% on solvency, 86% on liquidity, 18% on profitability and 1% on growth.
The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises risk
raises risk · Negative equity
The 2026 annual accounts show negative equity and a net loss.
NBB · annual accounts 2026Equity per financial year
1920212223242526
2019 to 2026 · latest year -€1,331
raises risk · 2026 accounts filed 27 days late
The financial year that closed on 01-01-2026 was due by 01-08-2026 and was filed on 28-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2026
27 days late
2025
27 days late
2024
29 days late
2023
39 days early
2022
30 days late
2021
395 days late
2020
119 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 84 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 01-01-2027 and is due by 01-08-2027. Nothing is late today. The company usually files around 28 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
28-10-2026 today01-01-2027 year end01-08-2027 deadline
- Annual accounts filedfinancial year 2026 · micro…
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
Key points
By topic
Timeline
- Events
- 38
- Since
- 1991
- Next accounts
- by 01-08-2027
- 01-01-2024Back to profit
- 23-06-2023Annual accounts filed
- 31-08-2022Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Wholesale of wines and spiritsNACE 46341
- Founded
- 03-08-1988
- Year ends
- 01-01
- Peppol
- Reachable for e-invoices
Key facts about M. CONSULT
- What is the company number of M. CONSULT?
- 0434.927.313. In Belgium the VAT number is the company number with BE in front: BE 0434.927.313.
- Where is M. CONSULT based?
- The registered office is at Kesterweg 10, 1755 Pajottegem.Company details
- What does M. CONSULT do?
- According to the KBO register, the main activity is wholesale of wines and spirits (NACE 46341).
- What is the legal form of M. CONSULT?
- Private limited company (pre-2019) (BVBA).
- When was M. CONSULT founded?
- On 03-08-1988.
- Is M. CONSULT still active?
- Yes, M. CONSULT is an active enterprise in the KBO register.
- What is the turnover of M. CONSULT?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is M. CONSULT profitable?
- In financial year 2026, M. CONSULT made a loss of €1,088.
- Where can I find the annual accounts of M. CONSULT?
- M. CONSULT filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of M. CONSULT due?
- By 01-08-2027, for financial year 2027.Timeline
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