M CHOCOLATE

Active

Private limited companyfounded 2020active for 6 yearsPlace Albert Ier 33, 4960 Malmedy, BelgiumKBO/BCE: BE 0751.601.728

Summary

The computed 12-month bankruptcy probability of M CHOCOLATE is 1.6% (moderate). The 2025 annual accounts show equity of €9,773 and a net result of €52,572. Equity is shrinking by about 2.7% per year across the filed financial years. Its solvency ranks better than 27% of 1,883 sector peers (NACE 10, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

M CHOCOLATEActiveChecked score 63/100

Risk analysis Report Compare

Activity

Manufacture of cocoa, chocolate and sugar confectionery

NACE 10820Artisanal bread and fresh pastry making NACE 10712

1 site

Size

€132,563total assets 2025

Staff: 2.2 FTE
Equity: €9,773
Profit: €52,572

Financial health

63 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.6%

Structure

2025 accounts 29 days early1 deed in the Belgian Official Gazette

Why 63raises riskSector: Manufacture of food products (NACE 10)Founded in 2020Equity €9,773 (7.4% of total assets)lowers riskLiquidity: current ratio 0.80, cash €34,305Show the evidence

Checked score

Score 2025

63 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 48% of its sector peers (NACE 10, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 32=

equity 7.4% of total assets

Liquidity 41+15

short-term debt 76.6% · cash 25.9%

Profitability 100=

return on assets 39.7%

Bankruptcy probability, 12 months

1.6% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,078 companies, NACE 10, micro)

Last 24 months 11-2024: 3.3% 12-2024: 3.3%● unchanged vs 11-2024 01-2025: 3.5%▲ +0.2 percentage points vs 12-2024 02-2025: 3.6%▲ +0.1 percentage points vs 01-2025 03-2025: 3.6%● unchanged vs 02-2025highest value 04-2025: 3.0%▼ -0.6 percentage points vs 03-2025 05-2025: 2.9%▼ -0.1 percentage points vs 04-2025 06-2025: 2.9%● unchanged vs 05-2025 07-2025: 2.8%▼ -0.1 percentage points vs 06-2025 08-2025: 2.7%▼ -0.1 percentage points vs 07-2025 09-2025: 2.7%● unchanged vs 08-2025 10-2025: 2.5%▼ -0.2 percentage points vs 09-2025 11-2025: 2.5%● unchanged vs 10-2025 12-2025: 2.5%● unchanged vs 11-2025 01-2026: 2.7%▲ +0.2 percentage points vs 12-2025 02-2026: 2.7%● unchanged vs 01-2026 03-2026: 2.8%▲ +0.1 percentage points vs 02-2026 04-2026: 2.9%▲ +0.1 percentage points vs 03-2026 05-2026: 1.8%▼ -1.1 percentage points vs 04-2026 06-2026: 1.9%▲ +0.1 percentage points vs 05-2026 07-2026: 1.9%● unchanged vs 06-2026 08-2026: 1.9%● unchanged vs 07-2026 09-2026: 1.9%● unchanged vs 08-2026 10-2026: 1.6%▼ -0.3 percentage points vs 09-2026lowest value

Credit of up to €500 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.8, compared with 0.72 in 2024, below 1; short-term debt: 76.6% and cash: 25.9% of total assets), and 92.6% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro): better than 25% on solvency, 33% on liquidity, 95% on profitability and 40% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Sector: Manufacture of food products (NACE 10)

KBO

Founded in 2020

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Equity €9,773 (7.4% of total assets)

NBB · annual accounts

Liquidity: current ratio 0.80, cash €34,305

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 01-04-2026, 29 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

29 days early

2024

30 days early

2023

32 days early

2022

30 days late

2021

59 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average on the deadline day; the sector median (NACE 10) for financial year 2024 is 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 1 April (4 of the last 5 filed years within 59 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-09-2026 year end24-10-2026 today30-04-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

01-04-2026 Annual accounts filedfinancial year 2025 · micro…
30-09-2025 Highest result from 2021 to 2025net €52,572 ▲49.4%
31-03-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Positive: Among the best 16% on net resultsector median €8,193 · 1,885 companies €52,572 View
Positive: 5 profitable years in a rowprofit 2025: €52,572 5 years View
Total assets 20255 financial years filed €132,563 View

By topic

Financials

Financial year: 2025
Total assets: €132,563
Profit: €52,572
Solvency: 7.4%

Total assets▼ 1.3%

Net result

20212025

Go to Financials

Timeline

Events: 6
Since: 2022
Next accounts: by 30-04-2027

29-03-2024Annual accounts filed
30-05-2023Annual accounts filed
28-06-2022Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Manufacture of cocoa, chocolate and sugar confectioneryNACE 10820
Founded: 29-07-2020
Year ends: 30-09
Peppol: Reachable for e-invoices

Go to Company details

Key facts about M CHOCOLATE

What is the company number of M CHOCOLATE?: 0751.601.728. In Belgium the VAT number is the company number with BE in front: BE 0751.601.728.
Where is M CHOCOLATE based?: The registered office is at Place Albert Ier 33, 4960 Malmedy.Company details
What does M CHOCOLATE do?: According to the KBO register, the main activity is manufacture of cocoa, chocolate and sugar confectionery (NACE 10820).
What is the legal form of M CHOCOLATE?: Private limited company (BV).
When was M CHOCOLATE founded?: On 29-07-2020.
Is M CHOCOLATE still active?: Yes, M CHOCOLATE is an active enterprise in the KBO register.
How many employees does M CHOCOLATE have?: On average 2.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of M CHOCOLATE?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is M CHOCOLATE profitable?: In financial year 2025, M CHOCOLATE made a profit of €52,572.
Where can I find the annual accounts of M CHOCOLATE?: M CHOCOLATE filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of M CHOCOLATE due?: By 30-04-2027, for financial year 2026.Timeline

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Overview